【摘要】：物流金融是結(jié)合了物流業(yè)與金融業(yè)各自特點而產(chǎn)生的一種全新的融資模式，它可以最大限度的提高3PL企業(yè)、金融機構(gòu)、融資企業(yè)的三方的共同利益。3PL企業(yè)作為物流金融服務(wù)最為重要的參與方，，可以通過物流金融服務(wù)增強其市場競爭力，帶來新的利潤點。隨著我國物流金融領(lǐng)域的日漸成熟，物流金融服務(wù)的發(fā)展空間更加廣闊，但是問題與風(fēng)險也不可避免的隨之而來，目前，我國3PL企業(yè)對物流金融服務(wù)缺乏全面的風(fēng)險識別，未能構(gòu)建系統(tǒng)的風(fēng)險評價體系，無法對風(fēng)險水平進行科學(xué)的評價，往往使3PL企業(yè)在是否提供物流金融服務(wù)的問題上非常謹(jǐn)慎，導(dǎo)致物流金融進步緩慢。因此，對于3PL企業(yè)參與物流金融服務(wù)的風(fēng)險進行客觀、科學(xué)、有效的評價對于物流金融服務(wù)的順利開展具有至關(guān)重要的影響。 本文從3PL企業(yè)的角度探討了物流金融風(fēng)險評價問題，首先，從物流金融的概念出發(fā)，對物流金融的基礎(chǔ)理論和風(fēng)險評價的流程進行了介紹，著重分析了3PL企業(yè)參與物流金融服務(wù)的三種主要運作模式：倉單質(zhì)押模式、保兌倉模式和融通倉模式；第二，識別與分析了3PL企業(yè)參與物流金融服務(wù)的六大風(fēng)險，包括：融資企業(yè)資質(zhì)風(fēng)險、合同風(fēng)險、操作風(fēng)險、質(zhì)押物風(fēng)險、融資企業(yè)信譽風(fēng)險、環(huán)境風(fēng)險等，進而構(gòu)建了一套全面實用的風(fēng)險評價指標(biāo)體系；第三，對比了常用的風(fēng)險評價模型后，采用了模糊層次分析法-灰色聚類分析法-模糊綜合分析法綜合構(gòu)建風(fēng)險評價模型：選取模糊層次分析法確定風(fēng)險評價指標(biāo)權(quán)重，利用灰色聚類分析法確定指標(biāo)風(fēng)險大小，然后結(jié)合模糊綜合評價法計算出風(fēng)險評價結(jié)果；第四，結(jié)合具體案例，分析了典型3PL企業(yè)參與物流金融服務(wù)的風(fēng)險，驗證了模型的可行易用性，并給出合理化建議，體現(xiàn)了風(fēng)險評價模型的實用價值。 本研究旨在系統(tǒng)全面地識別3PL企業(yè)參與物流金融服務(wù)中的風(fēng)險要素，構(gòu)建風(fēng)險評價指標(biāo)體系，并提出有實用價值的風(fēng)險評價模型，希望對3PL企業(yè)參與物流金融服務(wù)有所啟示。
[Abstract]:Logistics finance is a new financing mode which combines the characteristics of logistics industry and financial industry. It can maximize the common interests of 3PL enterprises, financial institutions and financing enterprises. 3PL enterprises, as the most important participants in logistics financial services, can enhance their market competitiveness and bring new profit points through logistics financial services. With the maturity of the field of logistics finance in our country, the development space of logistics financial service is broader, but the problems and risks inevitably follow. At present, 3PL enterprises in our country lack of comprehensive risk identification of logistics financial service, fail to construct a systematic risk evaluation system, and can not evaluate the risk level scientifically, which often makes 3PL enterprises very cautious about whether or not to provide logistics financial services. Resulting in slow progress in logistics finance. Therefore, the objective, scientific and effective evaluation of the risk of 3PL enterprises participating in logistics financial services has a vital impact on the smooth development of logistics financial services. This paper discusses the problem of logistics financial risk assessment from the point of view of 3PL enterprises. firstly, starting from the concept of logistics finance, this paper introduces the basic theory of logistics finance and the process of risk evaluation, and focuses on the analysis of three main operation modes of 3PL enterprises participating in logistics financial services: warehouse receipt pledge mode, guaranteed position mode and financing position mode. Secondly, the six risks of 3PL enterprises participating in logistics financial services are identified and analyzed, including: qualification risk, contract risk, operation risk, pledge risk, reputation risk, environmental risk and so on, and then a set of comprehensive and practical risk evaluation index system is constructed. Thirdly, after comparing the commonly used risk assessment models, the fuzzy analytic hierarchy process (AHP), grey clustering analysis and fuzzy comprehensive analysis are used to construct the risk evaluation model synthetically: the fuzzy analytic hierarchy process (AHP) is selected to determine the weight of the risk evaluation index, and the grey cluster analysis method is used to determine the risk size of the index, and then the risk evaluation results are calculated by combining the fuzzy comprehensive evaluation method. Fourth, combined with specific cases, this paper analyzes the risk of typical 3PL enterprises participating in logistics financial services, verifies the feasibility and ease of use of the model, and gives reasonable suggestions, which reflects the practical value of the risk assessment model. The purpose of this study is to systematically and comprehensively identify the risk factors in the participation of 3PL enterprises in logistics financial services, construct the risk evaluation index system, and put forward a practical risk evaluation model, hoping to enlighten 3PL enterprises in participating in logistics financial services.
【學(xué)位授予單位】：浙江理工大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2015
【分類號】：F259.23;F832.2

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