數(shù)字貨幣理論與實(shí)踐研究進(jìn)展
本文選題:央行數(shù)字貨幣 切入點(diǎn):私人數(shù)字貨幣 出處:《經(jīng)濟(jì)學(xué)動(dòng)態(tài)》2017年10期 論文類型:期刊論文
【摘要】:近年來(lái),隨著區(qū)塊鏈、大數(shù)據(jù)與云計(jì)算等金融科技的發(fā)展,數(shù)字貨幣創(chuàng)新并快速發(fā)展成為世界各國(guó)關(guān)注的焦點(diǎn),許多國(guó)家的中央銀行正在積極研究發(fā)行主權(quán)數(shù)字貨幣相關(guān)技術(shù)的可行性,這推動(dòng)了數(shù)字貨幣的理論與實(shí)踐進(jìn)入繁榮發(fā)展階段。本文對(duì)數(shù)字貨幣的技術(shù)與實(shí)踐源流、理論模式演進(jìn)與實(shí)踐進(jìn)展脈絡(luò)進(jìn)行了梳理,試圖歸納出數(shù)字貨幣的演進(jìn)規(guī)律和趨勢(shì),分析數(shù)字貨幣對(duì)主權(quán)國(guó)家以及全球金融體系可能產(chǎn)生的影響。本文認(rèn)為,技術(shù)推動(dòng)了貨幣形態(tài)的演進(jìn)和創(chuàng)新,數(shù)字貨幣本身屬于信用貨幣,必須由中央銀行控制發(fā)行;未來(lái)中央銀行發(fā)行的主權(quán)數(shù)字貨幣可能作為一種補(bǔ)充性法定貨幣;同時(shí)貨幣當(dāng)局要加強(qiáng)對(duì)私人數(shù)字貨幣的規(guī)范和監(jiān)管,由于其不具有公信力,投機(jī)性強(qiáng),應(yīng)將其應(yīng)用嚴(yán)格控制在局部范圍之內(nèi),對(duì)于利用私人數(shù)字貨幣進(jìn)行的非法融資活動(dòng)要堅(jiān)決取締。
[Abstract]:In recent years, with the development of block chain, big data and cloud computing and other financial technologies, digital money innovation and rapid development has become the focus of attention of all countries in the world. The central banks of many countries are actively studying the feasibility of issuing sovereign digital money related technologies, which has pushed the theory and practice of digital money into a prosperous stage of development. The evolution of theoretical model and the development of practice have been combed, and the evolution law and trend of digital money have been summarized, and the possible influence of digital currency on sovereign countries and global financial system has been analyzed. Technology has promoted the evolution and innovation of monetary form, digital money itself belongs to credit currency, it must be issued by the central bank, the sovereign digital currency issued by central bank in the future may be regarded as a supplementary legal tender. At the same time, the monetary authorities should strengthen the regulation and supervision of private digital money. Because it has no credibility and is highly speculative, it should be strictly controlled within a local scope. Illegal financing using private digital money should be resolutely banned.
【作者單位】: 中央財(cái)經(jīng)大學(xué)金融學(xué)院;
【基金】:國(guó)家社科基金重大項(xiàng)目(14ZDA044)
【分類號(hào)】:F49;F821
【相似文獻(xiàn)】
相關(guān)期刊論文 前6條
1 董榮;蘇文舉;;淺議互聯(lián)網(wǎng)金融給中央銀行帶來(lái)的挑戰(zhàn)[J];金融會(huì)計(jì);2014年05期
2 董榮;蘇文舉;;淺議互聯(lián)網(wǎng)金融給中央銀行帶來(lái)的挑戰(zhàn)[J];中國(guó)集體經(jīng)濟(jì);2014年19期
3 ;月歷[J];國(guó)企;2013年11期
4 郭林風(fēng);;電子貨幣對(duì)貨幣政策傳導(dǎo)機(jī)制的影響[J];企業(yè)導(dǎo)報(bào);2009年08期
5 王馨;孫丹;;電子貨幣對(duì)中央銀行鑄幣稅影響的分析[J];遼寧經(jīng)濟(jì);2009年05期
6 楊軍;;中央銀行對(duì)電子貨幣監(jiān)管的問(wèn)題研究[J];金融與經(jīng)濟(jì);2009年12期
相關(guān)重要報(bào)紙文章 前2條
1 中央財(cái)經(jīng)大學(xué)金融學(xué)院教授 郭田勇;余額寶倒逼金融業(yè)創(chuàng)新發(fā)展[N];證券日?qǐng)?bào);2014年
2 本報(bào)駐阿根廷記者 李志明;一次難忘的取款經(jīng)歷[N];人民日?qǐng)?bào);2002年
,本文編號(hào):1592810
本文鏈接:http://sikaile.net/jingjilunwen/huobiyinxinglunwen/1592810.html