本文關(guān)鍵詞： 高等教育投資 農(nóng)村家庭養(yǎng)老 相關(guān)性　出處：《陜西師范大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

【摘要】：隨著中國(guó)人口老齡化進(jìn)一步加劇中國(guó)的養(yǎng)老問(wèn)題日益凸顯,而農(nóng)村的養(yǎng)老問(wèn)題又是難度最大最需要解決的關(guān)鍵問(wèn)題。隨著家庭結(jié)構(gòu)的變化和社會(huì)養(yǎng)老保險(xiǎn)的不斷發(fā)展,以及新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)政策的實(shí)施,在一定程度上提高了農(nóng)民的福利和養(yǎng)老待遇緩解了農(nóng)村養(yǎng)老問(wèn)題,家庭養(yǎng)老的主體地位在逐漸下降。與此同時(shí),新農(nóng)保所存在的一些暫時(shí)難以解決的問(wèn)題,例如補(bǔ)貼過(guò)低、籌資機(jī)制不完善、存在政策風(fēng)險(xiǎn)、基金保值增值難等,導(dǎo)致農(nóng)民對(duì)政策實(shí)施效果信心不足觀望情緒濃厚。這樣一來(lái),家庭養(yǎng)老在解決農(nóng)村養(yǎng)老問(wèn)題時(shí)依然大有用武之地。因此,在我國(guó)的現(xiàn)實(shí)情況下家庭養(yǎng)老在滿足基本養(yǎng)老需求、補(bǔ)充和完善農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)體制方面依然起著舉足輕重的作用,家庭養(yǎng)老仍然是我國(guó)農(nóng)村目前最主要的養(yǎng)老方式。通過(guò)家庭養(yǎng)老,一方面可以緩解我國(guó)老齡化日益嚴(yán)重下政府在基本養(yǎng)老保險(xiǎn)上的壓力；另一方面,在廣大農(nóng)村家庭養(yǎng)老依然有著深厚的存在根基和必要性,它不論在經(jīng)濟(jì)支持還是生活照料和精神慰藉等方面都有著不可替代的作用。家庭養(yǎng)老作為中國(guó)幾千年來(lái)的傳統(tǒng),不管從其存在的基礎(chǔ)和現(xiàn)實(shí)條件來(lái)看,作用都不可小覷。 有研究顯示,農(nóng)村子女教育投入與養(yǎng)老回報(bào)有一定的關(guān)聯(lián)性。從農(nóng)村子女教育的現(xiàn)實(shí)來(lái)看隨著農(nóng)村人均收入的增加以及計(jì)劃生育政策的持續(xù)貫徹,子女的教育問(wèn)題也日益得到高度重視,農(nóng)村家庭在子女教育方面的投資逐年增加,尤其是子女的高等教育投資。農(nóng)村父母普遍認(rèn)為接受高等教育是子女改變經(jīng)濟(jì)社會(huì)地位唯一且有效的途徑,使子女接受更高的教育是他們義不容辭的責(zé)任,也使他們?yōu)榇烁械津湴梁妥院�。因�?即使高等教育收費(fèi)年年攀升農(nóng)村父母投資子女高等教育的熱情絲毫不減。古語(yǔ)道,“養(yǎng)兒防老,積谷防饑�！弊优芙逃潭忍岣吆�,老人的養(yǎng)老也會(huì)更有保障。近年來(lái),有許多學(xué)者開(kāi)始關(guān)注農(nóng)村家庭養(yǎng)老和子女教育人力資本投資的相關(guān)性研究。以子女教育人力資本投資為視角來(lái)研究家庭養(yǎng)老保險(xiǎn),對(duì)于解決目前我國(guó)農(nóng)村養(yǎng)老問(wèn)題無(wú)疑有著重要的理論價(jià)值和深遠(yuǎn)的現(xiàn)實(shí)意義。 本文通過(guò)大量查閱國(guó)內(nèi)外有關(guān)教育人力資本投資和家庭養(yǎng)老的文獻(xiàn),對(duì)現(xiàn)有掌握的相關(guān)文獻(xiàn)的研究方法進(jìn)行分析,在國(guó)內(nèi)外不同學(xué)者對(duì)教育人力資本投資和家庭養(yǎng)老的正相關(guān)性或者不相關(guān)的研究結(jié)論基礎(chǔ)上,結(jié)合我國(guó)的具體實(shí)際和國(guó)情,在對(duì)家庭養(yǎng)老的相關(guān)問(wèn)題的理論分析進(jìn)行總結(jié)和歸納的基礎(chǔ)上,分析檢驗(yàn)在我國(guó)農(nóng)村子女高等教育投資與家庭養(yǎng)老的相關(guān)性。全文共分五部分內(nèi)容。第一部分是緒論,主要介紹本文的選題背景、研究?jī)r(jià)值以及研究方法和內(nèi)容；第二部分為文獻(xiàn)綜述與相關(guān)理論分析；第三部分是我國(guó)農(nóng)村高等教育投資和家庭養(yǎng)老關(guān)系的分析,在這一部分中,論文主要通過(guò)梳理我國(guó)家庭養(yǎng)老保險(xiǎn)面臨的問(wèn)題、農(nóng)村子女高等教育投資動(dòng)因等,闡釋農(nóng)村子女高等教育投資對(duì)家庭養(yǎng)老的作用。第四部分是通過(guò)發(fā)送調(diào)查問(wèn)卷收集數(shù)據(jù)信息,對(duì)我國(guó)農(nóng)村子女高等教育投資與家庭養(yǎng)老的相關(guān)性進(jìn)行實(shí)證檢驗(yàn)；第五部分是研究結(jié)論與政策建議。本文的主要結(jié)論是,隨著家庭對(duì)子女高等教育投入的增加,高等教育支出與精神慰藉顯著正相關(guān),高等教育教育支出與經(jīng)濟(jì)回報(bào)顯著正相關(guān),但是高等教育支出與生活照料負(fù)相關(guān),教育支出與家庭養(yǎng)老總回報(bào)正相關(guān)。與此同時(shí),在人力資本投資的前期階段,高等教育投入與對(duì)家庭的經(jīng)濟(jì)支持負(fù)相關(guān),其他相關(guān)性基本變化不大。由于獲取數(shù)據(jù)的范圍以及檢驗(yàn)方法等方面存在的局限性和不足,導(dǎo)致本文的結(jié)論有不甚嚴(yán)謹(jǐn)之處,這也是筆者在今后研究中改進(jìn)和完善的方向。
[Abstract]:With the aging population Chinese further intensified Chinese pension problem has become increasingly prominent, and the rural old-age problem is a key problem to solve. The biggest difficulty with the change of family structure and the development of social pension insurance, and the implementation of the new rural social endowment insurance policy, to a certain extent, improve farmers' welfare and pension treatment alleviated the problem of rural old-age pension, family's main body status has gradually decreased. At the same time, the new agricultural insurance to solve some temporary problems, such as subsidies is too low, the financing mechanism is not perfect, there are policy risk, increasing the value of funds difficult, cause farmers to effect the lack of confidence in a strong wait-and-see mood. As a result of policy the family pension, in solving the rural old-age problem still has great application. Therefore, in the reality of our situation in the family pension to satisfy the The pension needs, supplement and perfect the rural social endowment insurance system still plays an important role in China's rural family pension is still the main way of pension. The family pension, one can alleviate China's growing aging under the government in the basic old-age insurance on the pressure; on the other hand, in the rural family endowment still has a deep foundation of the existence and necessity of it, whether in economic or life care and spiritual comfort has an irreplaceable role. Family pension is Chinese for thousands of years of tradition, no matter from the point of view of its existing foundation and realistic conditions, effect can not be overlooked.
Research shows that rural children's education have certain relevance and pension returns. From the practical point of view with the education of rural children continue to increase rural per capita income and family planning policy, their children's education has been attached great importance to the rural household investment in children's education is increasing year by year, especially the children's higher the investment in education. Rural parents generally believe that higher education is the only effective way to change the economic and social status of children, so that children receive higher education is their bounden duty, also make them proud and pride. Therefore, even if the higher education fees rising rural parents invest in their children's higher education enthusiasm unabated. As the old saying, "to children, for a rainy day." education can improve the degree of children, the elderly will be more secure. In recent years, there are Study on the relationship between many scholars began to pay attention to human capital investment of rural family pension and the education of their children. The children's education human capital investment perspective to study the family endowment insurance, to solve the rural old-age problem will undoubtedly have important theoretical value and profound realistic significance.
Through consulting a large number of domestic and foreign investment in education human capital and family pension literature, research methods of the existing literature master through the analysis of the positive correlation between students at home and abroad on the education of human capital and family pension or not related to the above conclusions, combined with China's specific national condition. Related problems in the family pension theory analysis based on the summary and the induction, correlation test in rural children of higher education and family pension investment analysis. The paper consists of five parts. The first part is the introduction, mainly introduces the research background, research value and research methods and content; the second part analysis the literature review and related theories; the third part is the analysis of the relationship between higher education investment and rural family pension in our country. In this part, the main Facing by combing our family endowment insurance problems of rural children of higher education investment motivation, role of higher education investment in rural family pension interpretation. The fourth part is to collect data information by sending the questionnaire to examine the correlation between China's rural children of higher education investment and family pension; the fifth part is the research the conclusions and suggestions. The main conclusion is that with the family into their children's higher education increased significantly positively related to higher education expenditure and spiritual comfort, positively related to higher education expenditure and economic returns, but the higher education expenditure and education expenditure is negatively related to life care, and family pension total return is at the same time. In the early stage, human capital investment, economy of family and higher education investment to support the negative correlation, the correlation between other changes Due to the limitations and shortcomings of data acquisition and testing methods, the conclusions of this paper are not very strict, which is also the direction for improvement and perfection of the author in the future research.

【學(xué)位授予單位】：陜西師范大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：G649.2;F323.89

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