中國商業(yè)銀行開展碳金融的效應分析及對策研究
發(fā)布時間：2018-12-18 13:19
【摘要】：碳金融服務于低碳經濟，是為減少溫室氣體排放、緩解全球氣候變暖問題而產生的金融活動，它的出現在全球范圍內掀起一場轉變金融發(fā)展模式的革命。商業(yè)銀行作為重要的金融機構，碳金融的發(fā)展對其影響甚大。中國開展碳金融時間較短，碳金融體系尚未健全，國內大部分商業(yè)銀行缺乏開展碳金融積極性。然而，在低碳經濟下，國內商業(yè)銀行以傳統存貸業(yè)務為主的發(fā)展模式已嚴重制約了銀行自身的發(fā)展。參與碳金融，能為商業(yè)銀行提供轉型契機，有利于其實現可持續(xù)發(fā)展。因此，探討國內商業(yè)銀行開展碳金融的影響效應，有助于促進國內碳金融與商業(yè)銀行的共同發(fā)展。 本文在闡述目前國內外商業(yè)銀行開展碳金融的現狀以及整理相關文獻研究基礎上，通過理論與實證分析國內商業(yè)銀行開展碳金融對銀行的影響效應。首先從“為什么開展”、“怎么開展”以及“開展效應如何”三個理論方面闡述商業(yè)銀行開展碳金融的動因、形式與影響效應。然后對商業(yè)銀行開展碳金融的影響效應進行實證分析�；诶碚撆c實證分析的結果，，最后從外部機制的構建、帶動效應的形成以及內部機制的完善三個方面提出商業(yè)銀行開展碳金融的對策建議。 本文采用理論分析與實證分析相結合的方法，對商業(yè)銀行開展碳金融的影響效應做出積極的探索，并得到如下的研究結論：商業(yè)銀行積極開展碳金融能促進其盈利能力、創(chuàng)新能力以及風險管理能力的提升，從而提高銀行競爭力，有利于其可持續(xù)發(fā)展。當前，國內碳金融處于起步階段，商業(yè)銀行開展碳金融的積極性不足，急需構建并完善銀行內部與外部碳金融機制。而國有商業(yè)銀行是國內商業(yè)銀行的核心，其對碳金融開展的帶動效應有待加強。
[Abstract]:Carbon finance, which serves the low carbon economy, is a kind of financial activity to reduce greenhouse gas emissions and mitigate the global warming problem. The emergence of carbon finance has set off a revolution to transform the financial development model in the world. As an important financial institution, the development of carbon finance has a great impact on commercial banks. China has a short time to develop carbon finance, carbon finance system has not been perfect, and most domestic commercial banks lack enthusiasm to carry out carbon finance. However, under the low carbon economy, the development model of domestic commercial banks with traditional deposit and loan business has seriously restricted the development of banks themselves. Participation in carbon finance can provide a turning point for commercial banks to achieve sustainable development. Therefore, it is helpful to probe into the influence effect of carbon finance carried out by domestic commercial banks to promote the common development of domestic carbon finance and commercial banks. On the basis of expounding the current situation of domestic and foreign commercial banks developing carbon finance and sorting out the relevant literatures, this paper analyzes the effect of domestic commercial banks' carbon finance on banks through theoretical and empirical analysis. First of all, the motivation, form and effect of commercial banks to develop carbon finance are expounded from three aspects: why, how and how to carry out carbon finance. Then the impact of commercial banks to carry out carbon finance is empirically analyzed. Based on the results of theoretical and empirical analysis, the paper puts forward the countermeasures and suggestions for commercial banks to develop carbon finance from three aspects: the construction of external mechanism, the formation of driving effect and the improvement of internal mechanism. By combining theoretical analysis with empirical analysis, this paper makes a positive exploration on the effect of carbon finance in commercial banks, and obtains the following conclusions: commercial banks can promote their profitability by actively developing carbon finance. The improvement of innovation ability and risk management ability is beneficial to the sustainable development of banks. At present, the domestic carbon finance is in the initial stage, the commercial banks are lack of enthusiasm to carry out carbon finance, it is urgent to construct and perfect the internal and external carbon finance mechanism of the banks. State-owned commercial banks are the core of domestic commercial banks, and their driving effect on carbon finance needs to be strengthened.
【學位授予單位】：華南理工大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F832.33
本文編號：2385912
[Abstract]:Carbon finance, which serves the low carbon economy, is a kind of financial activity to reduce greenhouse gas emissions and mitigate the global warming problem. The emergence of carbon finance has set off a revolution to transform the financial development model in the world. As an important financial institution, the development of carbon finance has a great impact on commercial banks. China has a short time to develop carbon finance, carbon finance system has not been perfect, and most domestic commercial banks lack enthusiasm to carry out carbon finance. However, under the low carbon economy, the development model of domestic commercial banks with traditional deposit and loan business has seriously restricted the development of banks themselves. Participation in carbon finance can provide a turning point for commercial banks to achieve sustainable development. Therefore, it is helpful to probe into the influence effect of carbon finance carried out by domestic commercial banks to promote the common development of domestic carbon finance and commercial banks. On the basis of expounding the current situation of domestic and foreign commercial banks developing carbon finance and sorting out the relevant literatures, this paper analyzes the effect of domestic commercial banks' carbon finance on banks through theoretical and empirical analysis. First of all, the motivation, form and effect of commercial banks to develop carbon finance are expounded from three aspects: why, how and how to carry out carbon finance. Then the impact of commercial banks to carry out carbon finance is empirically analyzed. Based on the results of theoretical and empirical analysis, the paper puts forward the countermeasures and suggestions for commercial banks to develop carbon finance from three aspects: the construction of external mechanism, the formation of driving effect and the improvement of internal mechanism. By combining theoretical analysis with empirical analysis, this paper makes a positive exploration on the effect of carbon finance in commercial banks, and obtains the following conclusions: commercial banks can promote their profitability by actively developing carbon finance. The improvement of innovation ability and risk management ability is beneficial to the sustainable development of banks. At present, the domestic carbon finance is in the initial stage, the commercial banks are lack of enthusiasm to carry out carbon finance, it is urgent to construct and perfect the internal and external carbon finance mechanism of the banks. State-owned commercial banks are the core of domestic commercial banks, and their driving effect on carbon finance needs to be strengthened.
【學位授予單位】：華南理工大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F832.33
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