【摘要】：2008年全球金融危機(jī)的爆發(fā),深刻揭示了商業(yè)銀行傳統(tǒng)意義上的經(jīng)營績效評價機(jī)制存在缺陷,原因在于傳統(tǒng)意義上商業(yè)銀行經(jīng)營績效評價往往側(cè)重于商業(yè)銀行經(jīng)營管理能力的評價,而忽視了商業(yè)銀行的抗風(fēng)險能力。文章基于現(xiàn)金流生成路徑,設(shè)計(jì)了反映商業(yè)銀行全面經(jīng)營績效的評價指標(biāo),主要包括經(jīng)營管理能力、風(fēng)險運(yùn)營能力、直接融資能力三方面內(nèi)容,并選取我國國內(nèi)主板市場的16家上市銀行為樣本,運(yùn)用SPSS中的因子分析方法,對我國上市商業(yè)銀行全面經(jīng)營績效評價進(jìn)行了實(shí)證分析,并給出了相關(guān)政策建議。這將為重塑我國商業(yè)銀行經(jīng)營績效的評價機(jī)制,從而更好地指導(dǎo)我國銀行業(yè)的科學(xué)化實(shí)踐,提供重要的理論依據(jù)與決策參考。
[Abstract]:The outbreak of the global financial crisis in 2008 has deeply revealed the shortcomings of the management performance evaluation mechanism in the traditional sense of commercial banks. The reason is that in the traditional sense, the evaluation of the business performance of commercial banks often focuses on the evaluation of the management ability of commercial banks, but neglects the anti-risk ability of commercial banks. Based on the generating path of cash flow, this paper designs an evaluation index to reflect the overall business performance of commercial banks, which includes three aspects: management ability, risk operation ability and direct financing ability, which includes three aspects: management ability, risk operation ability and direct financing ability. Taking 16 listed banks in the main board market of China as samples and using the factor analysis method in SPSS, this paper makes an empirical analysis on the evaluation of the overall business performance of listed commercial banks in China, and gives some relevant policy suggestions. This will provide an important theoretical basis and decision-making reference for reshaping the evaluation mechanism of the performance of commercial banks in our country, so as to better guide the scientific practice of the banking industry in our country and provide an important theoretical basis and decision-making reference.
【作者單位】： 東華大學(xué)旭日工商管理學(xué)院;
【基金】：教育部人文社會科學(xué)研究青年基金項(xiàng)目(11YJC790051),教育部中央高�；究蒲袠I(yè)務(wù)費(fèi)專項(xiàng)資金資助項(xiàng)目(11D10827) 中國博士后科學(xué)基金項(xiàng)目(20090450683)成果
【分類號】：F832.33;F224

【參考文獻(xiàn)】

相關(guān)期刊論文 前7條

1 陳瑩;;我國商業(yè)銀行經(jīng)營績效的比較與驅(qū)動因素分析[J];金融論壇;2008年10期

2 紀(jì)建悅;李坤;;利益相關(guān)者關(guān)系與商業(yè)銀行經(jīng)營績效的相關(guān)性[J];金融論壇;2010年10期

3 婁迎春;;基于4P營銷變量的商業(yè)銀行經(jīng)營績效研究[J];國際金融研究;2008年06期

4 賈海濤;向洪金;邱長溶;;粗糙集理論在銀行經(jīng)營績效評價中的應(yīng)用[J];金融理論與實(shí)踐;2009年01期

5 林森;;基于StoNED方法的中國商業(yè)銀行績效研究[J];統(tǒng)計(jì)與決策;2009年07期

6 字蘭;黃儒靖;;基于EVA的我國商業(yè)銀行經(jīng)營績效實(shí)證分析[J];統(tǒng)計(jì)與決策;2009年23期

7 屈韜;陳軍才;;內(nèi)控行為對商業(yè)銀行經(jīng)營績效影響的深度探討[J];現(xiàn)代財經(jīng)-天津財經(jīng)大學(xué)學(xué)報;2009年03期

【共引文獻(xiàn)】

相關(guān)期刊論文 前7條

1 薛峰;李承;;銀行業(yè)改革績效:銀行經(jīng)營行為改變了嗎?[J];財經(jīng)問題研究;2011年05期

2 程嬋娟;馬U，

本文編號：2447234