本文選題：商業(yè)保理　切入點：供應鏈金融　出處：《廈門大學》2014年碩士論文　論文類型：學位論文

【摘要】：近年來,隨著市場競爭的加劇和買方市場的形成,賒銷成為企業(yè)間貿易往來的一種重要的結算方式。由于保理業(yè)務能夠解決賒銷中供應商的資金占壓以及國際貿易中進口商的信用風險問題,迎合了當前國內、國際貿易的需要,在我國發(fā)展迅速。 我國開展保理業(yè)務的歷史較短,目前95%以上的保理業(yè)務由銀行承做,商業(yè)保理還處于起步階段。為促進信用銷售,支持中小商貿企業(yè)發(fā)展,2012年起國家商務部陸續(xù)批準一些地區(qū)開展商業(yè)保理試點。政策出臺后,全國范圍內幾百家商業(yè)保理公司相繼設立。商業(yè)保理瞄準了中小企業(yè)這一巨大市場,在加速企業(yè)應收賬款流轉、盤活存量資金,提高企業(yè)風險管理能力,擴大信用銷售、降低交易成本等方面的重要作用日益凸顯。隨著行業(yè)發(fā)展環(huán)境的逐步改善和商業(yè)保理企業(yè)的日益壯大,以及電子商務保理和供應鏈融資等新型保理業(yè)態(tài)的發(fā)展,預計商業(yè)保理業(yè)務規(guī)模將呈現(xiàn)出持續(xù)高速增長態(tài)勢,商業(yè)保理行業(yè)將迎來全新的發(fā)展階段。 筆者任職的HT集團是廈門市一家成立20年的國有企業(yè),主業(yè)為房地產開發(fā)、工程建設、貿易、物流和工業(yè)園區(qū)運營,近年來公司一直在尋求機會進入金融和類金融領域,并把商業(yè)保理行業(yè)作為一個選擇。 本文通過分析認為,商業(yè)保理是一個新興的行業(yè),在廈門有較好的市場基礎,HT集團開展商業(yè)保理具備一定優(yōu)勢,與公司現(xiàn)有的物流、貿易、工業(yè)園區(qū)運營等業(yè)務能形成優(yōu)勢互補,或將成為公司轉型與新一輪發(fā)展的契機。
[Abstract]:In recent years, with the intensification of market competition and the formation of buyer's market, Credit sales have become an important settlement method in the trade between enterprises. Because factoring business can solve the credit risk problems of suppliers in credit sales and the credit risk of importers in international trade, it caters to the needs of current domestic and international trade. It is developing rapidly in our country. The history of developing factoring business in China is relatively short. At present, more than 95% of factoring business is carried out by banks, and commercial factoring is still in its infancy. To support the development of small and medium-sized business enterprises, since 2012, the Ministry of Commerce has successively approved some regions to carry out commercial factoring pilot projects. After the policy was promulgated, Hundreds of commercial factoring companies have been set up nationwide. Commercial factoring aims at the huge market of small and medium-sized enterprises, accelerates the circulation of enterprise accounts receivable, invigorates the stock of funds, improves enterprise risk management capabilities, and expands credit sales. The important role of reducing transaction costs has become increasingly prominent. With the gradual improvement of the industry development environment and the growing strength of commercial factoring enterprises, as well as the development of new factoring formats such as e-commerce factoring and supply chain financing, It is expected that the business scale of commercial factoring will continue to grow at a high speed, and the business factoring industry will usher in a new stage of development. The HT Group, a 20-year-old state-owned enterprise in Xiamen, is mainly engaged in real estate development, engineering construction, trade, logistics and industrial park operations. In recent years, the company has been looking for opportunities to enter the financial and quasi-financial fields. And commercial factoring industry as a choice. This paper thinks that commercial factoring is a new industry, and it has some advantages to develop commercial factoring in Xiamen, and it has some advantages with the company's existing logistics and trade. Industrial park operation and other business can form complementary advantages, or will become a company transformation and a new round of development opportunities.
【學位授予單位】：廈門大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F832.39

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本文編號：1623931