本文選題：農(nóng)業(yè)保險(xiǎn) + 財(cái)政補(bǔ)貼��； 參考：《財(cái)政部財(cái)政科學(xué)研究所》2014年碩士論文

【摘要】：農(nóng)業(yè)保險(xiǎn)政策在西方發(fā)達(dá)國(guó)家是較為成熟的提高糧食產(chǎn)量、提高農(nóng)民生活水平的手段,西方國(guó)家政府也對(duì)農(nóng)業(yè)保險(xiǎn)大力支持,特別是給予財(cái)政補(bǔ)貼。我國(guó)從2004年開(kāi)始施行農(nóng)業(yè)保險(xiǎn)政策,政策推行后效果顯著,農(nóng)業(yè)保險(xiǎn)補(bǔ)貼政策大大提高了農(nóng)業(yè)的產(chǎn)量、農(nóng)民的生活水平。 貴州省是一個(gè)自然災(zāi)害頻發(fā)的省份,農(nóng)業(yè)“靠天吃飯”的不確定與弱質(zhì)性使其更需要農(nóng)業(yè)保險(xiǎn)的支持。貴州近幾年正在探索適合自己的政府補(bǔ)貼農(nóng)業(yè)保險(xiǎn)之路,本文探討貴州省近幾年的實(shí)踐并討論構(gòu)建模式、補(bǔ)貼方式、補(bǔ)貼品種等等現(xiàn)實(shí)問(wèn)題。利用經(jīng)濟(jì)學(xué)模型論證財(cái)政補(bǔ)貼對(duì)于農(nóng)業(yè)保險(xiǎn)推行的重要意義,根據(jù)貴州的實(shí)際情況因地制宜,探索適合貴州省農(nóng)業(yè)保險(xiǎn)發(fā)展的財(cái)政補(bǔ)貼模式。 本文的創(chuàng)新性在于,國(guó)內(nèi)基本沒(méi)有利用貴州作為研究對(duì)象研究財(cái)政補(bǔ)貼農(nóng)業(yè)保險(xiǎn)的先例。本文以貴州作為研究對(duì)象是考慮到：首先,筆者在貴州有實(shí)習(xí)經(jīng)驗(yàn),搜集了一定的當(dāng)?shù)氐臄?shù)據(jù)資料；其次,貴州是一個(gè)自然災(zāi)害頻發(fā)、山區(qū)丘陵地帶居多、物種多樣性豐富的地區(qū),研究貴州具有一定的難度,同時(shí)研究也具有一定的高起點(diǎn)。貴州省財(cái)政收入較少,能夠在有限的蛋糕內(nèi)充分利用好財(cái)政補(bǔ)貼資金補(bǔ)貼農(nóng)業(yè)保險(xiǎn),促進(jìn)農(nóng)業(yè)保險(xiǎn)的發(fā)展,這本身就是一個(gè)比較具有挑戰(zhàn)性的課題。本文利用的博弈論模型來(lái)論證財(cái)政補(bǔ)貼對(duì)消除農(nóng)業(yè)保險(xiǎn)市場(chǎng)失靈的重要作用,并用數(shù)據(jù)證實(shí)了這一點(diǎn),證實(shí)了隨著財(cái)政補(bǔ)貼的不斷增大,農(nóng)業(yè)保險(xiǎn)市場(chǎng)也會(huì)向越來(lái)越好的發(fā)展。以貴州作為研究對(duì)象,假如我們的研究被證明是適合貴州當(dāng)?shù)厍闆r的,那么這更有利于我們研究其他省份的財(cái)政補(bǔ)貼農(nóng)業(yè)保險(xiǎn)情況。
[Abstract]:In western developed countries, the policy of agricultural insurance is more mature to improve grain output and improve the living standard of farmers. The government of the western countries also strongly supports the agricultural insurance, especially the financial subsidy. China began to implement the agricultural insurance policy in 2004. After the implementation of the policy, the effect is remarkable and the subsidy policy of agricultural insurance has been greatly improved. The production of agriculture and the living standard of the peasants.
Guizhou province is a province with frequent natural disasters. The uncertainty and weak nature of the agricultural "feeding to heaven" makes it more necessary for the support of agricultural insurance. In recent years, Guizhou is exploring the way to subsidize agricultural insurance, which is suitable for its own government. This paper discusses the practice in recent years in Guizhou province and discusses the mode of construction, the mode of subsidy, the variety of subsidies and so on. The economic model is used to demonstrate the importance of financial subsidies to the implementation of agricultural insurance. According to the actual conditions in Guizhou, the financial subsidy model suitable for the development of agricultural insurance in Guizhou province is explored.
The innovation of this article lies in the fact that Guizhou is not used as a study object to study financial subsidies for agricultural insurance. This paper takes Guizhou as the research object to consider: first, I have practice experience in Guizhou, and collect certain local data. Secondly, Guizhou is a natural disaster, mountainous hilly land. It is difficult to study Guizhou with a large diversity of species. At the same time, the study also has a certain high starting point. The financial income of Guizhou province is less. It can make full use of good financial subsidy funds to subsidize agricultural insurance in the limited cake and promote the development of agricultural insurance. This is a challenging lesson in itself. This paper uses the game theory model to demonstrate the important role of financial subsidies to eliminate the malfunction of the agricultural insurance market, and confirms this point with the data, and confirms that the agricultural insurance market will also develop with the increase of financial subsidies. Guizhou is the object of study, if our research is proved to be suitable for expensive. Local conditions, this is more conducive to our study of other provinces' financial subsidies for agricultural insurance.

【學(xué)位授予單位】：財(cái)政部財(cái)政科學(xué)研究所
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：F812.7;F842.66

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