個人黃金投資策略與風險管理研究
本文關(guān)鍵詞: 黃金 黃金市場 黃金投資品種 風險管理 個人黃金投資策略 出處:《南昌大學(xué)》2012年碩士論文 論文類型:學(xué)位論文
【摘要】:黃金投資是指通過購買黃金產(chǎn)品而實現(xiàn)財產(chǎn)保值、增值及營利的行為。個人黃金投資就是以個人為投資主體的黃金投資行為。 自上海黃金交易所成立以來,中國黃金市場市場化程度不斷加快。目前,我國黃金市場也已經(jīng)基本形成了以上海黃金交易所黃金現(xiàn)貨交易為基礎(chǔ),上海期貨交易所黃金期貨交易和商業(yè)銀行黃金業(yè)務(wù)共同繁榮發(fā)展的格局。隨著黃金市場規(guī)模的不斷壯大,各類黃金投資品種也在不斷涌現(xiàn),即滿足了居民的投資需要和避險要求,也使得黃金理財興起。當前,我國居民個人總體收入的逐年上升,群眾理財意識空前高漲。這些變化,為包括黃金投資理財在內(nèi)的理財行業(yè)的發(fā)展提供了廣闊的空間。蓬勃發(fā)展的國內(nèi)黃金市場吸引了大批的投資者參與,黃金投資已經(jīng)成為個人進行財富管理和理財規(guī)劃的重要手段 近幾年來,國內(nèi)黃金投資熱潮依然洶涌,投資者熱情不減,同時國際金價也屢創(chuàng)新高。在黃金投資的“黃金時代”,需要深入解讀個人黃金投資理財?shù)幕局R、基本方法和基本技巧,在全社會廣泛開展黃金投資者教育,使廣大投資者在獲取豐厚的收益的同時,避免或減少因投資風險而帶來的損失。 隨著國內(nèi)黃金市場的不斷開放,個人投資黃金的渠道進一步被拓寬,黃金市場逐漸被投資者所認可,面對日益火爆的金市和眾多的黃金投資產(chǎn)品,普通投資者應(yīng)該如何選擇適合自己的黃金投資渠道呢?在黃金投資如何防范和規(guī)避風險?廣大投資者需要專業(yè)人員給出更多的參考意見與建議。本論文以個人黃金投資策略與風險管理為研究對象,旨在通過對黃金投資理財基本知識的介紹,通過對個人黃金投資現(xiàn)狀的分析,通過對個人黃金投資主要品種的比較與評價,通過對黃金價格變動因素的分析,結(jié)合自身的從業(yè)實踐經(jīng)驗,就個人黃金投資的策略與風險管理進行研究探討,提出些見解,為廣大投資者在黃金持續(xù)升溫的情況下,如何尋找、選擇適合自身的黃金投資之路,提供參考與借鑒。
[Abstract]:Gold investment refers to the behavior of keeping value, increasing value and making profit by purchasing gold products. Personal gold investment is the behavior of gold investment with individual as the main body of investment. Since the establishment of Shanghai Gold Exchange, the marketization of China's gold market has been accelerated. At present, the gold market in China has basically formed on the basis of spot trading of gold in Shanghai Gold Exchange. Shanghai Futures Exchange gold futures trading and commercial bank gold business prosperity and development pattern. With the scale of the gold market growing, all kinds of gold investment varieties are emerging. That is, to meet the investment needs of residents and risk avoidance requirements, but also to make the rise of gold financing. At present, the overall income of residents in China has increased year by year, and the awareness of financial management of the masses has never been higher. These changes. It provides a broad space for the development of the financial management industry including gold investment and financing. The booming domestic gold market has attracted a large number of investors to participate. Gold investment has become an important means of personal wealth management and financial planning In recent years, the domestic gold investment boom is still surging, the enthusiasm of investors is unabated, at the same time, the international gold price has also repeatedly set new records, in the "golden age" of gold investment. We need to deeply understand the basic knowledge, basic methods and skills of personal gold investment and finance, and widely carry out the education of gold investors in the whole society, so that the vast number of investors can get rich profits at the same time. Avoid or reduce losses arising from investment risks. With the continuous opening of the domestic gold market, the channel of individual investment in gold has been further broadened, the gold market has been gradually recognized by investors, facing the increasingly popular gold market and a large number of gold investment products. How should ordinary investors choose their own gold investment channels? How to guard against and avoid risks in gold investment? The majority of investors need professionals to give more advice and advice. This paper focuses on the personal gold investment strategy and risk management as the research object, aiming to introduce the basic knowledge of gold investment and financial management. Through the analysis of the current situation of individual gold investment, through the comparison and evaluation of the main varieties of individual gold investment, through the analysis of the factors of gold price change, combined with their own practice experience. This paper discusses the strategy and risk management of individual gold investment, and puts forward some opinions on how to find and choose the right way for investors to invest in gold under the situation that gold continues to heat up. To provide reference and reference.
【學(xué)位授予單位】:南昌大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2012
【分類號】:F832.54
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