發(fā)布時間：2018-01-06 14:26

  本文關鍵詞：農(nóng)業(yè)銀行的農(nóng)產(chǎn)品供應鏈金融風險研究　出處：《南華大學》2014年碩士論文　論文類型：學位論文

  更多相關文章： 農(nóng)業(yè)銀行 農(nóng)產(chǎn)品供應鏈 供應鏈金融業(yè)務 風險 證據(jù)理論

【摘要】：農(nóng)產(chǎn)品企業(yè)的融資渠道狹窄，供應鏈上資金匱乏是限制農(nóng)業(yè)產(chǎn)業(yè)化規(guī)�；年P鍵性因素。農(nóng)產(chǎn)品供應鏈上的貸款風險大利潤小，而且大部分農(nóng)產(chǎn)品企業(yè)規(guī)模小，難以達到金融機構融資門檻。供應鏈金融業(yè)務是一種新型的短期貿(mào)易融資模式，能將貸款風險分擔于整條供應鏈。銀行一方面不僅是與單個的企業(yè)合作，還和整個供應鏈合作，可以更加全面、及時地掌握的各個環(huán)節(jié)的信息，加強對貿(mào)易的風險管控能力，減小信貸風險；另一方面可以向供應鏈上相關企業(yè)提供綜合的供應鏈金融服務，增加利潤點，開發(fā)農(nóng)業(yè)金融市場，鞏固與客戶的長期戰(zhàn)略合作關系。 本文通過分析農(nóng)業(yè)銀行已有的業(yè)務特點，以及各類農(nóng)產(chǎn)品供應鏈金融的適應性問題和風險特征，，運用證據(jù)理論與Delphi方法構建農(nóng)行的針對農(nóng)產(chǎn)品供應鏈金融的風險評估模型，主要內(nèi)容及創(chuàng)新點有三：1、根據(jù)農(nóng)產(chǎn)品供應鏈運營特征及供應鏈金融運作機制構造金融風險評估指標體系，分為生產(chǎn)環(huán)節(jié)、加工環(huán)節(jié)、銷售環(huán)節(jié)、供應鏈整體協(xié)作情況、擔保物五個大類；2、利用證據(jù)理論處理不確定性信息推理的優(yōu)勢建立評估計算模型，并利用折扣率將指標權重融入證據(jù)理論合成規(guī)則中，改進其將證據(jù)重要性同等對待的局限；3、根據(jù)農(nóng)產(chǎn)品供應鏈運作差異對農(nóng)產(chǎn)品供應鏈金融制定了12個類別，并針對其風險評估指標制定了相應的權重矩陣。最后引入實例驗證了此風險評估模型的有效性，并針對農(nóng)行開展農(nóng)產(chǎn)品供應鏈金融業(yè)務服務提出了一系列對策與建議。
[Abstract]:Agricultural products enterprises on the supply chain financing channel is narrow, lack of funds is the key factor limiting the scale of agricultural industrialization. The agricultural products supply chain on the loan risk profit is small, and most agricultural products of small scale, difficult to reach the threshold for financing of financial institutions. Financial services supply chain is a new financing model for short term trade credit risk can be shared in the whole supply chain. On the one hand is to cooperate with the bank not only individual enterprises, and also the whole supply chain, each link can be more comprehensive, timely grasp of the information, to strengthen trade risk control ability, reduce the credit risk; on the other hand can provide the service of supply chain financial integrated supply chain to the relevant enterprises, increase profits, the development of agricultural financial market, consolidate the long-term strategic partnership with clients.
In this paper, through analyzing the business characteristic of Agricultural Bank has, and all kinds of agricultural products supply chain financial adaptability and risk characteristics, risk assessment for agricultural products supply chain finance model construction bank using evidence theory and Delphi method, the main contents and innovations are three: 1, according to the operating characteristics of the agricultural products supply chain and supply chain the financial structure of the operation mechanism of financial risk evaluation index system is divided into production, processing, sales, supply chain coordination, guarantee five categories; 2, using the evidence theory of uncertainty reasoning information advantage to establish evaluation model, and use the discount rate of the index weight into the combination rules of evidence theory in the improvement of the importance of evidence equally limited; 3, according to the agricultural products supply chain operation difference has developed 12 categories of agricultural products supply chain finance, and The weight matrix is worked out for its risk assessment index. Finally, an example is introduced to verify the effectiveness of the risk assessment model, and a series of countermeasures and suggestions are put forward for Agricultural Bank to develop agricultural products supply chain financial business service.

【學位授予單位】：南華大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F832.4;F326

【參考文獻】

相關期刊論文 前8條

1 熊志剛;;湖北農(nóng)行創(chuàng)新“供應鏈金融”服務模式構想[J];湖北農(nóng)村金融研究;2010年01期

2 吳玲玉;佟惠玲;;供應鏈金融業(yè)務的問題與相關建議[J];銀行家;2013年01期

3 農(nóng)行湖北分行"三農(nóng)"產(chǎn)品調研組;章躍進;田暉;;“三農(nóng)”金融產(chǎn)品比較分析調研報告[J];湖北農(nóng)村金融研究;2008年09期

4 段偉常;胡挺;;供應鏈金融在現(xiàn)代農(nóng)業(yè)中的應用原理研究[J];金融理論與實踐;2012年01期

5 鞠彥兵;王愛華;;基于證據(jù)理論的風險收益評價模型及其應用[J];數(shù)學的實踐與認識;2006年12期

6 李炎炎;;農(nóng)產(chǎn)品供應鏈金融及其風險管理研究[J];商業(yè)時代;2013年17期

7 毛歡喜;;供應鏈融資讓銀企雙贏[J];投資北京;2010年11期

8 李毅學;;供應鏈金融風險評估[J];中央財經(jīng)大學學報;2011年10期

相關博士學位論文 前2條

1 楊鳳梅;季節(jié)性農(nóng)產(chǎn)品供應鏈內(nèi)部融資問題研究[D];山東大學;2012年

2 龔堅;供應鏈金融的銀行信用風險[D];西南財經(jīng)大學;2011年

本文編號：1388258