本文關(guān)鍵詞： 農(nóng)村金融 農(nóng)民收入增長(zhǎng) “支農(nóng)”服務(wù) VAR模型　出處：《山東理工大學(xué)》2017年碩士論文　論文類型：學(xué)位論文

【摘要】：農(nóng)業(yè)是國(guó)民經(jīng)濟(jì)的基礎(chǔ),農(nóng)業(yè)、農(nóng)民和農(nóng)村問(wèn)題是有關(guān)國(guó)計(jì)民生的重大問(wèn)題。近年來(lái),我國(guó)農(nóng)業(yè)和農(nóng)村經(jīng)濟(jì)發(fā)展相對(duì)緩慢,農(nóng)民收入水平不高,城鄉(xiāng)收入差顯巨不斷拉大,“三農(nóng)”問(wèn)題亟待解決�！叭r(nóng)”問(wèn)題的核心在于農(nóng)民收入增長(zhǎng)緩慢,農(nóng)民收入水平的提高關(guān)系到農(nóng)村社會(huì)的穩(wěn)定和整體經(jīng)濟(jì)的發(fā)展。然而,農(nóng)民收入的提高離不開(kāi)金融的支持,大量研究表明,農(nóng)村金融功能的有效發(fā)揮能夠促進(jìn)農(nóng)民收入的增長(zhǎng)。但是,目前我國(guó)各地區(qū)農(nóng)村金融發(fā)展水平總體不高,這在很大程度上制約了農(nóng)民收入的提高,農(nóng)村金融應(yīng)該如何助力農(nóng)民收入增長(zhǎng)發(fā)展以及適應(yīng)農(nóng)村經(jīng)濟(jì)新變化,加大支農(nóng)服務(wù)力度,在區(qū)域農(nóng)業(yè)經(jīng)濟(jì)和農(nóng)民收入增長(zhǎng)產(chǎn)業(yè)化發(fā)展中充分發(fā)揮效益,這是農(nóng)村金融機(jī)構(gòu)亟待解決的現(xiàn)實(shí)問(wèn)題。因此,有必要對(duì)農(nóng)村金融發(fā)展和農(nóng)民增收的關(guān)系進(jìn)行更加深入的研究。本文以淄博農(nóng)民收入增長(zhǎng)發(fā)展為研究對(duì)象,以淄博農(nóng)村金融發(fā)展促進(jìn)農(nóng)民收入增長(zhǎng)為主線,建立農(nóng)村金融發(fā)展和農(nóng)民收入增長(zhǎng)發(fā)展的VAR模型,并在此基礎(chǔ)上利用脈沖響應(yīng)和方差分解,對(duì)農(nóng)村金融發(fā)展對(duì)農(nóng)民收入增長(zhǎng)發(fā)展的各個(gè)指標(biāo)的動(dòng)態(tài)關(guān)系進(jìn)行實(shí)證分析。結(jié)果表明,淄博農(nóng)村金融發(fā)展規(guī)模、農(nóng)村金融發(fā)展效率、以及農(nóng)村金融支農(nóng)效率的增加對(duì)農(nóng)民收入增長(zhǎng)的發(fā)展存在正向效應(yīng),其中農(nóng)村金融發(fā)展效率和農(nóng)村金融支農(nóng)效率貢獻(xiàn)度最高。在此基礎(chǔ)上,展開(kāi)農(nóng)村金融發(fā)展對(duì)農(nóng)民收入增長(zhǎng)影響的研究,并進(jìn)一步提出農(nóng)村金融如何發(fā)展有效促進(jìn)農(nóng)民收入增長(zhǎng)的政策,深化改革農(nóng)村金融體制以及完善農(nóng)村金融體系,提高農(nóng)村金融辦事效率和競(jìng)爭(zhēng)性農(nóng)村金融市場(chǎng)的培育,創(chuàng)新農(nóng)村金融服務(wù)產(chǎn)品,加大農(nóng)村資金投入;加強(qiáng)社會(huì)信用建設(shè),改善農(nóng)村金融生態(tài)環(huán)境。本研究力求從多層次、多角度的探索出一條適合農(nóng)村金融推動(dòng)農(nóng)民收入增長(zhǎng)發(fā)展的道路。
[Abstract]:Agriculture is the foundation of the national economy, and the problems of agriculture, farmers and rural areas are important issues related to the national economy and the people's livelihood. In recent years, the development of agriculture and rural economy in China has been relatively slow, and the level of peasants' income has not been high. The income gap between urban and rural areas is widening, and the problem of "agriculture, countryside and farmers" should be solved urgently. The core of the problem lies in the slow growth of farmers' income, and the improvement of farmers' income level is related to the stability of rural society and the development of the whole economy. A large number of studies show that the effective exertion of rural financial function can promote the growth of farmers' income. However, at present, the level of rural financial development in various regions of China is not high. To a large extent, this has restricted the improvement of farmers' income. How should rural finance help farmers' income growth and development, adapt to the new changes in rural economy, and increase support for agriculture and services? It is an urgent problem for rural financial institutions to give full play to the benefits in the development of regional agricultural economy and the industrialization of farmers' income growth. It is necessary to further study the relationship between rural financial development and farmers' income increase. This paper takes the development of farmers' income in Zibo as the research object and the rural financial development of Zibo as the main line to promote the growth of farmers' income. The VAR model of rural financial development and farmers' income growth is established, and based on this model, impulse response and variance decomposition are used. The dynamic relationship between rural financial development and the development of farmers' income is analyzed empirically. The results show that the scale of rural financial development, the efficiency of rural financial development, And the increase of rural financial support efficiency has a positive effect on the development of farmers' income, in which rural financial development efficiency and rural financial support efficiency contribute the most. This paper studies the impact of rural financial development on the growth of farmers' income, and further puts forward how rural finance can effectively promote the growth of farmers' income, deepen the reform of the rural financial system and improve the rural financial system. To improve the efficiency of rural finance and the cultivation of competitive rural financial market, to innovate rural financial service products, to increase rural capital investment, to strengthen the construction of social credit, to improve the rural financial ecological environment. To explore a suitable way for rural finance to promote the growth of farmers' income.
【學(xué)位授予單位】：山東理工大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F832.7;F323.8

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