本文選題：信貸市場 + 經(jīng)濟(jì)增長�。� 參考：《首都經(jīng)濟(jì)貿(mào)易大學(xué)》2005年碩士論文

【摘要】：本文在內(nèi)生經(jīng)濟(jì)增長模型的分析框架下重新研究信貸市場的發(fā)展與經(jīng)濟(jì)增長的關(guān)系。與現(xiàn)有文獻(xiàn)不同,本文不僅在企業(yè)家市場上考慮信貸市場的發(fā)展而且把消費者信貸市場也加進(jìn)本文的分析框架中。兩種信貸市場之間相互依賴相互作用,消費者信貸市場與企業(yè)家信貸市場的相互作用對經(jīng)濟(jì)增長具有非常重要的關(guān)系。 通過用甄別成本的降低來代表信貸市場的發(fā)展,我們主要研究了消費者與企業(yè)家的均衡合約之間的相互依賴和經(jīng)濟(jì)增長的關(guān)系。我們發(fā)現(xiàn)信貸市場的發(fā)展與經(jīng)濟(jì)增長的關(guān)系是不明確的。具體而言,在信貸市場發(fā)展的某些階段經(jīng)濟(jì)增長是隨著信貸市場的發(fā)展而降低的。而且,在某些情況下企業(yè)家信貸市場的發(fā)展對企業(yè)家市場的信貸條件和經(jīng)濟(jì)增長率都沒有影響但影響消費者市場的信貸條件。這個模型從經(jīng)驗上看也是很有意義的,因為它可以解釋為什么信貸市場的發(fā)展對經(jīng)濟(jì)增長的影響在高收入國家和中低收入國家不同。 最后我們對信貸市場的發(fā)展與經(jīng)濟(jì)增長的關(guān)系進(jìn)行實證分析。通過研究我們發(fā)現(xiàn)在信貸市場的發(fā)展與經(jīng)濟(jì)增長的關(guān)系中存在一個轉(zhuǎn)折點。具體來說就是在信貸市場欠發(fā)達(dá)的國家中信貸市場的發(fā)展與經(jīng)濟(jì)增長是正相關(guān)的而在信貸市場較發(fā)達(dá)的國家信貸市場的發(fā)展與經(jīng)濟(jì)增長是負(fù)相關(guān)的。這個結(jié)果很好的支持了我們理論模型中得出的結(jié)論。
[Abstract]:This paper restudies the relationship between the development of credit market and economic growth under the framework of endogenous economic growth model. Different from the existing literature, this paper not only considers the development of the credit market in the entrepreneur market, but also adds the consumer credit market to the analytical framework of this paper. The two kinds of credit market depend on each other, and the interaction between consumer credit market and entrepreneur credit market is very important to economic growth. By using the reduction of screening cost to represent the development of credit market, we mainly study the relationship between consumer and entrepreneur's equilibrium contract and economic growth. We find that the relationship between the development of credit market and economic growth is unclear. Specifically, in some stages of the development of credit markets, economic growth is reduced with the development of credit markets. Moreover, in some cases, the development of entrepreneur credit market has no effect on the credit condition and economic growth rate of entrepreneur market, but affects the credit condition of consumer market. This model also makes sense empirically because it explains why the impact of credit market development on economic growth is different in high-income countries and low- and middle-income countries. Finally, we analyze the relationship between the development of credit market and economic growth. We find that there is a turning point in the relationship between the development of credit market and economic growth. Specifically, the development of credit market is positively related to economic growth in the underdeveloped countries, while the development of credit market is negatively related to economic growth in the more developed countries. This result well supports the conclusion of our theoretical model.
【學(xué)位授予單位】：首都經(jīng)濟(jì)貿(mào)易大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2005
【分類號】：F061.2

【引證文獻(xiàn)】

相關(guān)碩士學(xué)位論文 前2條

1 方曦;我國商業(yè)銀行發(fā)展綠色信貸問題研究[D];東北財經(jīng)大學(xué);2010年

2 郭陳孜;信貸約束和債權(quán)人保護(hù)問題研究[D];復(fù)旦大學(xué);2008年

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本文編號：1794589