本文選題：關(guān)于 + 構(gòu)建　； 參考：《社會科學戰(zhàn)線》2013年04期

【摘要】：正隨著宏觀經(jīng)濟形勢和監(jiān)管政策調(diào)整,以往支持銀行業(yè)高速增長的外部環(huán)境正在發(fā)生變化,過度依賴貸款增長、過度依賴存貸利差的發(fā)展與盈利模式已不可持續(xù),作為銀行業(yè)的弱勢群體——城商行面臨著越來越嚴峻的挑戰(zhàn)。當前,城商行亟待制定切實可行、符合現(xiàn)階段實際的內(nèi)部資金轉(zhuǎn)移定價體系,并以此為基礎(chǔ)構(gòu)建以經(jīng)濟
[Abstract]:With the adjustment of macroeconomic situation and regulatory policy, the external environment which used to support the rapid growth of banking industry is changing. The development and profit model of excessive reliance on loan growth and excessive reliance on deposit and loan spreads has become unsustainable. As a weak group of banking-City Commercial Bank is facing more and more severe challenges. At present, it is urgent for the city commercial banks to formulate a feasible and practical internal capital transfer pricing system in line with the actual situation at the present stage, and take this as the basis to construct the economy.
【作者單位】： 江西財經(jīng)大學經(jīng)濟學院;吉林銀行;
【分類號】：F830.42
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本文編號：2036813