本文選題：金融扶貧 + 正式金融　； 參考：《農(nóng)村金融研究》2017年11期

【摘要】：論文通過文獻研究,從金融扶貧的概念體系、作用機理及我國中西部地區(qū)金融扶貧的實踐效果三個方面對國內(nèi)外相關(guān)研究進行了梳理和分析。研究發(fā)現(xiàn):一方面,現(xiàn)有研究主要側(cè)重于金融如何發(fā)揮扶貧作用的機理研究,而對于在制度安排上如何實施金融扶貧的機制研究尚不成熟;另一方面,雖然非正規(guī)金融的扶貧作用已得到廣泛認(rèn)可,但尚未將其納入金融扶貧的正規(guī)化體系。鑒于此,后續(xù)研究可從正規(guī)金融與非正規(guī)金融的關(guān)系入手,探討其聯(lián)動機制,并在此基礎(chǔ)上從利益相關(guān)者的視角,對金融扶貧體系中的擔(dān)保機制、激勵機制、監(jiān)督機制等方面展開深入研究。
[Abstract]:Based on the literature research, this paper combs and analyzes the related research at home and abroad from three aspects: the concept system of financial poverty alleviation, the mechanism of financial poverty alleviation and the practical effect of financial poverty alleviation in central and western regions of China. It is found that, on the one hand, the existing studies mainly focus on the mechanism of how finance plays a role in poverty alleviation, while the research on how to implement financial poverty alleviation mechanism in institutional arrangements is not mature; on the other hand, Although the role of informal finance in poverty alleviation has been widely recognized, it has not been incorporated into the formalization system of financial poverty alleviation. In view of this, the following research can start with the relationship between formal finance and informal finance, and discuss its linkage mechanism, and on this basis, from the perspective of stakeholders, the guarantee mechanism and incentive mechanism in the financial poverty alleviation system can be discussed. Supervision mechanism and other aspects of in-depth research.
【作者單位】： 內(nèi)蒙古財經(jīng)大學(xué)會計學(xué)院;
【分類號】：F323.8;F832
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本文編號：2114156