本文選題：電子貨幣　切入點(diǎn)：通貨膨脹　出處：《北京交通大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：摘要：綜觀貨幣發(fā)展的歷史,貨幣形態(tài)先后經(jīng)歷了實(shí)物貨幣、金屬貨幣、紙幣等不同的發(fā)展階段。20世紀(jì)90年代以來,隨著電子信息技術(shù)和網(wǎng)絡(luò)通訊技術(shù)的不斷發(fā)展,貨幣形態(tài)朝著電子化方向發(fā)展,推動了支付體系由傳統(tǒng)方式向電子支付演進(jìn)�；仡櫄v史,紙幣替代黃金作為支付工具出現(xiàn)后,引發(fā)不同程度的通貨膨脹(或通貨緊縮),那么,電子貨幣對紙幣的廣泛替代是否會對通貨膨脹產(chǎn)生一定的影響呢?本文將從電子貨幣視角出發(fā),通過理論與實(shí)證相結(jié)合的方法分析電子貨幣對通貨膨脹的影響。一方面,以電子貨幣對貨幣供求和貨幣流通速度的影響為出發(fā)點(diǎn),結(jié)合貨幣供給模型、貨幣需求理論以及費(fèi)雪方程式等理論基礎(chǔ),從理論方面分析電子貨幣對通貨膨脹的影響。另一方面,以理論分析為基礎(chǔ)選取相應(yīng)的變量建立計(jì)量經(jīng)濟(jì)學(xué)模型進(jìn)行實(shí)證分析,并通過實(shí)證結(jié)果分析電子貨幣對通貨膨脹的影響效應(yīng)及其程度。通過本文的分析得出以下結(jié)論：首先,電子貨幣的發(fā)展使得貨幣供給量放大而貨幣需求量縮小,那么它們的增量也將發(fā)生同樣的變化,從而使得物價水平的增長率被放大,所以電子貨幣的發(fā)展對通貨膨脹有一定的放大效應(yīng)。其次,在短期內(nèi),貨幣供給水平和產(chǎn)出水平都不易調(diào)整,那么根據(jù)費(fèi)雪方程式MV=PY,貨幣流通速度的變化將會引起物價水平在短期內(nèi)的同向變動,即貨幣流通速度在短期內(nèi)變動加快了通貨膨脹的形成,所以電子貨幣的發(fā)展對通貨膨脹有一定的加速效應(yīng)。最后,通過實(shí)證結(jié)果分析得出,貨幣供給量、貨幣流通速度及電子貨幣使用率與物價水平成同向變動的關(guān)系。這表明,電子貨幣的發(fā)展與通貨膨脹有相關(guān)性,且對通貨膨脹具有一定程度的放大效應(yīng)和加速效應(yīng)。隨著電子信息技術(shù)的完善,金融體系的創(chuàng)新等方面的發(fā)展,電子貨幣的發(fā)展將會不斷深化不斷擴(kuò)張,達(dá)到高度發(fā)達(dá)的水平,其對通貨膨脹的影響也會更為顯著。
[Abstract]:Abstract: looking at the history of monetary development, the monetary form has experienced different stages of development, such as physical currency, metal currency, paper currency, etc. Since 90s, with the continuous development of electronic information technology and network communication technology, The development of monetary form toward the electronic direction has promoted the evolution of the payment system from the traditional way to the electronic payment. Looking back at the history, when paper money replaced gold as a payment tool, it caused different degrees of inflation (or deflation). Will the widespread substitution of electronic money for paper money have a certain impact on inflation? From the perspective of electronic money, this paper will analyze the effect of electronic money on inflation through the combination of theory and practice. On the one hand, it will take the influence of electronic money on the supply and demand of money and the velocity of money circulation as the starting point. On the basis of money supply model, money demand theory and Fisher's equation, this paper analyzes the effect of electronic money on inflation from the theoretical point of view, on the other hand, On the basis of theoretical analysis, the econometrics model is established to analyze the effect of electronic money on inflation and the extent to which electronic money affects inflation. The conclusions are as follows: firstly, The development of electronic money magnifies the supply of money and shrinks the demand for money, so their increments will also change in the same way, so that the growth rate of the price level will be magnified. Therefore, the development of electronic money has a certain magnifying effect on inflation. Secondly, in the short term, the level of money supply and the level of output are not easy to adjust. Well, according to Fisher's equation MVPY, the change in the velocity of money circulation will cause the price level to change in the same direction in the short term, that is, the change of the velocity of money circulation in the short term speeds up the formation of inflation. So the development of electronic money has a certain accelerating effect on inflation. Finally, through the empirical analysis, it is concluded that the relationship between the quantity of money supply, the velocity of money circulation and the usage rate of electronic money and the price level is in the same direction. The development of electronic money is related to inflation, and has a certain degree of amplification and acceleration effects on inflation. With the improvement of electronic information technology, the innovation of financial system and other aspects of the development, The development of electronic money will continue to expand to a highly developed level, and its impact on inflation will be more significant.
【學(xué)位授予單位】：北京交通大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F822.5;F822

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