本文選題：商業(yè)銀行 + 全面風(fēng)險(xiǎn)��； 參考：《中南大學(xué)》2014年碩士論文

【摘要】：摘要：金融一體化、經(jīng)濟(jì)全球化、金融創(chuàng)新的廣泛應(yīng)用給銀行業(yè)帶來了巨大的收益,同時(shí)也使銀行面臨的風(fēng)險(xiǎn)趨于多樣化、復(fù)雜化。巴塞爾新資本協(xié)議對全球銀行業(yè)的風(fēng)險(xiǎn)管理制定了新的標(biāo)準(zhǔn),它所引領(lǐng)的全面風(fēng)險(xiǎn)管理模式也代表著全球銀行業(yè)風(fēng)險(xiǎn)管理的發(fā)展方向。民生銀行成立時(shí)間短,業(yè)務(wù)拓展速度快,發(fā)展也面臨著越來越大的風(fēng)險(xiǎn)管理壓力,需要建立以市場風(fēng)險(xiǎn)、信用風(fēng)險(xiǎn)、操作風(fēng)險(xiǎn)、流動性風(fēng)險(xiǎn)為核心的全面風(fēng)險(xiǎn)管理體系為日常經(jīng)營管理提供保障。 本文共分為六部分,第一部分介紹了研究背景和意義等；第二部分介紹了商業(yè)銀行風(fēng)險(xiǎn)管理的相關(guān)理論即公司治理理論、全面風(fēng)險(xiǎn)管理理論和流程再造理論,以及國外發(fā)達(dá)國家商業(yè)銀行風(fēng)險(xiǎn)管理模式和我國商業(yè)銀行風(fēng)險(xiǎn)管理模式；第三部分,我們對上海民生銀行的風(fēng)險(xiǎn)管理現(xiàn)狀分類進(jìn)行分析,發(fā)現(xiàn)民生銀行在信用風(fēng)險(xiǎn)、流動性風(fēng)險(xiǎn)、市場風(fēng)險(xiǎn)的日常管理都存在問題；第四部分,本文結(jié)合上海民生銀行目前的風(fēng)險(xiǎn)管理狀況,提出上海民生銀行在風(fēng)險(xiǎn)管理方面存在的問題的改善措施,即缺乏統(tǒng)一的風(fēng)險(xiǎn)管理理念、尚未建立全面風(fēng)險(xiǎn)管理體系、風(fēng)險(xiǎn)管理技術(shù)相對落后的完善方案；第五部分,通過案例來分析民生銀行風(fēng)險(xiǎn)管理改善的具體成果,檢驗(yàn)民生銀行在操作風(fēng)險(xiǎn)管理、信用風(fēng)險(xiǎn)管理和流動性風(fēng)險(xiǎn)管理的提升。第六部分,總結(jié)了本文的研究結(jié)論和未來研究方向。
[Abstract]:Absrtact: the extensive application of financial integration, economic globalization and financial innovation brings enormous benefits to the banking industry, and also makes the risks faced by banks tend to be diversified and complicated.The new Basel Capital Accord sets a new standard for the risk management of the global banking industry, and the comprehensive risk management model it leads also represents the development direction of the global banking risk management.Minsheng Bank has a short time to establish, business expansion is fast, and development is also facing increasing pressure of risk management. It is necessary to establish market risk, credit risk, and operational risk.The comprehensive risk management system with liquidity risk as the core provides guarantee for daily operation and management.This paper is divided into six parts, the first part introduces the research background and significance, the second part introduces the related theories of commercial bank risk management, that is, corporate governance theory, comprehensive risk management theory and process reengineering theory.And the risk management model of commercial banks in developed countries and the risk management mode of commercial banks in China. The third part, we analyze the current situation of risk management of Shanghai Minsheng Bank, and find that Minsheng Bank is credit risk.Liquidity risk and the daily management of market risk are all existing problems. The fourth part, combined with the current risk management situation of Shanghai Minsheng Bank, puts forward the measures to improve the risk management of Shanghai Minsheng Bank.That is, lack of a unified risk management concept, has not yet established a comprehensive risk management system, risk management technology is relatively backward to improve the scheme; part five, through a case study of Minsheng Bank risk management improvement concrete results,Test Minsheng Bank in operational risk management, credit risk management and liquidity risk management promotion.The sixth part, summarizes the research conclusion and future research direction of this paper.
【學(xué)位授予單位】：中南大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F832.33

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 陳旭東;吳昊e，

本文編號：1754972