本文選題：通貨膨脹　切入點(diǎn)：城鄉(xiāng)收入差距　出處：《江西財(cái)經(jīng)大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：改革開(kāi)放后,我國(guó)先后多次經(jīng)歷過(guò)了較大幅度的通貨膨脹,而通貨膨脹會(huì)造成城鄉(xiāng)居民收入水平的相對(duì)變化,現(xiàn)階段我國(guó)居民的住房、醫(yī)療、教育等經(jīng)濟(jì)負(fù)擔(dān)越來(lái)越重,社會(huì)保障體系還不完善,這在一定程度上增加了我國(guó)居民收入和支出的不確定性。隨著我國(guó)現(xiàn)階段收入總水平的不斷提升,城鄉(xiāng)居民收入差距也在不斷地?cái)U(kuò)大,目前通貨膨脹和城鄉(xiāng)居民收入分配差距這兩個(gè)問(wèn)題對(duì)我國(guó)經(jīng)濟(jì)高速發(fā)展和社會(huì)繁榮穩(wěn)定的影響頗為深遠(yuǎn),在某種程度上已經(jīng)成為中國(guó)改革和發(fā)展的障礙。然而當(dāng)前我國(guó)社會(huì)保障體系還不夠健全,尤其是城鎮(zhèn)和農(nóng)村的社會(huì)保障體系存在著顯著的差異,通貨膨脹使城鄉(xiāng)收入分配更不平等,貧富兩極分化,引發(fā)社會(huì)矛盾。因此,深入研究通貨膨脹對(duì)城鄉(xiāng)居民收入差距的影響并解決好這一問(wèn)題,不僅有利于我國(guó)經(jīng)濟(jì)的高速發(fā)展,還有利于社會(huì)的和諧穩(wěn)定。 在通脹時(shí)期,通貨膨脹具有“劫貧濟(jì)富”的再分配效應(yīng),雖然人們可以通過(guò)金融市場(chǎng)上的多種工具來(lái)抵御通貨膨脹產(chǎn)生的負(fù)面影響,但是高收入的城鎮(zhèn)居民和低收入的農(nóng)村居民采取不同的規(guī)避手段會(huì)造成規(guī)避效果的差異。再加上長(zhǎng)期以來(lái),我國(guó)金融市場(chǎng)處于不發(fā)達(dá)的狀態(tài)下,城鄉(xiāng)金融具有顯著的二元化特征,即城鄉(xiāng)居民享受金融服務(wù)的門檻有差異：一方面農(nóng)村居民在總量上所擁有的金融資產(chǎn)存量,尤其在人均金融資產(chǎn)總量上,與城市居民擁有的相比較存在著明顯的差別；另一方面農(nóng)村金融產(chǎn)品和服務(wù)項(xiàng)目單一,農(nóng)村居民投資渠道較少。由于金融市場(chǎng)不完善的情況下不同階層的收入群體抵御通貨膨脹的效果會(huì)有所不同,金融市場(chǎng)的投資手段和工具在一定程度上對(duì)城鄉(xiāng)居民的財(cái)富、收入水平等提出了門檻要求。因此應(yīng)該根據(jù)當(dāng)前我國(guó)金融發(fā)展的背景下分析并檢驗(yàn)通貨膨脹對(duì)城鄉(xiāng)居民收入差距的影響,讓人們清楚地了解到金融門檻存在的背景下兩者之間的影響關(guān)系。 本文的分析采用了理論加實(shí)證的研究方法。首先通過(guò)構(gòu)建數(shù)理模型研究我國(guó)金融不斷發(fā)展的背景下通貨膨脹對(duì)城鄉(xiāng)居民收入差距關(guān)系的影響作用,結(jié)果顯示：在我國(guó)金融市場(chǎng)不發(fā)達(dá)的現(xiàn)實(shí)背景下,形成了規(guī)避通貨膨脹的金融門檻,金融門檻的存在降低了農(nóng)村居民規(guī)避通貨膨脹的效果,擴(kuò)大了城鄉(xiāng)收入差距。其次在實(shí)證分析上,利用統(tǒng)計(jì)數(shù)據(jù)以城鄉(xiāng)居民收入差距作為被解釋變量,通貨膨脹率、金融發(fā)展水平、城鄉(xiāng)金融發(fā)展非均衡水平作為關(guān)鍵的解釋變量,對(duì)外開(kāi)放程度以及城鎮(zhèn)化水平作為控制變量。通過(guò)實(shí)證發(fā)現(xiàn)：通貨膨脹和城鄉(xiāng)居民收入差距之間存在著長(zhǎng)期穩(wěn)定的均衡關(guān)系,而且通貨膨脹CPI、金融發(fā)展水平FIR以及城鄉(xiāng)金融發(fā)展非均衡水平均是城鄉(xiāng)居民收入差距的格蘭杰原因,也就是說(shuō)通貨膨脹、金融發(fā)展水平以及城鄉(xiāng)金融發(fā)展非均衡水平的上漲都會(huì)在很大程度上加劇城鄉(xiāng)居民之問(wèn)的收入差距,最后根據(jù)理論和實(shí)證分析的結(jié)果再結(jié)合中國(guó)的實(shí)際情況,提出了為了縮小城鄉(xiāng)居民之間的收入差距,首先要把全國(guó)物價(jià)穩(wěn)定在較低水平,不能讓通貨膨脹率過(guò)快過(guò)大地上漲,其次要解決金融發(fā)展水平不斷提高下城鄉(xiāng)金融發(fā)展非均衡的問(wèn)題,通過(guò)完善社會(huì)保障體系,引導(dǎo)城鄉(xiāng)金融協(xié)調(diào)發(fā)展,尤其是完善農(nóng)村金融服務(wù)體系以及推進(jìn)農(nóng)村金融機(jī)構(gòu)的建設(shè)等有效措施來(lái)縮小城鄉(xiāng)居民之間的收入差距。 本文的創(chuàng)新主要分為三個(gè)部分：第一,研究視角的創(chuàng)新。從國(guó)內(nèi)外研究的現(xiàn)狀來(lái)看,大部分都只是單獨(dú)地論述了通貨膨脹或者金融發(fā)展的角度對(duì)城鄉(xiāng)居民收入差距的影響,卻忽視了在金融發(fā)展的背景下對(duì)這兩者之間進(jìn)行一定的研究分析,而這方面的相關(guān)文獻(xiàn)研究也是十分缺乏的,本文選擇新的視角也就是基于金融發(fā)展的背景下來(lái)研究通脹如何影響城鄉(xiāng)居民收入差距,并結(jié)合我國(guó)不發(fā)達(dá)的金融市場(chǎng)背景,進(jìn)行更加深入、透徹地分析,最后提出了相關(guān)政策建議。第二,研究方法的創(chuàng)新。國(guó)內(nèi)有關(guān)通貨膨脹對(duì)城鄉(xiāng)居民收入分配差距影響的文章絕大多數(shù)都是做定性方面的研究,比較缺乏定量方面的分析,而本文通過(guò)構(gòu)建數(shù)理模型,并運(yùn)用計(jì)量經(jīng)濟(jì)學(xué)中的實(shí)證分析方法進(jìn)行了相關(guān)分析,讓人們對(duì)這些變量之間的關(guān)系理解得更加深入、透徹。第三,研究變量較為豐富,國(guó)內(nèi)外有關(guān)通貨膨脹對(duì)城鄉(xiāng)居民收入差距影響的文章較少采用城鄉(xiāng)金融非均衡發(fā)展水平作為其關(guān)鍵的解釋變量,而本文考慮到了這個(gè)對(duì)城鄉(xiāng)收入差距影響較大的變量,還加入了其他兩個(gè)重要的控制變量,使得實(shí)證研究更為嚴(yán)謹(jǐn)。
[Abstract]:After the reform and opening up, China has repeatedly experienced substantial inflation, and inflation will cause the relative changes of the income level of urban and rural residents, at the present stage of China's housing, medical care, education and other economic increasingly heavy burden, the social security system is not perfect, it has increased our income and spending less the uncertainty to a certain extent. With the income at the present stage of China's overall level rising, the urban-rural income gap is constantly expanding, the current inflation and the income gap between urban and rural residents of the two problems of China's economic rapid development and the prosperity and stability of society has a far-reaching influence, to a certain extent has become China reform and the development of the disorder. However China's current social security system is still not perfect, especially there is a significant difference between the urban and rural social security system, so that the city of inflation Rural income distribution is more inequal, polarization between the rich and the poor, causing social contradictions. Therefore, in-depth study of the impact of inflation on the income gap between urban and rural residents and solving this problem is not only conducive to the rapid development of our economy, but also to the harmony and stability of our society.
In the period of inflation, inflation has a redistributive effect of robbing the poor to the rich ", although it can negatively affect the financial markets through a variety of tools to resist inflation, but the high income of urban residents and low-income rural residents to avoid hand section differences caused by avoiding effect. And during a long period the financial market of our country, in the underdeveloped state, urban and rural finance has two yuan marked feature, namely the urban and rural residents to enjoy the threshold for financial services are different: rural residents have one hand on the total amount of the stock of financial assets, especially in the per capita total financial assets, compared with the city residents have existed the obvious difference; on the other hand, the rural financial products and services a single, rural residents' investment channels less. Because of different sectors of the financial market is not perfect under the conditions of the collection Into the group against inflation and the effect will be different, financial market investment tools and to a certain extent to the urban and rural residents wealth, raised the threshold requirements of income level. So we should according to our country's financial development under the background of current analysis and test the impact of inflation on the income gap between urban and rural residents, between let people clearly to understand the financial threshold under the background of the relationship between the two.
This paper adopts the research methods of theoretical and empirical effects. First, by constructing the mathematical model of the continuous development of China's financial background of inflation on income gap between urban and rural residents. The result showed that the realistic background in China's financial market is not developed, the formation of inflation of financial threshold, the existence of financial threshold to reduce the rural residents to avoid the effect of inflation, expanding the income gap between urban and rural areas. Secondly, in the empirical analysis, using statistical data to the urban-rural income gap as explanatory variables, inflation rate, the level of financial development, rural financial development non balanced level as the key explanatory variables, opening degree and urbanization level as control variable. We find that there is a long-term stable equilibrium relationship between inflation and the urban-rural income gap, and CPI inflation, the level of financial development and financial development are non FIR urban and rural Hengshui is the average income gap between urban and rural residents Grainger reasons, that is inflation, the level of financial development and the rise in urban and rural financial development non balanced level will largely increase urban and rural residents of the income gap, according to theoretical and empirical analysis the results combined with the actual situation of Chinese, put forward to narrow the income gap between urban and rural residents, first of all to the national price stability at a low level, can not let the inflation rate rose too fast over the earth, and secondly to solve the financial development and constantly improve the level of urban and rural financial development non balanced, through the improvement of the social security system guide the coordinated development of urban and rural finance, especially the rural financial service system and promote the effective measures of rural financial institutions to reduce construction etc. Income gap between urban and rural residents.
The innovation of this paper is mainly divided into three parts: first, the innovation of research perspective. From the domestic and foreign research, most of them just individually discusses the impact of inflation or the perspective of financial development to the income gap between urban and rural residents, but neglected in the financial development under the background of the analysis between certain research however, relevant literature research in this area is very scarce, the new perspective is the financial development background of how inflation affects the urban-rural income gap based on, combined with China's underdeveloped financial market background, more in-depth and thorough analysis, finally puts forward relevant policy suggestions. Second, innovation research methods. The impact of domestic inflation on the urban-rural income gap is the most is to do qualitative research, lack of quantitative comparison The analysis in this paper, by constructing mathematical model, and use empirical econometric analysis methods of correlation analysis, the relationship between these variables allows people to understand more deeply and thoroughly. Third research variables are more abundant, fewer articles at home and abroad about the inflationary impact on the income gap between urban and rural residents with urban and rural finance the non balanced development level as the key explanatory variables, and considering the variables which have big influence on the urban-rural income gap, also joined the other two important control variables, the empirical research is more rigorous.

【學(xué)位授予單位】：江西財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F224;F822.5;F124.7

【相似文獻(xiàn)】

相關(guān)期刊論文 前10條

1 章國(guó)榮 ,盛來(lái)運(yùn);城鄉(xiāng)居民收入差距擴(kuò)大化及對(duì)策[J];中國(guó)統(tǒng)計(jì);2003年08期

2 萬(wàn)千;我省城鄉(xiāng)居民收入和生活差距明顯[J];甘肅農(nóng)業(yè);2003年08期

3 時(shí)洪浩 ,周香云;我國(guó)城鄉(xiāng)居民收入差距現(xiàn)狀及影響[J];河南科技;2003年12期

4 王鸞鳳;城鄉(xiāng)居民收入差距變動(dòng)淺析[J];政策;2003年06期

5 鄧大才;;城鄉(xiāng)居民收入差距的“度”何在[J];中國(guó)國(guó)情國(guó)力;2003年11期

6 ;“一號(hào)文件”解讀:力爭(zhēng)實(shí)現(xiàn)農(nóng)民收入較快增加[J];農(nóng)業(yè)科技與信息;2004年03期

7 朱明龍;淺論縮小城鄉(xiāng)居民收入差距的途徑[J];中國(guó)物價(jià);2004年04期

8 魏金先;“一國(guó)兩策”體制與城鄉(xiāng)居民收入[J];中共貴州省委黨校學(xué)報(bào);2004年02期

9 彭騰;城市化與城鄉(xiāng)居民收入差距[J];邵陽(yáng)學(xué)院學(xué)報(bào);2004年03期

10 蔡銓;期待跨越——我省城鄉(xiāng)居民收入差距初析[J];學(xué)習(xí)導(dǎo)報(bào);2004年05期

相關(guān)會(huì)議論文 前10條

1 李璐;;正視收入差距擴(kuò)大趨勢(shì) 促進(jìn)和諧社會(huì)穩(wěn)定發(fā)展——晉城市城鄉(xiāng)居民收入變化趨勢(shì)分析[A];2005—2006山西省統(tǒng)計(jì)科研成果匯編[C];2006年

2 周兵兵;周生路;;我國(guó)城鄉(xiāng)居民收入差距研究綜述——兼論地理學(xué)的缺位[A];第七屆全國(guó)地理學(xué)研究生學(xué)術(shù)年會(huì)論文摘要集[C];2012年

3 楊永善;;陜西省城鄉(xiāng)居民收入低,差距不斷拉大的問(wèn)題亟待解決[A];陜西省體制改革研究會(huì)2006-2007優(yōu)秀論文集[C];2007年

4 趙穎;;城鄉(xiāng)居民收入的收斂性分析[A];2010年“海右”全國(guó)博士生論壇（公共經(jīng)濟(jì)學(xué)）“經(jīng)濟(jì)社會(huì)發(fā)展轉(zhuǎn)型的公共政策”學(xué)術(shù)研討會(huì)論文集[C];2010年

5 黃愛(ài)琴;孟明;;增加城鄉(xiāng)居民收入的研究[A];山西省第七次統(tǒng)計(jì)科學(xué)討論會(huì)論文集[C];2003年

6 胡碧玉;牟進(jìn)洲;劉恩華;;縮小城鄉(xiāng)居民收入差距,構(gòu)建和諧社會(huì)的制度創(chuàng)新思考[A];全國(guó)高師《資本論》研究會(huì)第十二次學(xué)術(shù)討論會(huì)論文集[C];2005年

7 楊永善;;陜西省城鄉(xiāng)居民收入低，差距不斷拉大的問(wèn)題亟待解決[A];陜西省體制改革研究會(huì)2007優(yōu)秀論文集[C];2007年

8 焦泰文;;統(tǒng)籌城鄉(xiāng)發(fā)展 縮小城鄉(xiāng)居民收入差距[A];科技支撐 科學(xué)發(fā)展——2009年促進(jìn)中部崛起專家論壇暨第五屆湖北科技論壇文集[C];2009年

9 何秀玲;;我國(guó)城鄉(xiāng)居民收入差距的原因與對(duì)策選擇[A];《資本論》與貧困問(wèn)題研究——陜西省《資本論》研究會(huì)2005年學(xué)術(shù)年會(huì)論文集[C];2005年

10 王海英;;平抑城鄉(xiāng)居民收入差距 實(shí)現(xiàn)社會(huì)公平[A];河北省第四屆社會(huì)科學(xué)學(xué)術(shù)年會(huì)論文專輯[C];2009年

相關(guān)重要報(bào)紙文章 前10條

1 周子宇;農(nóng)民增收提速是關(guān)鍵[N];中國(guó)財(cái)經(jīng)報(bào);2006年

2 記者 吳華;城鄉(xiāng)居民收入增加較多[N];大同日?qǐng)?bào);2007年

3 孟娥 （作者單位：市委黨校）;新農(nóng)村建設(shè)：為縮小城鄉(xiāng)居民收入差距帶來(lái)機(jī)遇[N];鄂爾多斯日?qǐng)?bào);2006年

4 記者 尤佳;去年我省城鄉(xiāng)居民收入創(chuàng)新高[N];發(fā)展導(dǎo)報(bào);2007年

5 本報(bào)記者 顧海洋;城鄉(xiāng)居民收入呈雙升[N];貴陽(yáng)日?qǐng)?bào);2006年

6 ;農(nóng)民增收是關(guān)鍵[N];吉林農(nóng)村報(bào);2006年

7 余紅舉;南昌首季城鄉(xiāng)居民收入雙雙增長(zhǎng)[N];南昌日?qǐng)?bào);2007年

8 記者　高菲;城鄉(xiāng)居民收入雙增長(zhǎng)[N];寧夏日?qǐng)?bào);2006年

9 張琦;鼓勵(lì)支持全民創(chuàng)業(yè) 增加城鄉(xiāng)居民收入[N];西安日?qǐng)?bào);2007年

10 陳松邋姜君;成都房?jī)r(jià)力爭(zhēng)與城鄉(xiāng)居民收入匹配[N];西部時(shí)報(bào);2007年

相關(guān)博士學(xué)位論文 前3條

1 靳貞來(lái);城鄉(xiāng)居民收入差距變動(dòng)及其影響因素的實(shí)證研究[D];南京農(nóng)業(yè)大學(xué);2006年

2 黃國(guó)華;長(zhǎng)三角地區(qū)勞動(dòng)力流轉(zhuǎn)與城鄉(xiāng)居民收入差距關(guān)系實(shí)證研究[D];上海社會(huì)科學(xué)院;2009年

3 張?chǎng)?中國(guó)城鄉(xiāng)居民收入差距及其成因的演化路徑研究[D];遼寧大學(xué);2009年

相關(guān)碩士學(xué)位論文 前10條

1 扶文武;長(zhǎng)沙市城鄉(xiāng)居民收入差距研究[D];國(guó)防科學(xué)技術(shù)大學(xué);2007年

2 馮建華;我國(guó)城鄉(xiāng)居民收入差距過(guò)大問(wèn)題研究[D];中共中央黨校;2011年

3 王華;我國(guó)城鄉(xiāng)居民收入差距影響因素的實(shí)證分析[D];山西財(cái)經(jīng)大學(xué);2011年

4 王會(huì)玲;我國(guó)城鄉(xiāng)居民收入差距擴(kuò)大化態(tài)勢(shì)及治理對(duì)策研究[D];東北師范大學(xué);2004年

5 周曉東;我國(guó)城鄉(xiāng)居民收入差距省區(qū)間比較研究[D];重慶師范大學(xué);2005年

6 林麗;我國(guó)城鄉(xiāng)居民收入差距的制度研究[D];重慶師范大學(xué);2006年

7 宋大力;黑龍江省城鄉(xiāng)居民收入差距的研究[D];黑龍江大學(xué);2006年

8 張奇;城鄉(xiāng)居民收入差距研究[D];南京財(cái)經(jīng)大學(xué);2010年

9 于清政;我國(guó)服務(wù)業(yè)FDI對(duì)城鄉(xiāng)居民收入差距影響的實(shí)證分析[D];遼寧大學(xué);2013年

10 岳冬冬;楊凌示范區(qū)城鄉(xiāng)居民收入差距變化趨勢(shì)研究[D];西北農(nóng)林科技大學(xué);2008年

，

本文編號(hào)：1562695