發(fā)布時間：2018-05-03 12:00

  本文選題：融資擔保機構 + 風險　； 參考：《經濟與管理》2017年02期

【摘要】：融資擔保機構作為經營風險的主體,風險防范水平的高低關乎其生死存亡。把融資擔保機構的風險分為宏觀和微觀兩個層面,將中小微企業(yè)、擔保機構和銀行三個關聯(lián)方作為微觀層面指標放在一起綜合分析,構建其風險指標體系。運用層次分析和熵值法對各級風險指標進行權重衡量,并根據(jù)結果進行排名,明確融資擔保機構的主要風險因素。據(jù)此提出應對策略:融資擔保機構應建立基于大數(shù)據(jù)分析的風險控制制度,擴大資本金規(guī)模;政府應建立完善的風險補償機制,引導銀行與擔保機構建立基于期權策略的合作機制。
[Abstract]:The financing guarantee institution is the main body of the management risk, and the level of risk prevention is related to its survival and death. The risk of the financing guarantee institution is divided into two aspects of macro and micro levels, and a comprehensive analysis is put on the micro and micro enterprises, the guarantee institutions and the three related parties of the bank as a micro level index, and the risk index system is constructed. The analytic hierarchy process and entropy method are used to weigh the risk indexes at all levels, and the main risk factors of the financing guarantee institutions are determined according to the results. Accordingly, the countermeasures are put forward: the financing guarantee institutions should establish the risk control system based on the large data analysis, expand the scale of the capital, and the government should establish a perfect risk compensation mechanism. Guide banks and guarantee institutions to establish a cooperative mechanism based on option strategy.

【作者單位】： 河北經貿大學金融學院;
【基金】：河北省社會科學基金項目(HB15YJ069)
【分類號】：F832.39

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相關期刊論文 前6條

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本文編號：1838401