發(fā)布時(shí)間：2018-03-17 21:23

  本文選題：保險(xiǎn)業(yè)　切入點(diǎn)：新型城鎮(zhèn)化　出處：《河北大學(xué)》2014年碩士論文　論文類(lèi)型：學(xué)位論文

【摘要】：十八大以來(lái)，新型城鎮(zhèn)化一直是黨中央工作的重點(diǎn)，2014年3月3日召開(kāi)的兩會(huì)也把新型城鎮(zhèn)化作為重點(diǎn)討論的對(duì)象。隨著新型城鎮(zhèn)化建設(shè)的推進(jìn)，為各個(gè)行業(yè)創(chuàng)造了新的發(fā)展機(jī)遇，擔(dān)負(fù)服務(wù)經(jīng)濟(jì)社會(huì)重要使命的保險(xiǎn)業(yè)也不例外。保險(xiǎn)業(yè)作為社會(huì)保障體系建設(shè)的重要參與者，在城鎮(zhèn)化建設(shè)過(guò)程具有得天獨(dú)厚的優(yōu)勢(shì)，可以大有作為。 當(dāng)前，新型城鎮(zhèn)化建設(shè)進(jìn)入到關(guān)鍵時(shí)期，新型城鎮(zhèn)化質(zhì)量的提高既需要保險(xiǎn)業(yè)在養(yǎng)老、醫(yī)療和健康等社會(huì)保障方面進(jìn)行支持，又需要保險(xiǎn)資金投入到新型城鎮(zhèn)化建設(shè)之中。但目前保險(xiǎn)業(yè)參與新型城鎮(zhèn)化建設(shè)還存在一些問(wèn)題：一方面，，保險(xiǎn)保障體系的不完善制約著新型城鎮(zhèn)化的進(jìn)程；另一方面，保險(xiǎn)資金參與新型城鎮(zhèn)化建設(shè)規(guī)劃不完善，收效不明顯。本文從保險(xiǎn)業(yè)與新型城鎮(zhèn)化相互關(guān)系入手，研究保險(xiǎn)業(yè)參與新型城鎮(zhèn)化建設(shè)的對(duì)策，在對(duì)保險(xiǎn)業(yè)及新型城鎮(zhèn)化發(fā)展現(xiàn)狀，以及現(xiàn)階段保險(xiǎn)業(yè)參與新型城鎮(zhèn)化建設(shè)的情況有了初步了解后，首先對(duì)30個(gè)�。ㄊ校┍ｋU(xiǎn)密度、保險(xiǎn)深度數(shù)據(jù)與城鎮(zhèn)化率之間的相互關(guān)系做定量分析，接著利用286個(gè)地市的保險(xiǎn)數(shù)據(jù)與城鎮(zhèn)化質(zhì)量指標(biāo)對(duì)保險(xiǎn)與城鎮(zhèn)化之間的關(guān)系做回歸分析，得出二者之間具有正相關(guān)關(guān)系。其次，列舉國(guó)內(nèi)關(guān)于保險(xiǎn)業(yè)參與新型城鎮(zhèn)化建設(shè)的典型事例并總結(jié)經(jīng)驗(yàn)，再結(jié)合保險(xiǎn)業(yè)在參與新型城鎮(zhèn)化建設(shè)實(shí)際操作中出現(xiàn)的問(wèn)題，從政府的有力支持、完善社會(huì)保障體系和保險(xiǎn)資金的合理利用三個(gè)方面提出對(duì)策建議，以期保險(xiǎn)業(yè)能夠合理、高效的服務(wù)于新型城鎮(zhèn)化建設(shè)，與此同時(shí)，新型城鎮(zhèn)化也能為保險(xiǎn)業(yè)的發(fā)展提供廣闊的空間和良好的環(huán)境。
[Abstract]:Since the 18 National Congress, new-type urbanization has always been the focus of the work of the CPC Central Committee. The two sessions held in March 3rd 2014 also focused on the discussion of new-type urbanization. With the advancement of the construction of new-type urbanization, The insurance industry is no exception. As an important participant in the construction of social security system, the insurance industry has unique advantages in the process of urbanization construction. Much can be done. At present, the construction of new urbanization has entered a critical period. The improvement of the quality of new urbanization requires the support of the insurance industry in terms of social security, such as old-age care, medical care and health. However, there are still some problems in the insurance industry's participation in the construction of new urbanization: on the one hand, the imperfect insurance security system restricts the process of new-type urbanization; on the other hand, The insurance fund participation in the new urbanization construction planning is not perfect, the result is not obvious. This article starts with the insurance industry and the new urbanization mutual relations, studies the insurance industry to participate in the new urbanization construction countermeasure, After a preliminary understanding of the current situation of the insurance industry and the new urbanization, as well as the current situation of the insurance industry participating in the construction of the new type of urbanization, first of all, the insurance density of 30 provinces (cities). The relationship between insurance depth data and urbanization rate is quantitatively analyzed, and then the relationship between insurance and urbanization is analyzed by using 286 prefectural insurance data and urbanization quality index. It is concluded that there is a positive correlation between the two. Secondly, the typical examples of insurance industry participating in the construction of new urbanization are listed and the experience is summarized, and then the problems of insurance industry in participating in the actual operation of the construction of new urbanization are combined. From the government's strong support, improve the social security system and the rational use of insurance funds, put forward three aspects of countermeasures and suggestions, in order to ensure that the insurance industry can reasonably and efficiently serve the new urbanization construction, at the same time, New urbanization can also provide a broad space and a good environment for the development of the insurance industry.
【學(xué)位授予單位】：河北大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：F842;F299.2

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