本文選題：商業(yè)銀行 + 操作風(fēng)險　； 參考：《復(fù)旦大學(xué)》2014年碩士論文

【摘要】：商業(yè)銀行是經(jīng)營高風(fēng)險的行業(yè),近年來隨著金融管制的放松,業(yè)務(wù)全球化的發(fā)展趨勢,操作風(fēng)險事件日益增多,尤其重案要案時有發(fā)生,不僅給商業(yè)銀行造成巨額損失,也對商業(yè)銀行的聲譽和社會形象造成不良影響。我國銀行業(yè)對操作風(fēng)險的研究起步較晚,無論在理論和實踐方面都尚不成熟完善,亟待改進(jìn)發(fā)展。因此,必須提高風(fēng)險防控意識,加強(qiáng)操作風(fēng)險管理的必要性和緊迫性。本文系統(tǒng)地總結(jié)和歸納了操作風(fēng)險管理的相關(guān)理論。通過對文獻(xiàn)綜合整理,對國內(nèi)外學(xué)者的學(xué)術(shù)研究進(jìn)行了系統(tǒng)概括,并分析認(rèn)為內(nèi)部控制理論對操作風(fēng)險管理研究的相關(guān)性和重要性。在理論研究的基礎(chǔ)上,文章從我國操作風(fēng)險現(xiàn)狀出發(fā),提出了當(dāng)前面臨的五大風(fēng)險,并通過對我國商業(yè)銀行操作風(fēng)險管理模式的歸納,揭示了管理中存在的主要問題。最后,借鑒國外先進(jìn)銀行關(guān)于操作風(fēng)險管理的理論與實踐經(jīng)驗,以內(nèi)部控制為基礎(chǔ),提出了解決我國銀行業(yè)操作風(fēng)險管理問題的對策和建議。根據(jù)文獻(xiàn)分析和實證研究結(jié)論并結(jié)合我國商業(yè)銀行操作風(fēng)險管理現(xiàn)狀,從內(nèi)部控制管理的視角出發(fā),本文提出構(gòu)建內(nèi)部控制價值鏈模型,使風(fēng)險管理和資本管理相融合,以實現(xiàn)銀行價值最大化的最優(yōu)目標(biāo)。另外,從加強(qiáng)內(nèi)部控制建設(shè)、創(chuàng)造良好的操作風(fēng)險內(nèi)部管理環(huán)境、提高對操作風(fēng)險的識別和控制能力等方面,探討了如何完善我國商業(yè)銀行操作風(fēng)險管理措施。
[Abstract]:Commercial bank is a high-risk industry. In recent years, with the relaxation of financial control, the development trend of business globalization, operational risk events are increasing day by day, especially serious cases occur from time to time, not only causing huge losses to commercial banks. Also to the commercial bank's reputation and the social image causes the bad influence. The study of operational risk in China's banking industry starts late and is not mature and perfect in theory and practice, so it needs to be improved and developed urgently. Therefore, we must improve the awareness of risk prevention and control, and strengthen the necessity and urgency of operational risk management. This paper systematically summarizes and summarizes the related theories of operational risk management. This paper systematically summarizes the academic research of domestic and foreign scholars through the comprehensive review of the literature, and analyzes the relevance and importance of internal control theory to the study of operational risk management. On the basis of theoretical research, this paper puts forward five kinds of risks from the point of view of the present situation of operational risk in our country, and reveals the main problems in the management through the induction of the operational risk management mode of commercial banks in our country. Finally, based on the theory and practice of operational risk management of foreign advanced banks, this paper puts forward some countermeasures and suggestions to solve the problem of operational risk management in China's banking industry. According to the conclusion of literature analysis and empirical research and combined with the current situation of operational risk management of commercial banks in China, this paper puts forward a model of internal control value chain from the perspective of internal control management, which combines risk management with capital management. In order to achieve the optimal goal of maximizing bank value. In addition, from the aspects of strengthening the construction of internal control, creating a good internal management environment of operational risks and improving the ability of identifying and controlling operational risks, this paper probes into how to perfect the operational risk management measures of commercial banks in China.
【學(xué)位授予單位】：復(fù)旦大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F832.33;F830.42

【參考文獻(xiàn)】

相關(guān)期刊論文 前1條

1 高馳宇;;從銀行監(jiān)管改革變遷看我國商業(yè)銀行操作風(fēng)險管理路徑選擇[J];浙江金融;2011年07期

，

本文編號：1891849