【摘要】：我國產(chǎn)業(yè)園區(qū)規(guī)劃是自20世紀90年代開始的，經(jīng)歷了十幾年的發(fā)展時間，目前國內(nèi)經(jīng)濟比較發(fā)達的省份地區(qū)均已建立起各種產(chǎn)業(yè)的園區(qū)。產(chǎn)業(yè)園區(qū)是日益發(fā)展的中小企業(yè)集群的其中一種表現(xiàn)形式，自然具備小企業(yè)集群所帶有的動態(tài)化發(fā)展等特點。中小企業(yè)集群化發(fā)展是當前經(jīng)濟發(fā)展的必然趨勢，，在融資方面，能夠克服中小企業(yè)信用不足、風險過高等問題。目前，我國各省份的中小企業(yè)集群融資形式各有不同，形式多樣，但是也存在一些問題。國外產(chǎn)業(yè)園區(qū)的發(fā)展提供了很好的借鑒，國內(nèi)產(chǎn)業(yè)園區(qū)在集群融資方面應(yīng)當有所創(chuàng)新，并在政府主導、環(huán)境等方面配套改進。 本文主要內(nèi)容可以分為六個章節(jié)： 第一章為緒論，討論本文研究的主要內(nèi)容與意義，以及國內(nèi)外對于此主題的研究現(xiàn)狀； 第二章的內(nèi)容是對中小企業(yè)集群、融資、集群融資等基礎(chǔ)理論問題進行闡述，為下文做鋪墊； 第三章分析我國目前中小企業(yè)融資主要存在信用不足、風險系數(shù)高，成本高以及體制限制等困境，中小企業(yè)集群融資能夠提高融資信用、分攤成本、獲得政府政策支持的優(yōu)勢，可以選擇自籌資金、互助型擔保貸款、外部契約貸款、關(guān)系型貸款及集群債券市場融資等模式，并逐個評析這些模式的優(yōu)勢與不足； 第四章分析美國、印度與新加坡產(chǎn)業(yè)園區(qū)融資模式對我國的借鑒，我國園區(qū)融資過程中存在融資渠道窄而且政府作用發(fā)揮不足的問題，進而提出我國園區(qū)融資模式創(chuàng)新的構(gòu)想，包括兩種方式，即以擔保承貸平臺為主導的外源性融資模式與以園區(qū)內(nèi)的財務(wù)公司為主導的準內(nèi)源性融資模式； 第五章以貴州省貴陽市小孟工業(yè)園區(qū)的發(fā)展作為案例，分析出我國園區(qū)融資模式的現(xiàn)狀，體現(xiàn)我國產(chǎn)業(yè)園區(qū)中小企業(yè)集群融資完善的必要性； 第六章探討我國產(chǎn)業(yè)園區(qū)融資模式完善所需要配套改進的方面，包括改進“筑巢引鳳”策略，促進園區(qū)企業(yè)集群的形成；強化政府引導，創(chuàng)新融資體制機制；大力培育產(chǎn)業(yè)園區(qū)的區(qū)域品牌，營造良好市場環(huán)境；完善集群環(huán)境建設(shè)，提高企業(yè)集聚水平，擴大集聚效應(yīng)及完善產(chǎn)業(yè)園區(qū)政策體系等措施。
[Abstract]:The planning of industrial parks in China began in the 1990s and has gone through more than ten years of development. At present, all kinds of industrial parks have been established in the provinces with relatively developed domestic economy. Industrial park is one of the manifestations of the growing small and medium-sized enterprises cluster, which naturally has the characteristics of dynamic development of small enterprise cluster. The cluster development of small and medium-sized enterprises is the inevitable trend of the current economic development. In the aspect of financing, it can overcome the problems of insufficient credit and high risk of small and medium-sized enterprises. At present, there are various forms of SME cluster financing in different provinces of China, but there are also some problems. The development of foreign industrial parks provides a good reference, domestic industrial parks in cluster financing should be innovative, and in the government-led, environmental and other aspects of supporting improvement. The main contents of this paper can be divided into six chapters: the first chapter is an introduction to discuss the main content and significance of this study, as well as the domestic and foreign research on this topic; The second chapter is to explain the basic theoretical issues such as SME cluster, financing, cluster financing and so on. The third chapter analyzes the credit shortage of SMEs financing in China. High risk coefficient, high cost and system restriction, SME cluster financing can improve the financing credit, share the cost, get the advantage of government policy support, choose self-financing, mutual guarantee loan, external contract loan, etc. The relationship loan and cluster bond market financing model, and evaluate the advantages and disadvantages of these models one by one. Chapter four analyzes the financing model of industrial parks in the United States, India and Singapore to our country. In the process of financing the park in our country, the financing channel is narrow and the role of the government is insufficient, and then the conception of the innovation of the financing mode of the park in our country is put forward, which includes two ways. That is, the external financing mode with guarantee loan platform as the dominant and the quasi-endogenous financing mode with the finance company in the park as the leading mode. Chapter five takes the development of Guiyang Xiaomeng Industrial Park in Guizhou Province as a case study. The paper analyzes the present situation of the financing mode of China's industrial parks, which reflects the necessity of improving the financing of industrial parks and small and medium-sized enterprises. Chapter six discusses the necessary aspects of the improvement of the financing mode of industrial parks in China. It includes improving the strategy of "building a nest and attracting the Phoenix", promoting the formation of the enterprise cluster of the park, strengthening the guidance of the government, innovating the financing system mechanism, cultivating the regional brand of the industrial park, creating a good market environment, perfecting the construction of the cluster environment, Improve the level of enterprise agglomeration, expand the agglomeration effect and improve the industrial park policy system and other measures.
【學位授予單位】：貴州財經(jīng)大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F276.3;F832.4

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