本文選題：業(yè)務(wù)創(chuàng)新 + 協(xié)同效應(yīng)　； 參考：《統(tǒng)計(jì)與決策》2012年13期

【摘要】：文章從理論上分析得出我國分業(yè)經(jīng)營模式下商業(yè)銀行業(yè)務(wù)創(chuàng)新中的協(xié)同效應(yīng)主要表現(xiàn)為范圍經(jīng)濟(jì)和規(guī)模經(jīng)濟(jì)效應(yīng)。引入超越對數(shù)成本函數(shù)對范圍經(jīng)濟(jì)效應(yīng)進(jìn)行實(shí)證檢驗(yàn)表明我國商業(yè)銀行業(yè)務(wù)創(chuàng)新中存在范圍經(jīng)濟(jì)效應(yīng),而且通過對比分析發(fā)現(xiàn)業(yè)務(wù)創(chuàng)新能力強(qiáng)的商業(yè)銀行的范圍經(jīng)濟(jì)效應(yīng)更顯著。最后基于上述研究結(jié)果提出了相關(guān)的政策建議。
[Abstract]:Based on the theoretical analysis, this paper concludes that the synergy effect in the business innovation of commercial banks in China is mainly characterized by scope economy and economies of scale. The introduction of the logarithmic cost function to the scope economy effect shows that there are scope economic effects in the business innovation of commercial banks in China. And through comparative analysis, we find that the scope economic effect of commercial banks with strong business innovation ability is more significant. Finally, based on the above research results, the relevant policy recommendations are put forward.
【作者單位】： 湖北經(jīng)濟(jì)學(xué)院財(cái)政與公共管理學(xué)院;
【分類號】：F224;F832.33

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本文編號：2013423