重慶市銀行業(yè)發(fā)展與經濟增長關系實證研究
發(fā)布時間：2018-11-18 10:14
【摘要】：改革開放之后，在全球經濟一體化背景下，重慶市的經濟迅速增長，實行各種有效的政策來推動整個重慶市的經濟發(fā)展，促進經濟結構體改革。同時積極發(fā)展銀行業(yè)，優(yōu)化銀行業(yè)結構，發(fā)揮金融作為市場經濟的核心作用。如何將重慶市發(fā)展為西部經濟與金融的首要城市，研究銀行業(yè)發(fā)展與經濟增長之間的相互關系能更好的推動重慶市的經濟發(fā)展。本文在基于對國內外學者對金融發(fā)展與經濟增長理論研究的基礎上，結合二者關系的實證研究，選取重慶市1995--2011年的金融、經濟數據，運用計量經濟學中的協(xié)整檢驗、格蘭杰因果檢驗和VAR模型的脈沖響應函數和預測方差分解等技術，詳細闡述了重慶市銀行業(yè)結構、規(guī)模、效率的發(fā)展與經濟增長之間的關系。本文通過五個章節(jié)詳細論述銀行業(yè)發(fā)展及經濟增長的關系。首先在第一章介紹了銀行業(yè)發(fā)展與經濟增長介紹寫作的背景及意義，關于銀行業(yè)發(fā)展與經濟增長的國內外研究動態(tài)，，論文的思路、方法、框架以及創(chuàng)新點與不足。第二章為理論介紹，對本文所用到的理論進行介紹。分別闡述了經濟增長理論、金融發(fā)展理論以及金融發(fā)展與經濟增長相互作用的傳導機制。第三章為現狀介紹，本章節(jié)將詳細介紹重慶市銀行業(yè)發(fā)展歷程、金融發(fā)展歷程，然后綜合分析銀行業(yè)發(fā)展與經濟增長的相關關系。重慶市銀行業(yè)和經濟都以強勁穩(wěn)健的步伐高速發(fā)展，二者相互作用相互影響。第四部分是實證分析，也是全文的重點部分，實證結果表明重慶市銀行業(yè)發(fā)展和經濟增長間具有一個長期穩(wěn)定的關系，銀行業(yè)發(fā)展規(guī)模對經濟增長的促進作用比較顯著，而銀行業(yè)效率和銀行業(yè)集中度對經濟增長的解釋力度都不顯著。第五章是結論與政策建議。運用以上計量經濟模型的方法詳細論證了銀行效率、規(guī)模的發(fā)展和重慶市經濟增長之間有正相關的關系，對重慶市的銀行業(yè)發(fā)展與經濟增長存在的一些問題提出了一些新的看法，同時給予政府一些相關的經濟政策。
[Abstract]:After the reform and opening up, under the background of global economic integration, the economy of Chongqing has been growing rapidly, and various effective policies have been implemented to promote the economic development of the whole city and to promote the reform of the economic structure. At the same time, actively develop the banking industry, optimize the banking structure, and give play to the central role of finance as a market economy. How to develop Chongqing into the primary city of western economy and finance, and study the relationship between banking development and economic growth can promote the economic development of Chongqing better. Based on the theoretical research on financial development and economic growth of domestic and foreign scholars and the empirical research on the relationship between them, this paper selects the financial and economic data of Chongqing from 1995 to 2011, and applies the co-integration test in econometrics. Granger causality test, impulse response function of VAR model and prediction variance decomposition are used to explain the relationship between the development of banking structure, scale, efficiency and economic growth in Chongqing in detail. This paper discusses the relationship between banking development and economic growth in detail through five chapters. The first chapter introduces the background and significance of the introduction of banking development and economic growth, the domestic and foreign research trends of banking development and economic growth, the ideas, methods, framework, innovation points and shortcomings of the paper. The second chapter is the introduction of the theory used in this paper. The economic growth theory, the financial development theory and the transmission mechanism of the interaction between financial development and economic growth are expounded respectively. The third chapter is the introduction of the current situation, this chapter will introduce the development of Chongqing banking industry, the financial development process in detail, and then comprehensively analyze the relationship between banking development and economic growth. Chongqing's banking and economy are developing at a strong and steady pace, and they interact with each other. The fourth part is the empirical analysis, which is also the key part of the full text. The empirical results show that there is a long-term and stable relationship between the development of Chongqing banking industry and economic growth, and the scale of banking development plays a significant role in promoting economic growth. The efficiency of banking industry and banking concentration of economic growth are not significantly explained. The fifth chapter is the conclusion and policy suggestion. Using the above econometric model, the paper demonstrates in detail that there is a positive correlation between the efficiency of banks, the development of scale and the economic growth of Chongqing. This paper puts forward some new views on the problems existing in the development of banking industry and economic growth in Chongqing, and gives some relevant economic policies to the government at the same time.
【學位授予單位】：重慶師范大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F832.7;F127
本文編號：2339759
[Abstract]:After the reform and opening up, under the background of global economic integration, the economy of Chongqing has been growing rapidly, and various effective policies have been implemented to promote the economic development of the whole city and to promote the reform of the economic structure. At the same time, actively develop the banking industry, optimize the banking structure, and give play to the central role of finance as a market economy. How to develop Chongqing into the primary city of western economy and finance, and study the relationship between banking development and economic growth can promote the economic development of Chongqing better. Based on the theoretical research on financial development and economic growth of domestic and foreign scholars and the empirical research on the relationship between them, this paper selects the financial and economic data of Chongqing from 1995 to 2011, and applies the co-integration test in econometrics. Granger causality test, impulse response function of VAR model and prediction variance decomposition are used to explain the relationship between the development of banking structure, scale, efficiency and economic growth in Chongqing in detail. This paper discusses the relationship between banking development and economic growth in detail through five chapters. The first chapter introduces the background and significance of the introduction of banking development and economic growth, the domestic and foreign research trends of banking development and economic growth, the ideas, methods, framework, innovation points and shortcomings of the paper. The second chapter is the introduction of the theory used in this paper. The economic growth theory, the financial development theory and the transmission mechanism of the interaction between financial development and economic growth are expounded respectively. The third chapter is the introduction of the current situation, this chapter will introduce the development of Chongqing banking industry, the financial development process in detail, and then comprehensively analyze the relationship between banking development and economic growth. Chongqing's banking and economy are developing at a strong and steady pace, and they interact with each other. The fourth part is the empirical analysis, which is also the key part of the full text. The empirical results show that there is a long-term and stable relationship between the development of Chongqing banking industry and economic growth, and the scale of banking development plays a significant role in promoting economic growth. The efficiency of banking industry and banking concentration of economic growth are not significantly explained. The fifth chapter is the conclusion and policy suggestion. Using the above econometric model, the paper demonstrates in detail that there is a positive correlation between the efficiency of banks, the development of scale and the economic growth of Chongqing. This paper puts forward some new views on the problems existing in the development of banking industry and economic growth in Chongqing, and gives some relevant economic policies to the government at the same time.
【學位授予單位】：重慶師范大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F832.7;F127
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