發(fā)布時(shí)間：2018-06-24 19:13

  本文選題：項(xiàng)目風(fēng)險(xiǎn)管理 + 風(fēng)險(xiǎn)識(shí)別　； 參考：《吉林大學(xué)》2017年碩士論文

【摘要】：在國家逐步開放外匯市場的政策影響下,外匯市場逐漸發(fā)展多元化。個(gè)人的外匯需求將逐步得到釋放,相應(yīng)的個(gè)人外匯管理也將迎來新的變化,這些變化同時(shí)對(duì)國家經(jīng)濟(jì)影響,外匯監(jiān)管政策等都將形成新的挑戰(zhàn)。與此同時(shí),對(duì)比逐步寬松的經(jīng)濟(jì)政策,國家外匯管理局也加大了對(duì)金融機(jī)構(gòu)外匯業(yè)務(wù)的監(jiān)管力度,對(duì)開立外匯業(yè)務(wù)的各金融機(jī)構(gòu)提出了新的要求和考核評(píng)級(jí)標(biāo)準(zhǔn)。這就要求外匯經(jīng)營機(jī)構(gòu)加強(qiáng)內(nèi)部監(jiān)管,積極探索外匯業(yè)務(wù)管理的思路和方法,加大力度推進(jìn)各項(xiàng)合規(guī)業(yè)務(wù)和監(jiān)管制度的落實(shí)。本文重點(diǎn)是以民生銀行沈陽分行(以下簡稱為民生沈陽)個(gè)人外匯業(yè)務(wù)風(fēng)險(xiǎn)防控提升項(xiàng)目為研究對(duì)象,依托項(xiàng)目管理理論對(duì)民生沈陽個(gè)人外匯業(yè)務(wù)風(fēng)險(xiǎn)防控的提升進(jìn)行研究,以達(dá)到對(duì)個(gè)人外匯業(yè)務(wù)風(fēng)險(xiǎn)有效的事前預(yù)防,科學(xué)的事中預(yù)警以及及時(shí)而有效的事后監(jiān)督。本文對(duì)該項(xiàng)目建設(shè)中啟動(dòng)、計(jì)劃、實(shí)施、控制到結(jié)束的五個(gè)過程進(jìn)行了闡述,同時(shí)利用項(xiàng)目管理的相關(guān)理論,針對(duì)項(xiàng)目過程中可能存在的風(fēng)險(xiǎn)點(diǎn)進(jìn)行風(fēng)險(xiǎn)識(shí)別和分析。研究的方法是通過對(duì)沈陽民生個(gè)人外匯風(fēng)險(xiǎn)防控提升項(xiàng)目進(jìn)行風(fēng)險(xiǎn)識(shí)別、風(fēng)險(xiǎn)評(píng)估以及風(fēng)險(xiǎn)評(píng)價(jià),憑此找到該項(xiàng)目可能的風(fēng)險(xiǎn)所在,并按照風(fēng)險(xiǎn)事件發(fā)生的概率大小進(jìn)行分類排序。同時(shí),針對(duì)與該項(xiàng)目的項(xiàng)目風(fēng)險(xiǎn)管理,提出流程保障,人員保障和監(jiān)控機(jī)制保障等項(xiàng)目風(fēng)險(xiǎn)管理的保障措施。從項(xiàng)目范圍管理方面,在項(xiàng)目目標(biāo)確定的基礎(chǔ)上,保證民生沈陽個(gè)人外匯風(fēng)險(xiǎn)防控提升項(xiàng)目不會(huì)在項(xiàng)目定義階段設(shè)定不必要的職能和附屬目標(biāo),以免造成資源的浪費(fèi),目標(biāo)的偏差等。從項(xiàng)目進(jìn)度管理方面,編制項(xiàng)目計(jì)劃表,通過WBS圖表把項(xiàng)目所需的成果和項(xiàng)目工作分解成更細(xì)的,更容易管理的組成部分,明確項(xiàng)目各階段需要完成的定性和定量的內(nèi)容,明確項(xiàng)目中各項(xiàng)工作和應(yīng)該達(dá)到效果,幫助項(xiàng)目中的進(jìn)度專員定期檢查項(xiàng)目進(jìn)度計(jì)劃的執(zhí)行情況,跟進(jìn)各個(gè)單元的進(jìn)度和成果以及偏差程度。并針對(duì)與計(jì)劃進(jìn)度不一致的問題及時(shí)分析原因進(jìn)行調(diào)整。從項(xiàng)目質(zhì)量管理的方面設(shè)立多指標(biāo)對(duì)比控制,預(yù)防和及時(shí)調(diào)整偏差。以此通過多維度對(duì)每個(gè)過程中的關(guān)鍵性風(fēng)險(xiǎn)進(jìn)行分析。本文研究的目的是通過民生銀行沈陽分行個(gè)人外匯業(yè)務(wù)風(fēng)險(xiǎn)防控提升項(xiàng)目的研究總結(jié)出一套行之有效的項(xiàng)目范圍、進(jìn)度、質(zhì)量的管理模式,為項(xiàng)目管理理論在銀行業(yè)務(wù)發(fā)展中的應(yīng)用提供有價(jià)值的參考。
[Abstract]:Under the influence of the country's policy of gradually opening up the foreign exchange market, the foreign exchange market has gradually developed and diversified. Individual demand for foreign exchange will be released gradually, and the corresponding individual foreign exchange management will also face new changes. These changes will also pose new challenges to the national economy and foreign exchange regulatory policies. At the same time, compared with the gradually relaxed economic policy, the State Administration of Foreign Exchange has also stepped up the supervision of the foreign exchange business of financial institutions, and has put forward new requirements and evaluation criteria for the financial institutions that open foreign exchange business. This requires foreign exchange management institutions to strengthen internal supervision, actively explore ideas and methods for foreign exchange business management, and step up efforts to promote the implementation of various compliance business and regulatory systems. This paper focuses on the personal foreign exchange business risk prevention and control project of Minsheng Bank Shenyang Branch (hereinafter referred to as Minsheng Shenyang) as the research object, relying on the project management theory to study the promotion of personal foreign exchange business risk prevention and control in Minsheng Shenyang. In order to achieve effective forex business risk prevention, scientific early warning and timely and effective post-supervision. In this paper, the five processes of starting, planning, implementing and controlling to the end of the project construction are expounded. At the same time, the risk identification and analysis of the possible risk points in the process of the project are carried out by using the relevant theory of project management. The research method is to identify, evaluate and evaluate the risk of the personal foreign exchange risk prevention and control project in Shenyang Minsheng, so as to find out the possible risk of the project. And according to the probability of the occurrence of risk events are classified and sorted. At the same time, aiming at the project risk management with the project, this paper puts forward the guarantee measures of the project risk management, such as the process guarantee, the personnel guarantee and the monitoring mechanism guarantee. From the aspect of project scope management, on the basis of the determination of project objectives, the project will ensure that the project does not set unnecessary functions and subsidiary objectives in the project definition stage, so as to avoid the waste of resources. The deviation of a target, etc. From the aspect of project schedule management, prepare the project schedule, break down the required results and work of the project into more detailed and manageable components through the WBS chart, and define the qualitative and quantitative content to be completed in each phase of the project. Identify the work and results to be achieved in the project, assist the progress officer in the project to regularly check the implementation of the project progress plan, follow up on the progress and results of each unit and the degree of deviation. And timely analysis of the reasons for the inconsistency with the schedule. Set up multi-index contrast control from project quality management, prevent and adjust deviation in time. The key risks in each process are analyzed through multiple dimensions. The purpose of this study is to sum up a set of effective project scope, schedule and quality management model through the research of the personal foreign exchange business risk prevention and control project of Minsheng Bank Shenyang Branch. It provides a valuable reference for the application of project management theory in the development of banking business.
【學(xué)位授予單位】：吉林大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F832.6
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本文編號(hào)：2062630