發(fā)布時間：2018-02-28 05:04

  本文關(guān)鍵詞： 貸款擔(dān)保 業(yè)務(wù)管理系統(tǒng) 研究與分析　出處：《云南大學(xué)》2015年碩士論文　論文類型：學(xué)位論文

【摘要】：2015年初李克強總理在二會上提出了“互聯(lián)網(wǎng)+”的概念,也預(yù)示著擔(dān)保公司的信息化是機構(gòu)自身不斷發(fā)展壯大的主要方向,更是提高發(fā)展空間的過程,信息化、互聯(lián)網(wǎng)化建設(shè)是擔(dān)保公司目前的重要方向,在擔(dān)保行業(yè)中起到了重要的催化作用。 信息化、互聯(lián)網(wǎng)化有助于擔(dān)保公司提升業(yè)務(wù)流程,由于國內(nèi)擔(dān)保行業(yè)啟動的時間短,擔(dān)保公司的組織結(jié)構(gòu)、模式、屬性都不相同,業(yè)務(wù)的開展更加需要相關(guān)部門進(jìn)行規(guī)范化指引。建立比較先進(jìn)的科技信息管理系統(tǒng),有利于規(guī)范擔(dān)保業(yè)務(wù)的操作,約束擔(dān)保業(yè)務(wù)人員的工作行為,提高整體業(yè)務(wù)流程的效率,讓業(yè)務(wù)流程更加的科學(xué)化、規(guī)范化操作。同時也保證了各部門間的信息共享、資料傳輸。有了數(shù)據(jù)的信息環(huán)境以及完整的業(yè)務(wù)處理流程,保證了業(yè)務(wù)過程的公開、公正、公允。 信息化建設(shè)還有助于建立業(yè)務(wù)預(yù)警系統(tǒng),只有通過計算機有效的信息收集,才可以擔(dān)保企業(yè)的資信進(jìn)行定量的計算機分析、評估,為了擔(dān)保決策提供了準(zhǔn)確的科學(xué)依據(jù)。建立起一個較完整的模型借助信息系統(tǒng)把公司人員的相關(guān)技能不斷的提高,保證各環(huán)節(jié)的順利進(jìn)行。 首先,對全球貸款擔(dān)保歷史發(fā)展進(jìn)行資料搜索并對貸款擔(dān)保相關(guān)信息系統(tǒng)的建設(shè)、使用情況進(jìn)行調(diào)研的基礎(chǔ)上,針對目前擔(dān)保業(yè)務(wù)管理的不足,研究廣州市擔(dān)保項目管理系統(tǒng)。本系統(tǒng)采用面務(wù)對象方法進(jìn)行研究設(shè)計,對業(yè)務(wù)需求用例分析與業(yè)務(wù)行為分析研究的方式了解系統(tǒng)的建設(shè)需求。其次,對系統(tǒng)的軟件進(jìn)行架構(gòu)搭建并設(shè)計系統(tǒng),主要功能模塊有八個,模塊分別有項目管理模塊、項目審批管理模塊、財務(wù)監(jiān)管管理模塊、保后監(jiān)管管理模塊、代償項目管理模塊、續(xù)保項目管理模塊、基礎(chǔ)數(shù)據(jù)管理模塊和系統(tǒng)管理模塊。其次,通過對數(shù)據(jù)庫的設(shè)計給出了廣州銀達(dá)公司擔(dān)保貸款管理系統(tǒng)的主要業(yè)務(wù)E-R圖。最后,全文撰寫過程所遇到的問題等進(jìn)行總結(jié),并對需要改進(jìn)的。
[Abstract]:In early 2015, Premier Li Keqiang put forward the concept of "Internet" at the second session, which also indicated that the informatization of the guarantee company is the main direction of the continuous development of the organization itself, but also the process of improving the development space. Internet construction is an important direction of guarantee companies at present and plays an important catalytic role in the guarantee industry. Informatization and Internet help guarantee companies to upgrade their business processes. Because of the short start-up time of the domestic guarantee industry, the organizational structure, mode, and attributes of the guarantee companies are different. The development of business needs more standardized guidance from relevant departments. The establishment of a more advanced science and technology information management system is conducive to standardizing the operation of the guarantee business, restricting the work behavior of the guarantee business personnel, and improving the efficiency of the overall business process. Make the business process more scientific, standardized operation. At the same time, it ensures the information sharing and data transmission among the departments. With the information environment of data and the complete business process, the business process is open, fair and fair. Information construction also contributes to the establishment of a business early warning system. Only through effective computer information collection can the credit of the enterprise be guaranteed for quantitative computer analysis and evaluation. In order to provide an accurate scientific basis for the guarantee decision, a more complete model is established to improve the relevant skills of the company personnel with the help of information system, so as to ensure the smooth progress of each link. First of all, on the basis of researching the historical development of global loan guarantee and the construction and use of loan guarantee related information system, aiming at the deficiency of the current management of guarantee business, This paper studies the guarantee project management system in Guangzhou. The system adopts the method of surface object to study and design, to understand the construction requirements of the system in the way of business requirement use case analysis and business behavior analysis. The main function modules include project management module, project approval management module, financial supervision management module, post-guarantee supervision management module, compensatory project management module. Secondly, through the design of the database, the paper gives the E-R diagram of the guarantee loan management system of Guangzhou Yinda Company. Finally, the paper introduces the basic data management module and the system management module. Finally, the paper gives the E-R diagram of the guarantee loan management system of Guangzhou Yinda Company through the design of the database. Summarize the problems encountered in the process of writing the full text, and make a summary of the problems that need to be improved.
【學(xué)位授予單位】：云南大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2015
【分類號】：TP311.52

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本文編號：1545868