我國(guó)信托公司盈利模式研究
本文關(guān)鍵詞: 信托公司 業(yè)務(wù)定位 盈利模式 出處:《西北大學(xué)》2014年碩士論文 論文類型:學(xué)位論文
【摘要】:銀行、證券、信托和保險(xiǎn)構(gòu)成金融業(yè)四大支柱。在中國(guó),說(shuō)到金融業(yè)的四大支柱,主要是從金融產(chǎn)品供應(yīng)商的角度說(shuō)的。然而由于信托行業(yè)從成立之初起,就被定位為金融體系中的“拾遺補(bǔ)缺”者,這樣的定位必然導(dǎo)致信托公司業(yè)務(wù)的龐雜性。在這樣的背景下,信托公司的業(yè)務(wù)定位非常不清晰,且歷史上經(jīng)歷了一系列重大變化,導(dǎo)致信托公司至今尚未形成穩(wěn)固的經(jīng)營(yíng)模式和盈利模式,而相比之下,銀行、保險(xiǎn)、證券這三類金融機(jī)構(gòu)的功能定位都是非常清晰的,實(shí)踐中的業(yè)務(wù)模式也是穩(wěn)固和確定的。因此,信托業(yè)要想和商業(yè)銀行、保險(xiǎn)公司、證券公司一樣,獲得規(guī);l(fā)展,必須具有自己專屬性的業(yè)務(wù)領(lǐng)域。2006年12月中國(guó)銀監(jiān)會(huì)下發(fā)《信托投資公司管理辦法》和《信托投資公司資金信托業(yè)務(wù)管理暫行辦法》,對(duì)信托公司的功能定位和業(yè)務(wù)方向進(jìn)行了根本性和顛覆性的改革”在此背景下,我國(guó)信托公司如何在日趨激烈的競(jìng)爭(zhēng)市場(chǎng)中找準(zhǔn)位置。確立自己合適的業(yè)務(wù)定位,使我國(guó)信托公司不僅能在激烈競(jìng)爭(zhēng)中生存下去,并且通過(guò)正確的業(yè)務(wù)定位,實(shí)現(xiàn)信托公司持續(xù)、穩(wěn)定、健康經(jīng)營(yíng),增強(qiáng)自身實(shí)力和核心競(jìng)爭(zhēng)力,最終使信托公司能發(fā)展成為與銀行、保險(xiǎn)、證券并駕齊驅(qū)的我國(guó)四大金融支柱之一,這一課題已經(jīng)成為我國(guó)信托公司當(dāng)前一個(gè)緊迫和必要的熱點(diǎn)問(wèn)題。因此,在這種形勢(shì)下,研究我國(guó)信托公司盈利模式對(duì)促進(jìn)我國(guó)信托業(yè)的健康、持續(xù)、穩(wěn)定發(fā)展具有十分重要的理論意義與實(shí)踐價(jià)值。
[Abstract]:Banking, securities, trust and insurance constitute the four pillars of the financial industry. In China, the four pillars of the financial industry are mainly from the point of view of financial product suppliers. In this context, the business position of the trust company is very unclear, which is regarded as the "pick up of the missing" in the financial system, which will inevitably lead to the complexity of the trust company's business. And has experienced a series of major changes in history, resulting in trust companies have not yet formed a solid business model and profit model, and, by contrast, banks, insurance. The functional orientation of these three financial institutions is very clear, and the business model in practice is firm and certain. Therefore, the trust industry wants to be the same as commercial banks, insurance companies and securities companies. To achieve large-scale development. In December 2006 the CBRC issued the measures for the Administration of Trust and Investment companies and the interim measures for the Administration of Trust and Investment Company of funds of Trust and Investment companies. The fundamental and subversive reform of the function orientation and business direction of the trust company is carried out under this background. How to find the right position in the increasingly fierce competition market and establish its own suitable business positioning, so that the trust company can not only survive in the fierce competition, but also through the correct business positioning. To achieve the trust company sustainable, stable, healthy operation, enhance their own strength and core competitiveness, and ultimately enable the trust company to develop with the banking, insurance, securities and one of the four financial pillars of our country. This subject has become an urgent and necessary hot issue of our trust companies. Therefore, in this situation, the study of the profit model of trust companies in China to promote the health of the trust industry, sustained. The steady development has the very important theory significance and the practice value.
【學(xué)位授予單位】:西北大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2014
【分類號(hào)】:F832.39
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