本文選題：基層央行 + 反洗錢�。� 參考：《湖南大學》2014年碩士論文

【摘要】：洗錢不僅僅會對金融行業(yè)的健康發(fā)展產(chǎn)生影響，而且還會嚴重破壞經(jīng)濟建設和社會穩(wěn)定，因而它具有非常大的危害性。主要經(jīng)營貨幣資金業(yè)務的銀行業(yè)，最容易被洗錢犯罪分子利用，往往成為不法分子開展洗錢活動的主要渠道。伴隨著當前經(jīng)濟金融形勢的不斷變化，基層金融機構反洗錢的工作任務也逐漸繁重起來。根據(jù)當前基層地區(qū)反洗錢工作的實際開展情況來看，受阻于內部控制、認識層次、技術手段及組織機構等，基層金融機構反洗錢工作仍然存在不少問題。本文主要將對基層人民銀行機構反洗錢工作進行剖析，并提出解決問題的對策及建議。 本文在結合某基層央行反洗錢現(xiàn)狀的基礎上，采用數(shù)據(jù)挖掘技術，完成了反洗錢監(jiān)測與管理系統(tǒng)的開發(fā)，從而更為有效地識別并防范基層央行的洗錢犯罪活動。本文首先分析了開發(fā)反洗錢監(jiān)測與管理系統(tǒng)的背景與意義，闡述了文章研究的主要內容和結構，并且對國內外反洗錢監(jiān)測與管理系統(tǒng)研究動態(tài)進行闡述，進一步深入了解并分析某基層央行反洗錢的現(xiàn)狀及存在的問題。然后在介紹洗錢與反洗錢的基本定義基礎上，進一步對反洗錢監(jiān)測與管理系統(tǒng)及數(shù)據(jù)挖掘技術進行概述，并提出該系統(tǒng)的總體設計思路。同時，基于一定的系統(tǒng)設計目標和原則，從功能模塊和市場需求兩個角度重點闡述了反洗錢監(jiān)測與管理系統(tǒng)的需求分析，并通過功能模塊設計、數(shù)據(jù)庫設計、系統(tǒng)處理流程設計、接口設計、網(wǎng)絡架構設計，來完成整個系統(tǒng)的設計，其中重點是闡述系統(tǒng)處理流程的設計過程和功能模塊的設計過程。 在此基礎上，基于數(shù)據(jù)挖掘技術，在闡述系統(tǒng)的基本開發(fā)環(huán)境和工具的基礎上，通過對系統(tǒng)管理、預警管理、調查管理和上報管理四個子系統(tǒng)的實現(xiàn)來完成反洗錢監(jiān)測與管理系統(tǒng)的開發(fā)，同時對系統(tǒng)進行了測試，并給出測試結果。最后，，文章歸納了本文的研究成果，指出文章后續(xù)可能的研究動向，指出文章存在的不足和可以進一步改進的地方。
[Abstract]:Money laundering will not only have an impact on the healthy development of the financial industry, but also seriously undermine economic construction and social stability, so it has great harm. The banking industry, which mainly deals in the money fund business, is the most easily used by the money laundering criminals, and it is often the main channel for the illegal elements to carry out the money laundering activities. With the change of current economic and financial situation, the task of anti-money-laundering of financial institutions at grassroots level is becoming more and more heavy. According to the actual situation of anti-money laundering work in grass-roots areas, there are still many problems in the anti-money laundering work of grass-roots financial institutions, such as internal control, cognitive level, technical means and organization. This paper will analyze the anti-money-laundering work of the basic people's Bank of China, and put forward the countermeasures and suggestions to solve the problem. On the basis of the current situation of anti-money laundering of a grass-roots central bank, this paper uses data mining technology to complete the development of anti-money laundering monitoring and management system, so as to more effectively identify and prevent the basic central bank's money laundering criminal activities. This paper first analyzes the background and significance of the development of anti-money laundering monitoring and management system, expounds the main contents and structure of the article, and expounds the research trends of anti-money laundering monitoring and management system at home and abroad. Further understanding and analysis of a grassroots central bank anti-money-laundering status and existing problems. Then, on the basis of introducing the basic definition of money laundering and anti-money laundering, the paper summarizes the anti-money laundering monitoring and management system and data mining technology, and puts forward the overall design idea of the system. At the same time, based on certain system design objectives and principles, this paper focuses on the requirement analysis of anti-money laundering monitoring and management system from the two angles of function module and market demand, and through the design of function module and database design, System processing process design, interface design, network architecture design, to complete the design of the system, which focuses on the system processing process design process and functional module design process. On this basis, based on data mining technology, on the basis of describing the basic development environment and tools of the system, through the management of the system, early warning management, The implementation of four subsystems of investigation management and report management to complete the development of anti-money laundering monitoring and management system. At the same time, the system is tested, and the test results are given. Finally, the paper summarizes the research results of this paper, points out the possible research trends in the future, points out the shortcomings of the article and points out the areas that can be further improved.
【學位授予單位】：湖南大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：TP311.52;F832.2

【參考文獻】

相關期刊論文 前10條

1 侯合心;張思;;反洗錢監(jiān)管模式的國際比較與借鑒[J];財經(jīng)科學;2011年05期

2 張成虎;趙小虎;;基于貝葉斯分類的可疑金融交易識別研究[J];財經(jīng)研究;2009年10期

3 楊勝剛;王鵬;;基于數(shù)據(jù)挖掘技術的人民幣反洗錢系統(tǒng)設計[J];財經(jīng)理論與實踐;2005年06期

4 王信;;人民幣國際化進程中的問題和收益研究[J];國際貿易;2011年08期

5 李婧,管濤,何帆;人民幣跨境流通的現(xiàn)狀及對中國經(jīng)濟的影響[J];管理世界;2004年09期

6 陳恒有;;不同類型人身保險業(yè)務洗錢風險與反洗錢機制設計[J];甘肅金融;2013年12期

7 湯俊;;國際反洗錢智能數(shù)據(jù)分析技術綜述[J];華南金融電腦;2008年08期

8 蘇輝貴;;基于數(shù)據(jù)挖掘的反洗錢系統(tǒng)應用研究[J];華南金融電腦;2009年03期

9 葉濤;;美國反洗錢機制及其啟示[J];經(jīng)濟研究參考;2006年27期

10 劉文敏;“洗錢”與“反洗錢”[J];經(jīng)濟論壇;2003年09期

本文編號：2076294