發(fā)布時(shí)間：2018-05-26 07:52

  本文選題：產(chǎn)業(yè)集聚 + 互聯(lián)網(wǎng)金融產(chǎn)業(yè)��； 參考：《北京交通大學(xué)》2017年碩士論文

【摘要】：金融服務(wù)借助信息技術(shù)形成了新興業(yè)態(tài)互聯(lián)網(wǎng)金融產(chǎn)業(yè),聚焦目前我國(guó)互聯(lián)網(wǎng)金融產(chǎn)業(yè)的分布格局,互聯(lián)網(wǎng)金融產(chǎn)業(yè)在杭州形成了較高的發(fā)展水平以及較為明顯的集聚現(xiàn)象,對(duì)比傳統(tǒng)金融產(chǎn)業(yè)發(fā)展水平,北京、上海是全國(guó)性金融中心,深圳、廣州是全國(guó)性金融次中心,金融集聚水平明顯高于杭州等其他城市。因此通過研究杭州互聯(lián)網(wǎng)金融產(chǎn)業(yè)集聚形成的影響因素及作用路徑,分析互聯(lián)網(wǎng)金融集聚不同于傳統(tǒng)金融的新特點(diǎn)。首先,基于新經(jīng)濟(jì)地理學(xué)等理論以及互聯(lián)網(wǎng)金融產(chǎn)業(yè)特性構(gòu)建互聯(lián)網(wǎng)金融產(chǎn)業(yè)集聚的理論模型,然后比較杭州在全國(guó)范圍內(nèi)互聯(lián)網(wǎng)金融集聚分布中的地位,以此說明以杭州為互聯(lián)網(wǎng)金融集聚研究對(duì)象的依據(jù)。構(gòu)建互聯(lián)網(wǎng)金融產(chǎn)業(yè)集聚指標(biāo)體系,運(yùn)用主成分分析比較全國(guó)15個(gè)城市的互聯(lián)網(wǎng)金融集聚水平,得出杭州處于互聯(lián)網(wǎng)金融集聚水平第一層級(jí)的結(jié)論。進(jìn)而運(yùn)用GIS空間分析方法展示互聯(lián)網(wǎng)金融集聚水平空間分布格局。再次,通過區(qū)位熵測(cè)度杭州互聯(lián)網(wǎng)金融產(chǎn)業(yè)集聚水平,得出杭州形成互聯(lián)網(wǎng)金融產(chǎn)業(yè)集聚的結(jié)論。最后,基于前述理論模型,以區(qū)位熵為被解釋變量,以技術(shù)創(chuàng)新、民營(yíng)經(jīng)濟(jì)支撐、互聯(lián)網(wǎng)產(chǎn)業(yè)發(fā)展水平、政府支持的指標(biāo)為解釋變量進(jìn)行回歸分析,從而探究互聯(lián)網(wǎng)金融產(chǎn)業(yè)集聚水平的影響因素。結(jié)果表明:杭州互聯(lián)網(wǎng)金融產(chǎn)業(yè)集聚水平與技術(shù)創(chuàng)新、民營(yíng)經(jīng)濟(jì)支撐、互聯(lián)網(wǎng)產(chǎn)業(yè)發(fā)展水平、政府支持呈正向相關(guān),其中,互聯(lián)網(wǎng)產(chǎn)業(yè)發(fā)展水平影響最顯著,基于產(chǎn)業(yè)關(guān)聯(lián)效應(yīng),互聯(lián)網(wǎng)產(chǎn)業(yè)從技術(shù)、資金、平臺(tái)等為互聯(lián)網(wǎng)金融產(chǎn)業(yè)集聚提供支持。技術(shù)創(chuàng)新形成規(guī)模經(jīng)濟(jì)效益,吸引外部資源從而產(chǎn)生集聚。民營(yíng)經(jīng)濟(jì)支撐為產(chǎn)業(yè)集聚提供市場(chǎng)需求。但技術(shù)創(chuàng)新和民營(yíng)經(jīng)濟(jì)支撐對(duì)互聯(lián)網(wǎng)金融產(chǎn)業(yè)集聚的影響不夠顯著,因此,政府應(yīng)加大互聯(lián)網(wǎng)金融產(chǎn)業(yè)的科研投入,構(gòu)建區(qū)域創(chuàng)新網(wǎng)絡(luò),鼓勵(lì)民營(yíng)經(jīng)濟(jì)發(fā)展,完善互聯(lián)網(wǎng)金融風(fēng)險(xiǎn)管理體系,吸引高端要素集聚,擴(kuò)大龍頭企業(yè)外溢效應(yīng),強(qiáng)化科技服務(wù)體系建設(shè),發(fā)揮政府支持作用。
[Abstract]:With the help of information technology, financial services have formed a new form of Internet financial industry, focusing on the distribution pattern of Internet financial industry in China at present. The Internet financial industry has formed a relatively high level of development and a relatively obvious phenomenon of agglomeration in Hangzhou. Compared with the development level of traditional financial industry, Beijing and Shanghai are national financial centers, Shenzhen and Guangzhou are national financial sub-centers, and the level of financial agglomeration is obviously higher than that of other cities such as Hangzhou. Therefore, this paper analyzes the new characteristics of Internet financial agglomeration different from traditional finance by studying the influencing factors and action paths of the formation of Internet financial agglomeration in Hangzhou. First of all, based on the theory of new economic geography and the characteristics of Internet financial industry, this paper constructs a theoretical model of Internet financial industry agglomeration, and then compares Hangzhou's position in the distribution of Internet financial agglomeration across the country. This explains Hangzhou as the research object of Internet financial agglomeration. This paper constructs the index system of Internet financial agglomeration, compares the level of Internet financial agglomeration in 15 cities of China by principal component analysis, and draws the conclusion that Hangzhou is in the first level of Internet financial agglomeration. Then the spatial distribution pattern of Internet financial agglomeration level is demonstrated by GIS spatial analysis method. Thirdly, through the location entropy to measure the level of Hangzhou Internet financial industry agglomeration, the conclusion that Hangzhou forms Internet financial industry agglomeration. Finally, based on the above theoretical model, taking the location entropy as the explained variable, the technology innovation, the private economy support, the Internet industry development level, the government support index as the explanation variable carries on the regression analysis. In order to explore the level of Internet financial industry agglomeration factors. The results show that the level of Internet financial industry agglomeration in Hangzhou is positively correlated with technological innovation, private economy support, Internet industry development level, and government support, among which the level of Internet industry development is the most significant. Based on the industrial correlation effect, the Internet industry provides support for the Internet financial industry agglomeration from technology, capital, platform and so on. Technological innovation forms economies of scale and attracts external resources to produce agglomeration. Private economy support provides market demand for industrial agglomeration. However, the influence of technological innovation and private economic support on the agglomeration of Internet financial industry is not significant enough. Therefore, the government should increase the research investment of Internet financial industry, construct regional innovation network, and encourage the development of private economy. Improve the Internet financial risk management system, attract high-end elements gathering, expand the spillover effect of leading enterprises, strengthen the construction of science and technology service system, and give play to the role of government support.
【學(xué)位授予單位】：北京交通大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F724.6;F832.7

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