本文選題：金融生態(tài)環(huán)境 + 家庭借貸行為��； 參考：《當代經濟管理》2017年04期

【摘要】：利用中國30個省級區(qū)域2006~2013年的相關統計數據,構建動態(tài)面板模型,并運用系統GMM估計方法,考察區(qū)域金融生態(tài)環(huán)境演化對家庭借貸行為的影響。結果表明:金融生態(tài)環(huán)境演化對家庭借貸行為具有顯著的正向影響;金融生態(tài)環(huán)境較好區(qū)域(Ⅰ區(qū)和Ⅱ區(qū))的金融生態(tài)環(huán)境演化對家庭借貸規(guī)模的影響程度要高于金融生態(tài)環(huán)境較差區(qū)域(Ⅲ區(qū));金融生態(tài)環(huán)境評價指標體系中各準則層變量對家庭借貸行為的影響各異,且各區(qū)域間的差異化程度較明顯。因此,政府及有關部門應依據金融生態(tài)環(huán)境評價的量化結果,實施針對性的調控政策,改善區(qū)域金融生態(tài)環(huán)境質量,進而推動各區(qū)域家庭債務規(guī)模的適度增長。
[Abstract]:Based on the statistical data of 30 provincial regions in China from 2006 to 2013, the dynamic panel model is constructed and the influence of the evolution of regional financial ecological environment on household lending behavior is investigated by using the systematic GMM estimation method. The results show that: the evolution of financial ecological environment has a significant positive impact on household lending behavior; The influence of the evolution of the financial ecological environment on the scale of household borrowing in the regions with better financial ecological environment (region 鈪，

本文編號：1787953