小額貸款公司對(duì)地方經(jīng)濟(jì)發(fā)展耦合作用研究——基于長(zhǎng)春市的數(shù)據(jù)
發(fā)布時(shí)間:2018-03-06 23:15
本文選題:小額貸款公司 切入點(diǎn):經(jīng)濟(jì)發(fā)展 出處:《社會(huì)科學(xué)戰(zhàn)線》2012年06期 論文類型:期刊論文
【摘要】:文章以信貸配給理論為基礎(chǔ),以長(zhǎng)春市的小額貸款公司的數(shù)據(jù)為依托,研究了小額貸款公司存在的可能性和必要性,進(jìn)而探討了這種新型機(jī)構(gòu)的發(fā)展對(duì)地方經(jīng)濟(jì)的耦合作用。結(jié)果表明,小額貸款公司不僅可以切實(shí)解決中小企業(yè)融資難問(wèn)題,而且對(duì)于完善金融制度、構(gòu)建普惠金融體系具有重要意義。因此,對(duì)小額貸款公司的發(fā)展應(yīng)給予大力支持,審時(shí)度勢(shì)和因地制宜,才能夠達(dá)到事半功倍的效果。
[Abstract]:Based on the theory of credit rationing and the data of small loan companies in Changchun, this paper studies the possibility and necessity of the existence of small loan companies. The results show that microfinance companies can not only effectively solve the financing difficulties of small and medium-sized enterprises, but also improve the financial system. It is of great significance to construct inclusive financial system. Therefore, we should give great support to the development of microfinance companies, judge the situation and take measures according to local conditions, in order to achieve twice the result with half the effort.
【作者單位】: 吉林大學(xué)商學(xué)院;
【基金】:教育部重大項(xiàng)目(2009JJD790015) 吉林省科技廳軟科學(xué)項(xiàng)目(20110663)
【分類號(hào)】:F832.4;F127
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本文編號(hào):1576919
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