本文選題：河北省 + 科技型中小企業(yè)　； 參考：《河北大學(xué)》2014年碩士論文

【摘要】：在科技競(jìng)爭(zhēng)日益激烈的今天，科技型中小企業(yè)成為我國(guó)技術(shù)創(chuàng)新的主要載體和經(jīng)濟(jì)增長(zhǎng)的重要推動(dòng)力量，在促進(jìn)科技成果轉(zhuǎn)化、拉動(dòng)就業(yè)、建設(shè)創(chuàng)新型國(guó)家中發(fā)揮著重要作用�？萍夹椭行∑髽I(yè)融資具有高風(fēng)險(xiǎn)、階段性強(qiáng)、風(fēng)險(xiǎn)資本依賴多等不同于傳統(tǒng)中小企業(yè)的融資特點(diǎn)，導(dǎo)致企業(yè)在融資過(guò)程中極易出現(xiàn)融資難的狀況，制約了企業(yè)的發(fā)展壯大。雖然科技型中小企業(yè)屬于市場(chǎng)范疇，但其高風(fēng)險(xiǎn)性、對(duì)未來(lái)的引領(lǐng)性、對(duì)現(xiàn)代產(chǎn)業(yè)轉(zhuǎn)型的示范性，使其具有了準(zhǔn)公共產(chǎn)品的性質(zhì)，需要政府為其融資和發(fā)展提供必要的支持。因而，從政府支持角度對(duì)科技型中小企業(yè)融資展開(kāi)研究具有很強(qiáng)的理論和現(xiàn)實(shí)意義。 論文圍繞河北省科技型中小企業(yè)融資需求與政府供給這一主線展開(kāi)研究。本論文首先探討了科技型中小企業(yè)融資及其對(duì)政府支持政策的需求。其次，，以調(diào)查問(wèn)卷的形式對(duì)河北省科技型中小企業(yè)融資需求的現(xiàn)狀展開(kāi)研究，同時(shí)結(jié)合河北省政府的扶持政策展開(kāi)分析并發(fā)現(xiàn)其不足之處。再次，參考國(guó)外政府支持科技型中小企業(yè)融資的成功經(jīng)驗(yàn)為河北省提供必要的借鑒。最后，論文探討了優(yōu)化河北省政府支持科技型中小企業(yè)融資的思路并著重闡述了融資保證保險(xiǎn)的實(shí)施。 在論文的對(duì)策分析過(guò)程中，本論文創(chuàng)新性的提出了由河北省政府牽頭設(shè)立科技型中小企業(yè)融資保證保險(xiǎn)。政府可以通過(guò)加大財(cái)政支持、建立再保險(xiǎn)制度、引進(jìn)保險(xiǎn)經(jīng)紀(jì)公司等形式來(lái)完善融資保證保險(xiǎn)，便利企業(yè)融通資金，更好的促進(jìn)科技型中小企業(yè)的發(fā)展。通過(guò)設(shè)立融資保證保險(xiǎn)來(lái)解決科技型中小企業(yè)的融資難題是本文的創(chuàng)新之處，具有可行性。
[Abstract]:With the increasingly fierce competition in science and technology, small and medium-sized technological enterprises have become the main carrier of technological innovation and an important driving force of economic growth in China, which plays an important role in promoting the transformation of scientific and technological achievements, stimulating employment and building an innovative country. Financing of science and technology small and medium-sized enterprises has the characteristics of high risk, strong stage and more reliance on venture capital, which is different from the traditional small and medium-sized enterprises, which leads to the difficulty of financing in the process of financing, and restricts the development and growth of enterprises. Although the small and medium-sized technological enterprises belong to the market category, their high risk, leading to the future and demonstration of the transformation of modern industry make them have the nature of quasi-public goods, which need the government to provide the necessary support for its financing and development. Therefore, it is of great theoretical and practical significance to study the financing of S & T SMEs from the angle of government support. This paper focuses on the main line of financing demand and government supply of small and medium-sized S & T enterprises in Hebei Province. This paper first discusses the financing of technology-based SMEs and the need for government support policies. Secondly, the present situation of financing demand of high-tech SMEs in Hebei Province is studied in the form of questionnaire. At the same time, combining with the support policy of Hebei Provincial Government, the author analyzes and finds out its shortcomings. Thirdly, reference to the successful experience of foreign governments supporting the financing of small and medium-sized technological enterprises provides the necessary reference for Hebei Province. Finally, the paper discusses the idea of optimizing Hebei provincial government to support the financing of small and medium-sized technological enterprises, and emphasizes on the implementation of financing guarantee insurance. In the process of countermeasure analysis, this paper creatively puts forward the establishment of financing guarantee insurance for small and medium-sized scientific and technological enterprises by Hebei Provincial Government. The government can improve the financing guarantee insurance by increasing financial support, establishing reinsurance system and introducing insurance brokerage companies to facilitate the financing of enterprises, and better promote the development of science and technology small and medium-sized enterprises. It is the innovation and feasibility of this paper to set up financing guarantee insurance to solve the financing problem of small and medium-sized technological enterprises.
【學(xué)位授予單位】：河北大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F812.7;F276.5;F275

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