本文關(guān)鍵詞： 商業(yè)銀行 盈利能力 影響因素　出處：《山東大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：追逐不斷增長的市值和長期穩(wěn)定的盈利是商業(yè)銀行的目標(biāo),也是根本上衡量一家商業(yè)銀行經(jīng)營管理能力的基本標(biāo)準(zhǔn)。隨著區(qū)域經(jīng)濟(jì)一體化和全球發(fā)展全球化,全球金融業(yè)進(jìn)入新的戰(zhàn)略轉(zhuǎn)型期,各大商業(yè)銀行面臨嚴(yán)峻的挑戰(zhàn)。從2005年底起,我國金融業(yè)對國外外資銀行已經(jīng)全面開放,國內(nèi)同行業(yè)競爭不斷加劇的同時(shí),國內(nèi)銀行與外資銀行的競爭也愈演愈烈。正因?yàn)槿绱?我國商業(yè)銀行需要大力提升自我的經(jīng)營管理能力和盈利能力,在國際金融業(yè)激烈競爭中立于不敗之地,并實(shí)現(xiàn)不間斷長期可持續(xù)發(fā)展。本文本著這樣的立意一開始就選取了2005年-2012年商業(yè)銀行經(jīng)營管理相關(guān)數(shù)據(jù)為統(tǒng)計(jì)分析樣本,選取其中的數(shù)據(jù)進(jìn)行精準(zhǔn)分析,采用數(shù)據(jù)多元回歸統(tǒng)計(jì)分析法對我國商業(yè)銀行的盈利能力分析評價(jià)。在此中找出提升我國商業(yè)銀行盈利能力的途徑,從影響因素中找出提高其中的盈利能力的建議與對策,對提高我國商業(yè)銀行的盈利能力水平,增強(qiáng)商業(yè)銀行的可實(shí)現(xiàn)價(jià)值和現(xiàn)實(shí)競爭力提供幫助。 本文主要針對最近五到八年來我國基本國情及我國商業(yè)銀行現(xiàn)實(shí)情況,對影響盈利能力的重要因素進(jìn)行了理論規(guī)范性分析和實(shí)證性分析,通過本文客觀全面分析研究,為我國商業(yè)銀行下一步逐漸提高其自身盈利水平指出了原因。在做具體統(tǒng)計(jì)分析的時(shí)候,對各大商業(yè)銀行的相關(guān)數(shù)據(jù)進(jìn)行研究,對我國商業(yè)銀行探索適合其自身的發(fā)展道路具有一定的重要意義。
[Abstract]:The pursuit of growing market value and long-term stable profits is the goal of commercial banks and a fundamental measure of a commercial bank's ability to operate and manage. With regional economic integration and globalization of global development, As the global financial industry enters a new strategic transition period, the major commercial banks are faced with severe challenges. Since end of 2005, China's financial industry has been fully open to foreign foreign banks, and the domestic competition in the same industry has been intensified. The competition between domestic banks and foreign banks is also becoming increasingly fierce. Because of this, Chinese commercial banks need to vigorously enhance their own management and profitability and remain invincible in the fierce competition in the international financial industry. And realize continuous long-term sustainable development. In this paper, from the beginning of this idea, selected commercial bank management related data from 2005 to 2012 as the statistical analysis sample, select the data for accurate analysis. This paper analyzes and evaluates the profitability of commercial banks in China by using the statistical analysis method of multivariate regression, finds out the ways to improve the profitability of commercial banks in China, and finds out the suggestions and countermeasures to improve the profitability of commercial banks from the influencing factors. It will help to improve the profitability of commercial banks and enhance the realizable value and realistic competitiveness of commercial banks. Aiming at the basic conditions of our country and the reality of commercial banks in recent five to eight years, this paper makes a theoretical normative analysis and an empirical analysis on the important factors that affect the profitability of commercial banks. It points out the reasons for our country's commercial banks to gradually improve their own profit level in the next step. When we do the specific statistical analysis, we study the relevant data of the major commercial banks. It is of great significance for China's commercial banks to explore their own development path.
【學(xué)位授予單位】：山東大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F832.33;F830.42

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本文編號：1519862