本文選題：供應(yīng)鏈融資 + 中小企業(yè)�。� 參考：《浙江財(cái)經(jīng)大學(xué)》2014年碩士論文

【摘要】：中小企業(yè)是實(shí)體經(jīng)濟(jì)的基石，是國(guó)民經(jīng)濟(jì)和社會(huì)發(fā)展的中堅(jiān)力量，在促進(jìn)經(jīng)濟(jì)發(fā)展、增加社會(huì)就業(yè)、深化改革開放、改善人民生活等各個(gè)方面都起著非常重要的作用。我國(guó)中小企業(yè)數(shù)量眾多，但是其融資難問題卻一直沒有得到很好的改善。 在解決中小企業(yè)融資難的過程中，供應(yīng)鏈融資將供應(yīng)鏈作為一個(gè)整體，借助核心企業(yè)信用水平，為中小企業(yè)解決資金短缺問題的創(chuàng)新型產(chǎn)品，取得了不錯(cuò)的成績(jī)。在我國(guó)供應(yīng)鏈融資近年來有了快速的發(fā)展。 然而，我國(guó)的供應(yīng)鏈融資處于產(chǎn)品發(fā)展的初級(jí)階段，其運(yùn)營(yíng)模式較粗放、管理體系并不健全、操作流程不夠規(guī)范、融資中產(chǎn)生的成本也沒有得到很好的控制，除了業(yè)務(wù)發(fā)展初期本身存在的不完善問題之外，我國(guó)的供應(yīng)鏈融資還面臨著監(jiān)管體制不成熟、核心企業(yè)參與度不足、中小企業(yè)供應(yīng)鏈融資觀念不足等各類問題。 基于此背景，在總結(jié)相關(guān)國(guó)內(nèi)外關(guān)于中小企業(yè)融資、供應(yīng)鏈融資理論成果的基礎(chǔ)上，本文做出以下研究。首先，是相關(guān)概念與現(xiàn)狀介紹。相關(guān)概念主要界定了中小企業(yè)的范疇和供應(yīng)鏈融資的定義，，并提出從三個(gè)不同的視角理解供應(yīng)鏈融資，同時(shí)這三個(gè)方面與第四章的案例一一對(duì)應(yīng)；現(xiàn)狀的介紹分為中小企業(yè)融資現(xiàn)狀和供應(yīng)鏈融資應(yīng)用現(xiàn)狀，通過了解我國(guó)以及國(guó)外的現(xiàn)實(shí)狀況，為案例分析提供依據(jù)。其次，是從三個(gè)視角對(duì)供應(yīng)鏈融資案例的分析，分別是沃爾瑪與李寧公司為各自供應(yīng)鏈中的上下游中小企業(yè)提供的供應(yīng)鏈融資方案、深圳發(fā)展銀行為中小企業(yè)提供的供應(yīng)鏈金融服務(wù)、美國(guó)UPS為中小企業(yè)提供的供應(yīng)鏈融資服務(wù)。文章采取多案例分析方法，先對(duì)每個(gè)案例進(jìn)行獨(dú)立的案例內(nèi)分析，之后結(jié)合前文的理論知識(shí)和現(xiàn)狀，對(duì)案例進(jìn)行綜合的分析研究，得出涵蓋供應(yīng)鏈融資產(chǎn)品的提供者、供應(yīng)鏈中的核心企業(yè)、急需獲得融資的中小企業(yè)三方如何應(yīng)對(duì)的結(jié)論。最后，從更好的為中小企業(yè)提供供應(yīng)鏈融資服務(wù)的角度出發(fā)，指出供應(yīng)鏈融資仍需要政府從宏觀的視角出發(fā)，制定促進(jìn)其快速、健康發(fā)展的政策和措施。同時(shí)，本文通過案例的形式研究供應(yīng)鏈融資，著重強(qiáng)調(diào)理論與現(xiàn)實(shí)相聯(lián)系，并在研究中嘗試突破現(xiàn)有研究以物流管理、銀行產(chǎn)品設(shè)計(jì)為出發(fā)點(diǎn)的模式，站在中小企業(yè)的立場(chǎng)研究供應(yīng)鏈融資。 作為一種全新的融資模式，供應(yīng)鏈融資在給銀行等金融機(jī)構(gòu)和第三方物流企業(yè)帶來盈利和市場(chǎng)的前提下，更是因?yàn)槿谫Y門檻的降低和資金快速到位惠及了眾多的中小企業(yè)，為解決中小企業(yè)融資的問題帶來了希望。作為一種創(chuàng)新型產(chǎn)品，供應(yīng)鏈融資在取得不錯(cuò)成績(jī)的同時(shí)也顯示著其良好的發(fā)展前景。
[Abstract]:Small and medium-sized enterprises are the cornerstone of the real economy and the backbone of the national economy and social development. They play a very important role in promoting economic development, increasing social employment, deepening reform and opening up, and improving people's lives. There are a large number of small and medium enterprises in China, but their financing difficulties have not been well improved. In the process of solving the financing difficulties of small and medium-sized enterprises, supply chain financing takes the supply chain as a whole, with the help of the credit level of core enterprises, innovative products that solve the problem of capital shortage for small and medium-sized enterprises have achieved good results. Supply chain financing in China has developed rapidly in recent years. However, the supply chain financing in our country is in the primary stage of product development, its operation mode is extensive, the management system is not perfect, the operation flow is not standard, and the cost generated in financing is not well controlled. In addition to the imperfect problems in the initial stage of business development, China's supply chain financing is faced with various problems, such as immature regulatory system, insufficient participation of core enterprises, insufficient supply chain financing concept of SMEs, and so on. Based on this background, this paper makes the following research on the basis of summarizing the relevant domestic and foreign theories on SME financing and supply chain financing. First of all, the related concepts and current situation are introduced. The related concepts mainly define the category of small and medium-sized enterprises and the definition of supply chain financing, and put forward to understand supply chain financing from three different perspectives, and these three aspects correspond to the case one by one in chapter four. The present situation is divided into small and medium-sized enterprises financing status and supply chain financing application status, through understanding the reality of China and foreign countries, to provide the basis for case analysis. Secondly, it analyzes the case of supply chain financing from three perspectives, which is the supply chain financing scheme provided by Walmart and Li Ning for the upstream and downstream SMEs in their respective supply chain. The supply chain finance service provided by Shenzhen Development Bank for small and medium-sized enterprises and the supply chain financing service provided by UPS of the United States. This paper adopts the multi-case analysis method, first carries on the independent case analysis to each case, then unifies the previous theory knowledge and the present situation, carries on the comprehensive analysis research to the case, obtains the supplier which covers the supply chain financing product, The conclusion of how to deal with the core enterprises in supply chain, which is in urgent need of financing. Finally, from the point of view of providing better supply chain financing services for SMEs, it is pointed out that supply chain financing still needs the government to formulate policies and measures to promote its rapid and healthy development from the macro perspective. At the same time, this paper studies supply chain financing in the form of case, emphasizes the connection between theory and reality, and tries to break through the current research mode of logistics management and bank product design. Stand in the position of small and medium-sized enterprises to study supply chain financing. As a new financing model, supply chain financing brings profit and market to banks and other financial institutions and third party logistics enterprises, but also because of the lowering of financing threshold and the rapid implementation of funds to benefit many small and medium-sized enterprises. In order to solve the problem of financing small and medium-sized enterprises bring hope. As an innovative product, supply chain financing has achieved good results, but also showed a good development prospects.
【學(xué)位授予單位】：浙江財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F276.3;F274;F832.4

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本文編號(hào)：1985552