【摘要】：農(nóng)業(yè)自古以來(lái)就是我們國(guó)家國(guó)民經(jīng)濟(jì)笈展的重要基礎(chǔ),并且農(nóng)村經(jīng)濟(jì)發(fā)展水平和農(nóng)村社會(huì)是否穩(wěn)定與農(nóng)業(yè)的發(fā)展水平不可分割,而且也關(guān)系到我國(guó)國(guó)民經(jīng)濟(jì)的發(fā)展和安全穩(wěn)定。因此,農(nóng)業(yè)發(fā)展中存在的資金問(wèn)題對(duì)促進(jìn)農(nóng)業(yè)經(jīng)濟(jì)快速健康發(fā)展的重要保障。皖北地區(qū)國(guó)土面積廣闊,人口眾多,具有承東啟西、連南通北的區(qū)位優(yōu)勢(shì),是全國(guó)農(nóng)業(yè)特別是糧食生產(chǎn)主產(chǎn)區(qū),農(nóng)業(yè)在皖北地區(qū)經(jīng)濟(jì)中占據(jù)非常重要的地位,農(nóng)業(yè)生產(chǎn)的穩(wěn)定增長(zhǎng)對(duì)提高農(nóng)民的人均收入、以及全省經(jīng)濟(jì)的快速持續(xù)發(fā)展都有著重要的意義。然而從宏觀上來(lái)看,皖北地區(qū)農(nóng)業(yè)產(chǎn)業(yè)化進(jìn)程相對(duì)緩慢,農(nóng)業(yè)生產(chǎn)較為分散,農(nóng)業(yè)規(guī)�；�(jīng)營(yíng)水平較低,資金不能得到滿足是制約農(nóng)業(yè)發(fā)展的重要原因。所以,加快對(duì)農(nóng)業(yè)的金融服務(wù)支持,對(duì)促進(jìn)農(nóng)業(yè)的發(fā)展,農(nóng)民的增收,以及農(nóng)村的繁榮穩(wěn)定具有重要意義。本文在借鑒國(guó)內(nèi)外相關(guān)理論研究的基礎(chǔ)上,基于金融服務(wù)支持的視角,圍繞皖北地區(qū)的農(nóng)業(yè)發(fā)展,通過(guò)對(duì)皖北地區(qū)農(nóng)業(yè)經(jīng)濟(jì)現(xiàn)狀深入分析,特別是對(duì)金融支持農(nóng)業(yè)發(fā)展的主要模式的分析,探究皖北地區(qū)農(nóng)業(yè)發(fā)展的金融需求以及存在的問(wèn)題,提出完善皖北地區(qū)金融支農(nóng)體系的對(duì)策和建議。第一部分是金融支持的相關(guān)理論依據(jù),主要包括相關(guān)概念的內(nèi)涵界定和相關(guān)的理論研究借鑒,這是分析皖北地區(qū)金融支持的重要理論支撐；第二部分是對(duì)皖北地區(qū)的區(qū)位狀況和新型農(nóng)業(yè)經(jīng)營(yíng)主體的概述和總結(jié),這是進(jìn)行皖北地區(qū)金融支持的背景支撐；第三部分是金融支持農(nóng)業(yè)發(fā)展的主要模式；第四部分是金融服務(wù)皖北地區(qū)農(nóng)業(yè)發(fā)展存在的問(wèn)題；最后一部分提出了相關(guān)對(duì)策建議,特別是針對(duì)新型農(nóng)業(yè)經(jīng)營(yíng)主體發(fā)展模式提出了公司+專(zhuān)業(yè)組織+農(nóng)戶+信貸模式、“銀行+保險(xiǎn)+企業(yè)”抵押融資模式以及農(nóng)戶+擔(dān)保公司+政府貼息小額信貸模式的對(duì)策建議,希望能夠?yàn)橥畋钡貐^(qū)的經(jīng)濟(jì)發(fā)展尤其是農(nóng)業(yè)發(fā)展提出有利的建議。
[Abstract]:Agriculture has been the important foundation of our national economic development since ancient times, and the level of rural economic development and the stability of rural society can not be separated from the level of agricultural development, and it is also related to the development and security of our national economy. Therefore, the problem of funds in agricultural development is an important guarantee to promote the rapid and healthy development of agricultural economy. The area of northern Anhui is vast, with a large population, with a geographical advantage of connecting the east with the west, and Nantong from the north. It is the main agricultural area in China, especially the grain production area, and agriculture occupies a very important position in the economy of the northern Anhui Province. The steady growth of agricultural production is of great significance to increase the per capita income of farmers and the rapid and sustainable development of the province's economy. However, from the macro point of view, the process of agricultural industrialization in northern Anhui is relatively slow, the agricultural production is more dispersed, the level of large-scale agricultural management is low, and the funds can not be satisfied are the important reasons that restrict the development of agriculture. Therefore, it is of great significance to accelerate the support of financial services to agriculture, to promote the development of agriculture, to increase farmers' income, and to promote the prosperity and stability of rural areas. Based on the relevant theoretical research at home and abroad, based on the perspective of financial service support, this paper focuses on the agricultural development in the north of Anhui Province, through the in-depth analysis of the current situation of agricultural economy in the northern part of Anhui Province. In particular, the paper analyzes the main modes of financial support for agricultural development, probes into the financial needs and existing problems of agricultural development in Northern Anhui, and puts forward some countermeasures and suggestions for perfecting the financial support system in Northern Anhui. The first part is the relevant theoretical basis of financial support, including the definition of related concepts and related theoretical research, which is an important theoretical support for the analysis of financial support in Northern Anhui; The second part is the overview and summary of the location situation and the new agricultural management subject in the north of Anhui, which is the background support for the financial support in the north of Anhui, the third part is the main mode of financial support for agricultural development. The fourth part is the problems existing in the development of agriculture in the north of Anhui Province. In the last part, the author puts forward some countermeasures and suggestions, especially puts forward the credit model of company professional organization farmers for the development mode of new agricultural management main body. The countermeasures and suggestions of mortgage financing mode of "bancassurance enterprise" and government discount micro-credit mode of peasant household guarantee company hope to put forward favorable suggestions for the economic development in northern Anhui, especially for agricultural development.
【學(xué)位授予單位】：安徽農(nóng)業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：F327;F832.43

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