本文選題：現(xiàn)代農(nóng)業(yè) + 農(nóng)村金融　； 參考：《東北農(nóng)業(yè)大學(xué)》2015年碩士論文

【摘要】：黑龍江省政府制定《黑龍江省“兩大平原”現(xiàn)代農(nóng)業(yè)綜合配套改革試驗(yàn)金融改革方案》,旨在在“兩大平原”現(xiàn)代農(nóng)業(yè)改革試驗(yàn)中形成農(nóng)業(yè)機(jī)械裝備先進(jìn)、農(nóng)業(yè)組織生產(chǎn)方式優(yōu)化、農(nóng)業(yè)產(chǎn)業(yè)體系完備、城鄉(xiāng)統(tǒng)籌發(fā)展的新格局。依托金融強(qiáng)有力的支持是黑龍江省發(fā)展現(xiàn)代農(nóng)業(yè)的必經(jīng)途徑,因此系統(tǒng)地對黑龍江省金融支持現(xiàn)代農(nóng)業(yè)發(fā)展的研究也顯得尤為重要。本文通過對國內(nèi)外研究綜述分析加上基礎(chǔ)理論指導(dǎo),界定了農(nóng)村金融支持現(xiàn)代農(nóng)業(yè)發(fā)展的基本概念,運(yùn)用了比較分析法和文獻(xiàn)分析法,總結(jié)出黑龍江省金融支持現(xiàn)代農(nóng)業(yè)發(fā)展的現(xiàn)狀,黑龍江省金融支持現(xiàn)代農(nóng)業(yè)的主要力量有政策性金融機(jī)構(gòu)、商業(yè)性金融機(jī)構(gòu)、合作性金融機(jī)構(gòu)和保險(xiǎn)機(jī)構(gòu)。在闡述了以上現(xiàn)狀的基礎(chǔ)上,分析探究金融支持黑龍江省現(xiàn)代農(nóng)業(yè)發(fā)展所存在的問題,主要有以下問題:農(nóng)村金融制度不完善;政策性金融支持薄弱;商業(yè)銀行支持力度不足;合作性金融機(jī)構(gòu)自身缺陷嚴(yán)重;農(nóng)業(yè)保險(xiǎn)體系尚不完善�？偨Y(jié)山東省、成都市和上海市金融支持農(nóng)業(yè)發(fā)展的經(jīng)驗(yàn),得出對黑龍江省現(xiàn)代農(nóng)業(yè)金融支持體系建設(shè)的若干啟示,結(jié)合黑龍江省的實(shí)際情況,總結(jié)出黑龍江省金融支持現(xiàn)代農(nóng)業(yè)發(fā)展的對策建議:改革創(chuàng)新農(nóng)村金融機(jī)構(gòu)體制;增強(qiáng)農(nóng)業(yè)發(fā)展銀行的支持力度,發(fā)揮其作為政策性金融的主體作用;引導(dǎo)商業(yè)銀行支持現(xiàn)代農(nóng)業(yè)發(fā)展;深化農(nóng)村信用社改革,其自身的改革必須依靠國家給予更豐富、更直接有力的政策支持,改善農(nóng)村信用社資產(chǎn)質(zhì)量和狀況,切實(shí)轉(zhuǎn)換內(nèi)部管理的機(jī)制,向長期可持續(xù)發(fā)展的方向邁進(jìn);強(qiáng)化農(nóng)業(yè)保險(xiǎn)機(jī)制支持現(xiàn)代農(nóng)業(yè)發(fā)展,完善農(nóng)業(yè)保險(xiǎn)及再保險(xiǎn)制度�？傊�,現(xiàn)代農(nóng)業(yè)的發(fā)展是中國農(nóng)村經(jīng)濟(jì)和社會發(fā)展的重要基礎(chǔ)和途徑。在現(xiàn)代農(nóng)業(yè)的發(fā)展過程中,需要建立長效機(jī)制;需要政府、各金融機(jī)構(gòu)等全力配合才能發(fā)展好黑龍江省現(xiàn)代農(nóng)業(yè),才能增加農(nóng)民收入,才能推動農(nóng)村經(jīng)濟(jì)發(fā)展。
[Abstract]:The Heilongjiang Provincial Government has formulated the "two Great Plains" Modern Agricultural Comprehensive supporting Reform Experimental Financial Reform Scheme in Heilongjiang Province, which aims to form advanced agricultural machinery and equipment in the "two Great Plains" modern agricultural reform experiments. Agricultural organization mode of production optimization, complete agricultural industrial system, urban and rural overall development of the new pattern. Relying on the strong support of finance is the necessary way to develop modern agriculture in Heilongjiang Province, so it is particularly important to systematically study the financial support of modern agriculture in Heilongjiang Province. This paper defines the basic concepts of rural finance supporting the development of modern agriculture through the analysis of domestic and foreign research and the guidance of basic theory, and applies the comparative analysis method and the literature analysis method. The present situation of financial support for modern agriculture in Heilongjiang Province is summarized. The main forces of financial support for modern agriculture in Heilongjiang Province are policy-oriented financial institutions, commercial financial institutions, cooperative financial institutions and insurance institutions. On the basis of expounding the present situation above, this paper analyzes and explores the problems existing in the financial support of modern agricultural development in Heilongjiang Province. The main problems are as follows: the rural financial system is not perfect, the policy financial support is weak, the commercial bank support is insufficient; Cooperative financial institutions have serious defects and the agricultural insurance system is not perfect. Summing up the experience of finance supporting agriculture development in Shandong, Chengdu and Shanghai, the author draws some enlightenment to the construction of modern agricultural financial support system in Heilongjiang Province, and combines with the actual situation of Heilongjiang Province. The countermeasures and suggestions of financial support for modern agricultural development in Heilongjiang Province are summarized as follows: reforming and innovating the rural financial institution system, strengthening the support of Agricultural Development Bank and giving full play to its main role as policy-oriented finance; To guide commercial banks to support the development of modern agriculture and deepen the reform of rural credit cooperatives, their own reform must rely on richer and more direct and effective policy support from the state to improve the quality and condition of assets of rural credit cooperatives, We should transform the internal management mechanism to the direction of long-term sustainable development, strengthen the agricultural insurance mechanism to support the development of modern agriculture, and perfect the agricultural insurance and reinsurance system. In short, the development of modern agriculture is China's rural economic and social development of an important basis and approach. In the course of the development of modern agriculture, it is necessary to establish a long-term mechanism, to develop modern agriculture in Heilongjiang Province, to increase farmers' income and to promote the development of rural economy by the full cooperation of the government and financial institutions.
【學(xué)位授予單位】：東北農(nóng)業(yè)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2015
【分類號】：F327;F832

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