ABC銀行績效評價體系研究
發(fā)布時間：2018-10-09 09:39
【摘要】：我國開發(fā)性金融機構自上世紀90年代成立以來,隨著國家改革開放戰(zhàn)略的深入實施,西部大開發(fā)戰(zhàn)略的穩(wěn)步推進,以ABC銀行為代表的開發(fā)性金融機構在支持國家發(fā)展戰(zhàn)略、以中長期信貸結構彌補金融市場短期行為、維護國家金融穩(wěn)定上做出了積極貢獻。開發(fā)性金融機構在誕生、發(fā)展、壯大的二十年里,經(jīng)歷過價值市場信用缺失、風險防范意識淡薄、業(yè)務品種單一、可持續(xù)發(fā)展能力低下、不良資產(chǎn)拖累嚴重的狀況,隨著金融體制改革的不斷深入,開發(fā)性金融機構作為市場主體參與運行已經(jīng)提上日程。社會各方面將對開發(fā)性金融企業(yè)的績效更加關注。伴隨著中國加入WTO,中國的銀行即將面對更大市場挑戰(zhàn)和同業(yè)競爭,只有提高自身的經(jīng)營管理水平,樹立競爭意識,增強核心競爭力、把握瞬息萬變的市場變化,才能在激烈的競爭中站穩(wěn)腳跟尋求發(fā)展。處于變革時期的以ABC銀行為代表的開發(fā)性金融機構也將面臨企業(yè)角色定位和績效管理體系轉變的雙重挑戰(zhàn)。ABC銀行在企業(yè)績效管理過程中,需要不斷提升績效管理水平、建立合理的績效評價指標體系。其中,績效評價指標的重構和完善是核心。 在這樣的研究背景下,本文從績效和開發(fā)性金融績效的概念出發(fā),以國內外對績效以及績效評價體系的研究為基礎,討論分析績效評價體系的構建、流程、實施、指標設定和優(yōu)缺點。其次,闡述開發(fā)性金融基本概念,評述開發(fā)性金融在中國金融發(fā)展歷史上的發(fā)展歷程,研究分析開發(fā)性金融機構的基本特點和運行機理,探討開發(fā)性金融機構在宏觀效益與微觀效益的績效概念以及評價方法,并以ABC銀行為研究對象,分析不同時代背景下的績效評價體系的演進、指標構成的問題和產(chǎn)生問題的原因。最后通過引入戰(zhàn)略導向的績效管理體系、結合平衡積分卡理論、經(jīng)濟增加值理論構建并完善ABC銀行的績效評價指標體系,分析探討在績效評價的實施過程中可能存在的障礙,提出解決對策,努力為推動ABC銀行戰(zhàn)略轉型,增強市場競爭能力,全面提升績效管理水平,客觀全面評價ABC銀行的績效,提供有實踐價值的方案。
[Abstract]:Since the establishment of China's development financial institutions in the 1990s, with the deepening implementation of the national reform and opening up strategy and the steady progress of the western development strategy, the development financial institutions, represented by the ABC Bank, are supporting the national development strategy. The medium-and long-term credit structure has made a positive contribution to make up for the short-term behavior of the financial market and to maintain the country's financial stability. In the 20 years since the birth, development and expansion of development financial institutions, they have experienced a lack of credit in the value market, a weak awareness of risk prevention, a single business variety, a low capacity for sustainable development, and a serious drag on non-performing assets. With the deepening of the reform of financial system, the participation of development financial institutions as the main body of the market has been put on the agenda. All aspects of society will pay more attention to the performance of development financial enterprises. With China's entry into WTO, banks in China are about to face greater market challenges and competition among the same industry. Only by improving their own management level, establishing a sense of competition, strengthening their core competitiveness, and grasping the ever-changing market changes, In order to stand firm in the fierce competition to seek development. In the period of change, the development financial institutions, represented by ABC Bank, will also face the dual challenges of enterprise role orientation and the change of performance management system. In the process of enterprise performance management, ABC Bank needs to continuously improve the performance management level. Establish a reasonable performance evaluation index system. Among them, the reconstruction and perfection of performance evaluation index is the core. Based on the research of performance and performance evaluation system at home and abroad, this paper discusses the construction, process and implementation of performance evaluation system, based on the concept of performance and development financial performance. Index setting and advantages and disadvantages. Secondly, it expounds the basic concept of development finance, comments on the development course of development finance in the history of Chinese financial development, studies and analyzes the basic characteristics and operating mechanism of development finance institutions. This paper probes into the concept and evaluation method of the performance of development financial institutions in macro and micro benefits, and takes ABC Bank as the research object to analyze the evolution of performance evaluation system in different times. Problems in the composition of indicators and the causes of the problems. Finally, by introducing the strategic oriented performance management system, combining the balanced integral card theory and the economic added value theory to construct and perfect the performance evaluation index system of ABC bank, this paper analyzes and discusses the possible obstacles in the implementation process of performance evaluation. The countermeasures are put forward to promote the strategic transformation of ABC bank, to strengthen the market competition ability, to improve the performance management level, to evaluate the performance of ABC bank objectively and comprehensively, and to provide practical value scheme.
【學位授予單位】：西南財經(jīng)大學
【學位級別】：碩士
【學位授予年份】：2012
【分類號】：F832.33;F830.42
本文編號：2258870
[Abstract]:Since the establishment of China's development financial institutions in the 1990s, with the deepening implementation of the national reform and opening up strategy and the steady progress of the western development strategy, the development financial institutions, represented by the ABC Bank, are supporting the national development strategy. The medium-and long-term credit structure has made a positive contribution to make up for the short-term behavior of the financial market and to maintain the country's financial stability. In the 20 years since the birth, development and expansion of development financial institutions, they have experienced a lack of credit in the value market, a weak awareness of risk prevention, a single business variety, a low capacity for sustainable development, and a serious drag on non-performing assets. With the deepening of the reform of financial system, the participation of development financial institutions as the main body of the market has been put on the agenda. All aspects of society will pay more attention to the performance of development financial enterprises. With China's entry into WTO, banks in China are about to face greater market challenges and competition among the same industry. Only by improving their own management level, establishing a sense of competition, strengthening their core competitiveness, and grasping the ever-changing market changes, In order to stand firm in the fierce competition to seek development. In the period of change, the development financial institutions, represented by ABC Bank, will also face the dual challenges of enterprise role orientation and the change of performance management system. In the process of enterprise performance management, ABC Bank needs to continuously improve the performance management level. Establish a reasonable performance evaluation index system. Among them, the reconstruction and perfection of performance evaluation index is the core. Based on the research of performance and performance evaluation system at home and abroad, this paper discusses the construction, process and implementation of performance evaluation system, based on the concept of performance and development financial performance. Index setting and advantages and disadvantages. Secondly, it expounds the basic concept of development finance, comments on the development course of development finance in the history of Chinese financial development, studies and analyzes the basic characteristics and operating mechanism of development finance institutions. This paper probes into the concept and evaluation method of the performance of development financial institutions in macro and micro benefits, and takes ABC Bank as the research object to analyze the evolution of performance evaluation system in different times. Problems in the composition of indicators and the causes of the problems. Finally, by introducing the strategic oriented performance management system, combining the balanced integral card theory and the economic added value theory to construct and perfect the performance evaluation index system of ABC bank, this paper analyzes and discusses the possible obstacles in the implementation process of performance evaluation. The countermeasures are put forward to promote the strategic transformation of ABC bank, to strengthen the market competition ability, to improve the performance management level, to evaluate the performance of ABC bank objectively and comprehensively, and to provide practical value scheme.
【學位授予單位】：西南財經(jīng)大學
【學位級別】：碩士
【學位授予年份】：2012
【分類號】：F832.33;F830.42
【參考文獻】
相關期刊論文 前10條
1 劉大為;;開發(fā)行走向開發(fā)性金融之路[J];銀行家;2006年06期
2 桑助來;建立科學的政府績效評估制度[J];中國人才;2004年07期
3 賈康;孟艷;;政策性金融演化的國際潮流及中國面臨的抉擇[J];當代財經(jīng);2010年12期
4 沈沛龍,任若恩;現(xiàn)代信用風險管理模型和方法的比較研究[J];經(jīng)濟科學;2002年03期
5 黃蘭;商業(yè)銀行績效評價的實證研究[J];金融理論與教學;2004年02期
6 朱元j;論我國政策性金融的特殊運行機理[J];金融研究;1996年08期
7 王廷科，薛峰;現(xiàn)代政策性金融機構：職能、組織與行為理論[J];金融與經(jīng)濟;1995年02期
8 谷祺,于東智;EVA財務管理系統(tǒng)的理論分析[J];會計研究;2000年11期
9 程樂硯,劉勝會;新時期我國商業(yè)銀行資產(chǎn)負債管理——論自律性資產(chǎn)負債管理策略及組合優(yōu)化模型[J];科技與管理;2004年01期
10 李文宇;商業(yè)銀行的績效考核[J];遼寧經(jīng)濟;2005年05期
，本文編號：2258870
本文鏈接：http://sikaile.net/guanlilunwen/huobilw/2258870.html
最近更新
教材專著
