兩岸中小商業(yè)銀行財務(wù)競爭力的評價研究
本文關(guān)鍵詞:兩岸中小商業(yè)銀行財務(wù)競爭力的評價研究 出處:《集美大學(xué)》2014年碩士論文 論文類型:學(xué)位論文
更多相關(guān)文章: 中小商業(yè)銀行 財務(wù)競爭力 需求層次理論
【摘要】:銀行業(yè)是國民經(jīng)濟(jì)強(qiáng)有力的支柱之一,它既可以推動經(jīng)濟(jì)的發(fā)展,也會阻礙經(jīng)濟(jì)的發(fā)展。2008年金融危機(jī)的爆發(fā)給全球經(jīng)濟(jì)以重創(chuàng),銀行業(yè)也遭受了嚴(yán)重的打擊。在這樣的背景下,提高銀行業(yè)的競爭力,尤其是財務(wù)競爭力這一企業(yè)競爭力的核心要素,使之能夠在這重重壓力下獲得健康發(fā)展便成為大家關(guān)注的重點。近年來,,隨著中小商業(yè)銀行的發(fā)展,其在銀行業(yè)中的地位也日益凸顯,在銀行業(yè)中占據(jù)著不可替代的一席之地。鑒于中小商業(yè)銀行在銀行體系中的重要地位,如何全面提升中小商業(yè)銀行的財務(wù)競爭力,具有重要的理論研究價值和現(xiàn)實意義。 本文立足于中小商業(yè)銀行,從需求層次理論的角度,構(gòu)建了中小商業(yè)銀行財務(wù)競爭力的評價體系。在搜集兩岸中小商業(yè)銀行相關(guān)數(shù)據(jù)的基礎(chǔ)上,運用構(gòu)建的中小商業(yè)銀行財務(wù)競爭力評價體系并結(jié)合因子分析方法進(jìn)行數(shù)據(jù)處理,得出兩岸中小商業(yè)銀行財務(wù)競爭力的評價結(jié)果,即大陸商業(yè)銀行的財務(wù)競爭力在總體上超越了臺灣的商業(yè)銀行,但是在財務(wù)風(fēng)險控制、社會責(zé)任以及財務(wù)發(fā)展方面的能力還有待提高。最后,針對本文的分析結(jié)果對兩岸中小商業(yè)銀行的進(jìn)一步發(fā)展提出建議。
[Abstract]:The banking industry is one of the most powerful pillar of the national economy, it can promote the development of economy, it will hinder the development of the economy of.2008 years, the outbreak of the financial crisis to the global economy to hit, the banking industry also suffered a serious blow. In this context, to improve the competitive power of banking, especially the core elements of financial competitiveness the competitiveness of enterprises, so as to obtain the healthy development of the pressure has become the focus of everyone's attention. In recent years, with the development of small and medium-sized commercial banks, its position in the banking industry has become increasingly prominent, occupies an irreplaceable a space for one person in the banking industry. In view of the important position in the small and medium sized commercial banks in the banking system, how to enhance the financial competitiveness of small and medium-sized commercial banks, it has important theoretical value and practical significance.
This paper is based on the small and medium-sized commercial banks, from the demand level theory, construct the financial competitiveness of small and medium sized commercial bank evaluation system. Based on collecting related data on both sides of the small and medium-sized commercial banks, the use of the evaluation system of financial competitiveness of small and medium-sized commercial banks to build the node analysis method and coupling factor for data processing, draw on both sides of the financial competitiveness of small and medium sized commercial banks the evaluation results, the financial competitiveness of mainland commercial banks beyond the Taiwan commercial banks in general, but in the financial risk control ability, social responsibility and financial development still needs to be improved. Finally, according to the analysis results of the further development of small and medium-sized commercial banks on both sides of the Strait are proposed.
【學(xué)位授予單位】:集美大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2014
【分類號】:F832.33
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