本文關(guān)鍵詞： 工程機(jī)械 融資租賃 逾期 信用風(fēng)險(xiǎn)　出處：《上海交通大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

【摘要】：在我國(guó)，80年代就有了融資租賃公司的蹤跡，自2007年開(kāi)始了迅猛的發(fā)展，，近幾年平均復(fù)合增長(zhǎng)率均突破40%，市場(chǎng)容量突破1.5萬(wàn)億。工程機(jī)械行業(yè)作為大型基礎(chǔ)建設(shè)工具，整個(gè)行業(yè)的發(fā)展受整個(gè)經(jīng)濟(jì)的影響較大。我國(guó)2008年新一輪經(jīng)濟(jì)政策的刺激，極大的帶動(dòng)了工程機(jī)械行業(yè)的發(fā)展。也正是從2009年伊始，工程機(jī)械通過(guò)融資租賃的方式開(kāi)展信用銷售模式得到了長(zhǎng)足的發(fā)展，并在2010和2011年占據(jù)了工程機(jī)械行業(yè)信用銷售的半壁江山。 本文根據(jù)ASD公司開(kāi)展工程機(jī)械融資租賃業(yè)務(wù)以來(lái)的數(shù)據(jù)，發(fā)現(xiàn)在該領(lǐng)域內(nèi)從2012年開(kāi)始，存在大量業(yè)務(wù)還款逾期的情況發(fā)生，直至2013年上半年，整個(gè)工程機(jī)械行業(yè)信用銷售的還款違約情況急劇惡化，極大的增加了工程機(jī)械廠商的或有負(fù)債風(fēng)險(xiǎn)，也影響了該業(yè)務(wù)模式的生存。本文基于以上情況的考慮，從ASD公司業(yè)務(wù)模式分析入手，從業(yè)務(wù)各參與方，以及宏觀和微觀的角度，分析逾期情況發(fā)生的因素。從而根據(jù)分析的情況，提出在現(xiàn)有市場(chǎng)環(huán)境下該業(yè)務(wù)整改的建議，在改善業(yè)務(wù)條件、提升業(yè)務(wù)競(jìng)爭(zhēng)力的同時(shí)，需加大業(yè)務(wù)政策執(zhí)行力等措施。最后根據(jù)自身從事本行業(yè)的經(jīng)驗(yàn)，對(duì)該業(yè)務(wù)在我國(guó)的發(fā)展提出并不樂(lè)觀的前景預(yù)測(cè)。
[Abstract]:Since 2007, there has been a rapid development of financial leasing companies in China. In recent years, the average compound growth rate has exceeded 40%, and the market capacity has exceeded 1.5 tillion. The construction machinery industry is used as a tool for large-scale infrastructure construction. The development of the whole industry is greatly influenced by the whole economy. The new round of economic policy in 2008 has greatly stimulated the development of the construction machinery industry. Construction machinery through the way of financial leasing credit sales model has been a considerable development and in 2010 and 2011 accounted for half of the construction machinery industry credit sales. According to the data of construction machinery finance leasing business by ASD Company, this paper finds that since 2012, a large number of late payments have occurred in this field, until the first half of 2013. The repayment and default of credit sales in the whole construction machinery industry has deteriorated sharply, which has greatly increased the contingent liability risk of the construction machinery manufacturer and affected the survival of the business model. Starting with the business model analysis of ASD Company, this paper analyzes the causes of the overdue situation from the angles of each participant in the business, as well as the macro and micro aspects. According to the situation of the analysis, the paper puts forward some suggestions for the rectification of the business under the existing market environment. In order to improve the business conditions and enhance the business competitiveness, it is necessary to strengthen the implementation of business policies and other measures. Finally, according to their own experience in the industry, the prospect of the business development in China is not optimistic forecast.
【學(xué)位授予單位】：上海交通大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F426.4;F832.49

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