本文選題：融資性擔(dān)保 + 風(fēng)險(xiǎn)管理�。� 參考：《廣西大學(xué)》2014年碩士論文

【摘要】：融資性擔(dān)保作為我國(guó)擔(dān)保行業(yè)的主流,在落實(shí)宏觀調(diào)控政策、優(yōu)化資源配置、促進(jìn)社會(huì)信用體系建設(shè)、滿(mǎn)足中小微企業(yè)融資需求、推動(dòng)社會(huì)經(jīng)濟(jì)發(fā)展等方面發(fā)揮了積極作用。自2009年行業(yè)全面規(guī)范整頓以后,融資性擔(dān)保行業(yè)步入了規(guī)范化經(jīng)營(yíng)軌道。但融資性擔(dān)保機(jī)構(gòu)數(shù)量過(guò)多、良莠不齊,部分融資性擔(dān)保公司抽逃資本金、違規(guī)經(jīng)營(yíng)等問(wèn)題仍然存在,長(zhǎng)期以來(lái)的公司治理和內(nèi)控機(jī)制不健全等問(wèn)題凸顯,融資性擔(dān)保行業(yè)的風(fēng)險(xiǎn)隱患仍不容忽視。融資性擔(dān)保公司經(jīng)營(yíng)的是信用,管理的卻是風(fēng)險(xiǎn),有效的管理和風(fēng)險(xiǎn)控制是融資性擔(dān)保公司持續(xù)健康發(fā)展的關(guān)鍵。因此,探討融資性擔(dān)保公司的風(fēng)險(xiǎn)管理有現(xiàn)實(shí)的指導(dǎo)意義。 本文在總結(jié)風(fēng)險(xiǎn)管理理論的基礎(chǔ)上,從融資性擔(dān)保行業(yè)發(fā)展現(xiàn)狀及面臨的主要問(wèn)題出發(fā),以廣西A融資性擔(dān)保公司為具體分析實(shí)例,探討融資性擔(dān)保公司的風(fēng)險(xiǎn)管理。 文章從六個(gè)部分展開(kāi)論述,第一部分為導(dǎo)論,簡(jiǎn)要介紹研究的背景、意義及國(guó)內(nèi)外擔(dān)保風(fēng)險(xiǎn)管理研究綜述；第二部分是融資性擔(dān)保風(fēng)險(xiǎn)管理相關(guān)理論及其行業(yè)發(fā)展現(xiàn)狀,簡(jiǎn)要介紹了融資性擔(dān)保風(fēng)險(xiǎn)管理的相關(guān)理論,分析了行業(yè)發(fā)展現(xiàn)狀及存在的主要問(wèn)題,為下文的論述作背景鋪墊；第三部分是A融資性擔(dān)保公司面臨的風(fēng)險(xiǎn)因素及其風(fēng)險(xiǎn)管理現(xiàn)狀,介紹了A融資性擔(dān)保公司面臨的內(nèi)外風(fēng)險(xiǎn)因素和A融資性擔(dān)保公司風(fēng)險(xiǎn)管理現(xiàn)狀；第四部分是A融資性擔(dān)保公司風(fēng)險(xiǎn)管理存在的主要問(wèn)題及成因分析,對(duì)A融資性擔(dān)保公司風(fēng)險(xiǎn)管理存在的問(wèn)題及產(chǎn)生的原因進(jìn)行深入研究；第五部分是完善A融資性擔(dān)保公司風(fēng)險(xiǎn)管理的對(duì)策建議,針對(duì)A融資性擔(dān)保公司風(fēng)險(xiǎn)管理中存在的問(wèn)題,提出了完善A融資性擔(dān)保公司風(fēng)險(xiǎn)管理的對(duì)策措施；第六部分研究結(jié)論和展望,根據(jù)前面的探討總結(jié)了A融資性擔(dān)保公司風(fēng)險(xiǎn)管理的研究結(jié)論與研究展望。
[Abstract]:As the mainstream of Chinese guarantee industry, financing guarantee plays an active role in implementing macro-control policies, optimizing the allocation of resources, promoting the construction of social credit system, meeting the financing needs of small and medium-sized enterprises, and promoting the development of social economy. Since 2009 industry comprehensive standardization rectification, financing guarantee industry into the standardized management track. However, the number of financing guarantee institutions is excessive, the good and bad are mixed, and some of the financing guarantee companies still have problems such as withdrawing capital funds and operating illegally. The problems such as the unsound corporate governance and internal control mechanisms for a long time have been highlighted. Financing guarantee industry risk risks still can not be ignored. The financing guarantee company manages the credit, but the management is the risk. Effective management and risk control are the key to the sustainable and healthy development of the financing guarantee company. Therefore, it is of practical significance to explore the risk management of financing guarantee companies. On the basis of summarizing the theory of risk management, this paper discusses the risk management of financing guarantee company by taking Guangxi A financing guarantee company as an example, starting from the present situation of financing guarantee industry and the main problems it faces. The first part is the introduction, which briefly introduces the background, significance and the domestic and foreign research of the guarantee risk management, the second part is the financing guarantee risk management theory and the industry development situation, the second part is the financing guarantee risk management related theory and the industry development present situation. This paper briefly introduces the related theories of financing guarantee risk management, analyzes the current situation and main problems of the industry development, and provides the background for the following discussion. The third part is the risk factors faced by A financing guarantee company and the current situation of risk management. It introduces the internal and external risk factors faced by A financing guarantee company and the risk management status of A financing guarantee company. The fourth part is the main problems and causes analysis of A financing guarantee company risk management, the risk management of A financing guarantee company risk management problems and causes of in-depth study; The fifth part is to perfect the A financing guarantee company risk management countermeasure suggestion, aimed at A financing guarantee company risk management question, proposed consummates A financing guarantee company risk management countermeasure measure; In the sixth part, the conclusion and prospect of risk management of A financing guarantee company are summarized.
【學(xué)位授予單位】：廣西大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：F272.3;F832.39

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