本文選題：項目風險管理 + 風險識別　； 參考：《吉林大學》2017年碩士論文

【摘要】：在國家逐步開放外匯市場的政策影響下,外匯市場逐漸發(fā)展多元化。個人的外匯需求將逐步得到釋放,相應的個人外匯管理也將迎來新的變化,這些變化同時對國家經濟影響,外匯監(jiān)管政策等都將形成新的挑戰(zhàn)。與此同時,對比逐步寬松的經濟政策,國家外匯管理局也加大了對金融機構外匯業(yè)務的監(jiān)管力度,對開立外匯業(yè)務的各金融機構提出了新的要求和考核評級標準。這就要求外匯經營機構加強內部監(jiān)管,積極探索外匯業(yè)務管理的思路和方法,加大力度推進各項合規(guī)業(yè)務和監(jiān)管制度的落實。本文重點是以民生銀行沈陽分行(以下簡稱為民生沈陽)個人外匯業(yè)務風險防控提升項目為研究對象,依托項目管理理論對民生沈陽個人外匯業(yè)務風險防控的提升進行研究,以達到對個人外匯業(yè)務風險有效的事前預防,科學的事中預警以及及時而有效的事后監(jiān)督。本文對該項目建設中啟動、計劃、實施、控制到結束的五個過程進行了闡述,同時利用項目管理的相關理論,針對項目過程中可能存在的風險點進行風險識別和分析。研究的方法是通過對沈陽民生個人外匯風險防控提升項目進行風險識別、風險評估以及風險評價,憑此找到該項目可能的風險所在,并按照風險事件發(fā)生的概率大小進行分類排序。同時,針對與該項目的項目風險管理,提出流程保障,人員保障和監(jiān)控機制保障等項目風險管理的保障措施。從項目范圍管理方面,在項目目標確定的基礎上,保證民生沈陽個人外匯風險防控提升項目不會在項目定義階段設定不必要的職能和附屬目標,以免造成資源的浪費,目標的偏差等。從項目進度管理方面,編制項目計劃表,通過WBS圖表把項目所需的成果和項目工作分解成更細的,更容易管理的組成部分,明確項目各階段需要完成的定性和定量的內容,明確項目中各項工作和應該達到效果,幫助項目中的進度專員定期檢查項目進度計劃的執(zhí)行情況,跟進各個單元的進度和成果以及偏差程度。并針對與計劃進度不一致的問題及時分析原因進行調整。從項目質量管理的方面設立多指標對比控制,預防和及時調整偏差。以此通過多維度對每個過程中的關鍵性風險進行分析。本文研究的目的是通過民生銀行沈陽分行個人外匯業(yè)務風險防控提升項目的研究總結出一套行之有效的項目范圍、進度、質量的管理模式,為項目管理理論在銀行業(yè)務發(fā)展中的應用提供有價值的參考。
[Abstract]:Under the influence of the country's policy of gradually opening up the foreign exchange market, the foreign exchange market has gradually developed and diversified. Individual demand for foreign exchange will be released gradually, and the corresponding individual foreign exchange management will also face new changes. These changes will also pose new challenges to the national economy and foreign exchange regulatory policies. At the same time, compared with the gradually relaxed economic policy, the State Administration of Foreign Exchange has also stepped up the supervision of the foreign exchange business of financial institutions, and has put forward new requirements and evaluation criteria for the financial institutions that open foreign exchange business. This requires foreign exchange management institutions to strengthen internal supervision, actively explore ideas and methods for foreign exchange business management, and step up efforts to promote the implementation of various compliance business and regulatory systems. This paper focuses on the personal foreign exchange business risk prevention and control project of Minsheng Bank Shenyang Branch (hereinafter referred to as Minsheng Shenyang) as the research object, relying on the project management theory to study the promotion of personal foreign exchange business risk prevention and control in Minsheng Shenyang. In order to achieve effective forex business risk prevention, scientific early warning and timely and effective post-supervision. In this paper, the five processes of starting, planning, implementing and controlling to the end of the project construction are expounded. At the same time, the risk identification and analysis of the possible risk points in the process of the project are carried out by using the relevant theory of project management. The research method is to identify, evaluate and evaluate the risk of the personal foreign exchange risk prevention and control project in Shenyang Minsheng, so as to find out the possible risk of the project. And according to the probability of the occurrence of risk events are classified and sorted. At the same time, aiming at the project risk management with the project, this paper puts forward the guarantee measures of the project risk management, such as the process guarantee, the personnel guarantee and the monitoring mechanism guarantee. From the aspect of project scope management, on the basis of the determination of project objectives, the project will ensure that the project does not set unnecessary functions and subsidiary objectives in the project definition stage, so as to avoid the waste of resources. The deviation of a target, etc. From the aspect of project schedule management, prepare the project schedule, break down the required results and work of the project into more detailed and manageable components through the WBS chart, and define the qualitative and quantitative content to be completed in each phase of the project. Identify the work and results to be achieved in the project, assist the progress officer in the project to regularly check the implementation of the project progress plan, follow up on the progress and results of each unit and the degree of deviation. And timely analysis of the reasons for the inconsistency with the schedule. Set up multi-index contrast control from project quality management, prevent and adjust deviation in time. The key risks in each process are analyzed through multiple dimensions. The purpose of this study is to sum up a set of effective project scope, schedule and quality management model through the research of the personal foreign exchange business risk prevention and control project of Minsheng Bank Shenyang Branch. It provides a valuable reference for the application of project management theory in the development of banking business.
【學位授予單位】：吉林大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：F832.6
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本文編號：2062630