本文選題：普惠型 + 社區(qū)銀行　； 參考：《時(shí)代金融》2016年31期

【摘要】：正圍繞社區(qū)金融——消費(fèi)者身邊的"最后一公里",在滇銀行業(yè)輪番上演爭(zhēng)奪戰(zhàn),近兩年各大銀行不斷加快在昆明地區(qū)建立社區(qū)銀行步伐。作為云南地區(qū)最早提出"讓金融服務(wù)成為社區(qū)服務(wù)的一部分,打造云南當(dāng)?shù)厣鐓^(qū)金融服務(wù)品牌銀行"的交通銀行云南省分行而言卻"不以為然",直至最近才在昆明同德廣場(chǎng)、金實(shí)小區(qū)、陽(yáng)光花園地區(qū)開(kāi)設(shè)首批普惠型特色網(wǎng)點(diǎn),其中緣由耐人尋味。用三年時(shí)間深挖社區(qū)客戶金融需求對(duì)小區(qū)居民來(lái)說(shuō),社區(qū)銀行開(kāi)到家門口,就近享受金融服務(wù),無(wú)論如何都是一件好事。但對(duì)銀行而言,在探索社區(qū)金融發(fā)展的步履中,難免遇到"成長(zhǎng)的煩惱"。交通銀行云南省分行相關(guān)負(fù)責(zé)人分析,國(guó)內(nèi)的社區(qū)銀行處于剛剛起步階段,功能不全導(dǎo)致
[Abstract]:Around the "last kilometer" of community finance-consumers, the Yunnan banking industry staged a war in the past two years, major banks have been speeding up the pace of the establishment of community banks in Kunming.The Yunnan branch of the Bank of Communications, which first proposed to "make financial services a part of community service, and to create a brand bank for local community financial services in Yunnan," was "dissatisfied" only recently in Tongde Square, Kunming.Jinshi District, Sunshine Garden set up the first batch of inclusive features of the network, one of the reasons thought-provoking.Using three years to dig deep into the financial needs of community customers is a good thing for the residents of the community, the community banks coming to their homes to enjoy financial services nearby.But for banks, in exploring the pace of community financial development, it is inevitable to encounter "growing pains".The relevant responsible person of Yunnan Branch of Bank of Communications analyzed that the community bank in China is just in its infancy, and its function is not complete.
【作者單位】： 交行云南省分行;
【分類號(hào)】：F832.2

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