發(fā)布時(shí)間：2018-08-18 09:07

【摘要】：社會(huì)保障是一國(guó)政府為本國(guó)或合法居住在本國(guó)的外籍公民提供勞動(dòng)保障、就業(yè)、生育以及未來養(yǎng)老等方面承擔(dān)責(zé)任的體制機(jī)制,社會(huì)保障作為各個(gè)國(guó)家關(guān)注的民生焦點(diǎn)問題,能否良好運(yùn)行關(guān)系到整個(gè)社會(huì)人民生活水平的高低,甚至是一個(gè)國(guó)家的穩(wěn)定與否。自進(jìn)入工業(yè)化社會(huì)以來,大機(jī)器生產(chǎn)的時(shí)代使得工人出現(xiàn)傷病的幾率大大增加,與此同時(shí)工人成為無產(chǎn)者,年老時(shí)沒有土地提供收益的情況下生活保障受到威脅。隨著工人階級(jí)的普遍覺醒,普遍要求國(guó)家提供年老、因公傷病的保障制度。為了維護(hù)社會(huì)生產(chǎn)的連續(xù)性、保證政治生活的安定有序,歐洲工業(yè)化國(guó)家先后建立了本國(guó)的社會(huì)保障體制。隨著社會(huì)保險(xiǎn)項(xiàng)目的增多、基金規(guī)模的擴(kuò)大,簡(jiǎn)單的管理方式已經(jīng)不能適應(yīng)資金保值增值的需要,為此社會(huì)保障基金應(yīng)運(yùn)而生�；鸸芾沓袚�(dān)保證資金安全、確保管理秩序高效、支取靈活便捷的重任,這其中社會(huì)保障基金投資管理的有效程度無疑成為社�；鸨Ｖ翟鲋档闹匾A(chǔ)。世界各國(guó)在結(jié)合本國(guó)實(shí)際情況的同時(shí),對(duì)社會(huì)保障基金投資運(yùn)行管理進(jìn)行了不斷的探索,目前基本形成了幾種較為穩(wěn)定的投資管理模式。筆者以對(duì)我國(guó)社�；鹪谕顿Y管理的維度具有借鑒意義為出發(fā)點(diǎn),選取各國(guó)投資管理中的典型模型,依次對(duì)美國(guó)、瑞典、新加坡、智利四國(guó)的社會(huì)保障基金投資管理模式運(yùn)用對(duì)比分析的方法進(jìn)行逐一分析,其中智利是委托投資的典型代表,新加坡為集中統(tǒng)一投資管理的典型,美國(guó)和瑞典介于二者之間,再結(jié)合我國(guó)社會(huì)保障基金管理在投資方面出現(xiàn)的典型問題,提出筆者的針對(duì)性建議。本文以2001—2015年為時(shí)間窗口,運(yùn)用數(shù)據(jù)分析的方法,主要依據(jù)社會(huì)保障基金理事會(huì)、證監(jiān)會(huì)等官方機(jī)構(gòu)披露的信息以及相關(guān)學(xué)者的著述,對(duì)我國(guó)社會(huì)保障基金在風(fēng)險(xiǎn)控制、內(nèi)部稽查、外部監(jiān)督、投資結(jié)構(gòu)等內(nèi)容進(jìn)行詳實(shí)闡述。得出我國(guó)社會(huì)保障基金管理在投資管理多元化方面還有待提高,委托投資管理見效顯著,但是實(shí)業(yè)投資和海外投資的步伐還應(yīng)加快;在投資監(jiān)督、信息公開、查詢便捷性等方面還有所欠缺。因此提高風(fēng)險(xiǎn)防控能力,并提高信息透明度,事前嚴(yán)格選擇投資托管人、立體監(jiān)管委托管理人的投資業(yè)績(jī)和行為態(tài)度,將投資管理與提振經(jīng)濟(jì)相結(jié)合,加大海外投資和實(shí)業(yè)投資力度,在開發(fā)和完善新型投資工具方面提高指數(shù)化投資和實(shí)業(yè)投資的比例。
[Abstract]:Social security is an institutional mechanism that provides labor security, employment, childbearing and future old-age support for foreign citizens living in their own country or legally in their own country. Social security is the focus of the livelihood of all countries. Whether it can run well or not is related to the standard of living of the whole society and even the stability of a country. Since entering the industrial society, the age of large machine production has greatly increased the chance of injury and injury among workers, while workers become proletarians and their livelihood security is threatened when they have no land to provide income in old age. With the widespread awakening of the working class, the state is generally required to provide a system of protection for the elderly, the sick and the injured. In order to maintain the continuity of social production and ensure the stability and order of political life, European industrialized countries have established their own social security system. With the increase of social insurance projects and the expansion of fund size, simple management methods can not meet the need of maintaining and increasing the value of funds, so social security funds have emerged as the times require. Fund management undertakes the important task of ensuring the security of funds, ensuring the order of management, and obtaining flexibility and convenience, among which the effective degree of investment management of social security funds is undoubtedly the important basis for maintaining and increasing the value of social security funds. At the same time, the countries all over the world have carried on the exploration to the social security fund investment operation management, at the same time, has basically formed several relatively stable investment management models. The author chooses the typical models of the investment management of various countries in order to the United States, Sweden, Singapore, in order to use for reference to the dimension of investment management of social security fund of our country as the starting point. The investment management model of social security fund in Chile is analyzed one by means of comparative analysis. Chile is the typical representative of entrusted investment, Singapore is the typical model of centralized and unified investment management, and the United States and Sweden are between the two. Combined with the typical problems in the investment of social security fund management in China, the author puts forward some specific suggestions. This paper takes 2001-2015 as the time window, uses the method of data analysis, mainly according to the information disclosed by the Social Security Fund Board, the Securities Regulatory Commission and other official organizations, as well as the works of relevant scholars, to control the risk of social security funds in China. Internal audit, external supervision, investment structure and other content for detailed elaboration. It is concluded that China's social security fund management still needs to be improved in terms of diversification of investment management, and the entrusted investment management has achieved remarkable results, but the pace of industrial investment and overseas investment should be quickened. Query convenience and other aspects are still lacking. Therefore, to improve the ability of risk prevention and control, to improve the transparency of information, to strictly select investment custodians in advance, to supervise the investment performance and behavior attitude of entrusted managers in a three-dimensional manner, and to combine investment management with boosting the economy, We will increase overseas investment and industrial investment and increase the proportion of indexed investment and industrial investment in the development and improvement of new investment tools.
【學(xué)位授予單位】：山東大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F842.61;F832.51

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