張家界農(nóng)村信用社支持新型農(nóng)業(yè)經(jīng)營(yíng)主體發(fā)展的研究
本文關(guān)鍵詞: 新型農(nóng)業(yè)經(jīng)營(yíng)主體 金融支持 農(nóng)村信用社 出處:《湖南農(nóng)業(yè)大學(xué)》2015年碩士論文 論文類型:學(xué)位論文
【摘要】:隨著我國(guó)農(nóng)村經(jīng)濟(jì)的發(fā)展,傳統(tǒng)的單一化的農(nóng)村經(jīng)營(yíng)主體模式已經(jīng)遠(yuǎn)遠(yuǎn)不能適應(yīng)現(xiàn)代農(nóng)村經(jīng)濟(jì)發(fā)展需求。在這種背景下,新興的集合了專業(yè)合作社、家庭農(nóng)場(chǎng)、農(nóng)業(yè)產(chǎn)業(yè)化龍頭企業(yè)以及公司加農(nóng)戶等主體的多樣化新型農(nóng)村經(jīng)營(yíng)主體迎來(lái)了發(fā)展,并逐漸成為現(xiàn)代農(nóng)業(yè)標(biāo)志性發(fā)展模式。金融力量的支持是推動(dòng)新型農(nóng)村經(jīng)營(yíng)主體發(fā)展的一大動(dòng)力,農(nóng)村信用社是農(nóng)村金融力量的主力軍,對(duì)新型農(nóng)業(yè)經(jīng)營(yíng)主體的發(fā)展發(fā)揮著舉足輕重的作用。所以,目前發(fā)展農(nóng)村經(jīng)濟(jì)的關(guān)鍵就是分析農(nóng)村信用社對(duì)于支持新型農(nóng)業(yè)經(jīng)營(yíng)主體發(fā)展的模式和作用。本文通過(guò)文獻(xiàn)查閱、資料整理等方式對(duì)農(nóng)村金融相關(guān)理論進(jìn)行了深入的分析和研究,回顧性分析了新型農(nóng)業(yè)經(jīng)營(yíng)主體的發(fā)展過(guò)程中的金融支持,為后文的研究奠定了基礎(chǔ);其次選擇湖南省張家界農(nóng)村信用社支持新型農(nóng)業(yè)經(jīng)營(yíng)主體發(fā)展的情況作為調(diào)研主體,進(jìn)行了深入的實(shí)地調(diào)研。研究發(fā)現(xiàn),湖南地區(qū)新型農(nóng)業(yè)經(jīng)營(yíng)主體發(fā)展有很大的資金需求,高級(jí)階段的經(jīng)營(yíng)階段更是表現(xiàn)出了對(duì)資金較大的依賴性,但是其根本問(wèn)題是經(jīng)營(yíng)主體的發(fā)展所需資金難以滿足,所以目前農(nóng)村信用社對(duì)于新型農(nóng)業(yè)經(jīng)營(yíng)主體發(fā)展的支持力度不足;通過(guò)分析造成上述問(wèn)題的原因,得出農(nóng)村信用社信貸體系不完善、經(jīng)營(yíng)主體本身具有弱質(zhì)性和發(fā)展滯后等問(wèn)題、農(nóng)村信用社支持力度不足等原因都是造成農(nóng)村信用社對(duì)農(nóng)村經(jīng)營(yíng)主體發(fā)展支持力度不足的原因;最后以問(wèn)題及造成問(wèn)題的原因?yàn)榛A(chǔ),有針對(duì)性的從農(nóng)村信用社、發(fā)展資金需求以及新型農(nóng)業(yè)經(jīng)營(yíng)主體三個(gè)層面提出了行之有效的改進(jìn)對(duì)策。希望通過(guò)對(duì)張家界農(nóng)村信用社支持新型農(nóng)業(yè)經(jīng)營(yíng)主體發(fā)展中存在的問(wèn)題的研究,可以很好的解決當(dāng)?shù)匦滦娃r(nóng)業(yè)經(jīng)營(yíng)主體發(fā)展的阻礙問(wèn)題,為解決其他類似問(wèn)題提供經(jīng)驗(yàn)借鑒,更好的推動(dòng)農(nóng)村整體經(jīng)濟(jì)發(fā)展。
[Abstract]:With the development of rural economy in our country, the traditional single rural management main body mode has been unable to adapt to the needs of modern rural economic development. The diversified new type of rural management subjects, such as leading enterprises in agricultural industrialization, companies and farmers, have ushered in the development. The support of financial forces is a major driving force to promote the development of the new type of rural management, and the rural credit cooperatives are the main force of the rural financial power. Therefore, the key to the development of rural economy is to analyze the mode and role of rural credit cooperatives in supporting the development of new agricultural management subjects. This paper makes a deep analysis and research on the rural finance related theories by means of data collation, and analyzes the financial support in the development process of the new agricultural management subject, which lays a foundation for the later research. Secondly, we select Zhangjiajie Rural Credit Cooperatives in Hunan Province as the research body to support the development of new agricultural management subjects, and carry out in-depth field investigation. The research finds that there is a great demand for funds for the development of new types of agricultural management subjects in Hunan Province. The management stage of the advanced stage is more dependent on the capital, but its fundamental problem is that the capital needed for the development of the main business body is difficult to meet. So at present, the support of rural credit cooperatives for the development of the new agricultural management main body is insufficient; through the analysis of the causes of the above problems, it is concluded that the credit system of rural credit cooperatives is not perfect. The problems such as weak quality and lagging development of the main body of management, insufficient support of rural credit cooperatives and other reasons are the reasons for the insufficient support of rural credit cooperatives to the development of rural management subjects; Finally, based on the problems and the causes of the problems, the rural credit cooperatives, The paper puts forward some effective measures to improve the development of the new agricultural management subject from the three aspects of developing the capital demand and the new agricultural management subject. It is hoped that through the study of the problems existing in the support of the development of the new agricultural management subject by the Zhangjiajie Rural Credit Cooperative, It can solve the problem of hindrance to the development of the new agricultural management main body, provide experience and reference for solving other similar problems, and promote the overall economic development of the countryside better.
【學(xué)位授予單位】:湖南農(nóng)業(yè)大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2015
【分類號(hào)】:F832.35;F324
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