本文關(guān)鍵詞：金融產(chǎn)品的個(gè)人需求及其市場(chǎng)細(xì)分，由筆耕文化傳播整理發(fā)布。

《Finance and Economics》 2004-01

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金融產(chǎn)品的個(gè)人需求及其市場(chǎng)細(xì)分

The article analyzes macroeconomic surroundings of financial products from four aspects. Demand for financial product is characteristic of multiplicity and individuation. To meet the demand and make full use of its resources, commercial banks must segment financial market and clients and supply different financial products for different clients. According to Chinese economic condition and practice of developed countries, the article adopts two variables ,social income class and family life cycle(FLC).

【Key Words】：
【CateGory Index】： F832.2

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【Citations】

Chinese Journal Full-text Database 1 Hits

1 Ren Biyun;The Discussion on the Development of Private Banking Business in China[J];Journal of Finance;2001-07

【Co-citations】

Chinese Journal Full-text Database 10 Hits

1 LIU Huihao(Zhongnan University of Economics and Law, 430064);The Middle Class's Growth and Steady Development of Financial Market[J];Finance & Trade Economics;2004-11

2 NIE Dan;The Choice of Chinese - Owned Commercial Banks' Strategies of Competition and Their Implementation[J];Journal of East China Normal University(Philosophy and Social Sciences);2003-02

3 LI Xin-guo,ZHANG Yu-hua;Thoughts on strengthening the management of the savings and deposit market[J];Journal of Hubei Radio & Televison University;2006-02

4 ;Strengthening the Management of Deposit Accounts in Banking System[J];Journal of Shanghai Finance College;2005-04

5 Ren Biyun;The Discussion on the Development of Private Banking Business in China[J];Journal of Finance;2001-07

6 CAO Hui-yu(Economics and Management School of Southeast University,Nanjing 210096,China);Personal Financial Service of China Banking[J];Technology Economics;2006-08

7 Chen Bing;Analysis of the Risk of Personal Financial Business of Commercial Bank[J];Journal of Lixin Accounting Institute Quarterly;2005-05

8 Chen Chaomei1,Zhu Liya2(1.Research Center of Economics,Ningxia Development & Reform Commission,Yinchuan 750001,China; School of Economics and Management,Ningxia University,Yinchuan 750002,China);On moving of rural labor force in Ningxia[J];Journal of Agricultural Sciences;2008-03

9 SU Zhi-xian(Mianyang Normal Univeristy,Mianyang,Sichuan 621000);Proposals on Solving Problems redgarding the Building of the New Countryside——A Report on Social Investigation into the Countryside in the Middle and West of China[J];Journal of Mianyang Normal University;2008-10

10 ;On personal banking service integration of the state commercial banks[J];Journal of Shandong College of Electric Power;2005-04

【Co-references】

Chinese Journal Full-text Database 10 Hits

1 JIANG Zhao- yang(Bengbu Employee University,Bengbu,233010,Anhui);A Brief Discusson about the Orientation and Development of Personal Financing Operation in State Commercial Banks[J];Journal of Anhui Agricultural University;2003-03

2 ;Risk Management and Profit Growing of Credit Card[J];;2005-08

3 ;Wealth Manangement in Banks VS Investment Funds[J];The Banker;2006-05

4 ;Ten Risk Indications for Private Banking[J];The Chinese Banker;2007-02

5 ;ONE TO ONE MARKETING STRATEGY OF COMMERCIAL BANKS REGARDING INDIVIDUAL FINANCIAL BUSINESS AND ITS APPLICATION[J];Urban Finance Forum;2003-03

6 ;COMPARISON OF INDIVIDUAL FINANCIAL PRODUCTS OFFERED BY COMMERCIAL BANKS AND STRATEGY ANALYSIS[J];Urban Finance Forum;2003-04

7 Chen Jihong Zheng Zhenou;Development Background of Private Financing Service Offered by Hong Kong Banking Industry and Content Comparison[J];Finance Forum;2003-11

8 Zhang Fangjie Gao Xiangyan;Differences in Individual Financial Products Based on a Multi-Dimension Analysis[J];Finance Forum;2005-06

9 WEI Min TIAN Lei;Segmentation of Personal Finance Service Market and Customers' Group Difference Analysis[J];Finance Forum;2006-10

10 ZOU Ya-sheng ZHANG Ying;Personal Finance:Analysis Based on the Theory of Life-cycle and Theory of Modern Finance[J];International Business;2007-04

【Secondary References】

Chinese Journal Full-text Database 1 Hits

1 TU Hong-xing,ZHANG Kai(School of Finance,Central universitor of Financeand Economics,Beijing 100081,China);Research on the Development Strategy of Commercial Bank's Financing Abroad on Domestic Customers' Behalf in China[J];Hainan Finance;2007-05

  本文關(guān)鍵詞：金融產(chǎn)品的個(gè)人需求及其市場(chǎng)細(xì)分，由筆耕文化傳播整理發(fā)布。