【摘要】：金融業(yè)是國民經(jīng)濟(jì)的核心，而銀行又是金融業(yè)的支柱。因此，如何正確評(píng)價(jià)我國商業(yè)銀行的績效水平，從而提高其核心競爭力就成為理論界與銀行業(yè)共同的關(guān)注焦點(diǎn)。 為了進(jìn)一步提升我國商業(yè)銀行的核心競爭力，，就必須對(duì)其現(xiàn)狀做出正確地評(píng)價(jià)并提出相應(yīng)的改進(jìn)措施。首先，選取了我國16家上市商業(yè)銀行2010年的財(cái)務(wù)數(shù)據(jù)作為樣本數(shù)據(jù)，采用投影尋蹤方法對(duì)總體指標(biāo)及各分項(xiàng)指標(biāo)分別進(jìn)行評(píng)價(jià)，二者評(píng)價(jià)結(jié)果基本一致，為商業(yè)銀行財(cái)務(wù)績效科學(xué)、準(zhǔn)確的評(píng)價(jià)提供了一種新的方法。其次，根據(jù)博弈論分析的結(jié)果，探討兩類商業(yè)銀行即國有商業(yè)銀行和一般商業(yè)銀行績效改進(jìn)策略的相互依賴程度。最后，提出提高我國商業(yè)銀行績效水平的具體措施，為進(jìn)一步提高我國商業(yè)銀行在國際間銀行業(yè)的競爭力提出了相應(yīng)的對(duì)策建議。
[Abstract]:The financial industry is the core of the national economy, and the bank is the pillar of the financial industry. Therefore, how to correctly evaluate the performance level of commercial banks in China, so as to improve their core competitiveness has become the focus of attention of both theorists and banks. In order to further improve the core competitiveness of Chinese commercial banks, it is necessary to make a correct evaluation of its current situation and put forward corresponding improvement measures. Firstly, the financial data of 16 listed commercial banks in China in 2010 are selected as the sample data, and the overall index and each sub-index are evaluated by the projection pursuit method. The results of the two evaluations are basically the same. It provides a new method for the scientific and accurate evaluation of the financial performance of commercial banks. Secondly, according to the results of game theory analysis, this paper discusses the degree of interdependence between the two types of commercial banks, namely, state-owned commercial banks and general commercial banks' performance improvement strategies. Finally, specific measures to improve the performance level of Chinese commercial banks are put forward, and corresponding countermeasures and suggestions are put forward to further improve the competitiveness of Chinese commercial banks in the international banking industry.
【學(xué)位授予單位】：黑龍江八一農(nóng)墾大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.2

【引證文獻(xiàn)】

相關(guān)碩士學(xué)位論文 前1條

1 任英;我國商業(yè)銀行財(cái)務(wù)績效評(píng)價(jià)的實(shí)證研究[D];蘭州交通大學(xué);2013年

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