PF銀行長春分行小微企業(yè)信貸相關(guān)問題研究
[Abstract]:This paper takes the small and micro enterprise credit business of PF Bank Changchun Branch as the research object. Firstly, it expounds the research background, the significance of the research and the related theory of the small micro enterprise credit business. Then, combining with the basic situation of PF Bank Changchun Branch, this paper focuses on the inevitability of PF Bank Changchun Branch developing small and micro-enterprise credit business, as well as the current situation of PF Bank Changchun Branch small and Micro-enterprise credit business. This paper summarizes the problems existing in the credit business of small and micro-enterprises in Changchun Branch of PF Bank: the degree of professional operation is not high, the ability of risk control is low, the innovative financial products are insufficient, the operation of loan approval is not standardized and the management of credit risk is not standardized. At the same time from the PF Bank Changchun Branch, small and micro-enterprises and other aspects of the three aspects of the PF Bank Changchun Branch of small and micro-enterprise credit business problems. In view of the problems existing in the small and micro-enterprise credit business of PF Bank Changchun Branch, this paper puts forward the following solutions: firstly, to improve the professional operation level of small and micro-enterprise credit of PF Bank Changchun Branch; Secondly, to enhance the risk control ability of PF Bank Changchun Branch for small and micro-enterprises; third, to increase the innovation ability of small and micro-enterprise financial products of PF Bank Changchun Branch; Fourth, improve the PF bank Changchun branch for small and micro-enterprise credit approval process; fifth, strengthen PF bank Changchun branch small and micro-enterprise credit risk control and management. The research process and conclusion of this paper can be used as a reference for the development of small and micro-enterprise credit business of PF Bank Changchun Branch. Combined with the relevant theoretical knowledge and practical situation, the scientific solutions are put forward. It is of great practical significance to promote the sustainable and healthy development of small and micro-enterprise credit business of PF Bank Changchun Branch.
【學(xué)位授予單位】:吉林大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2017
【分類號】:F832.4;F275
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