【摘要】：我國(guó)的農(nóng)業(yè)、農(nóng)村和農(nóng)民問(wèn)題,始終是關(guān)系我國(guó)經(jīng)濟(jì)和社會(huì)發(fā)展全局的重大問(wèn)題,由于“三農(nóng)”問(wèn)題的復(fù)雜性和農(nóng)業(yè)的弱質(zhì)性,解決這樣一個(gè)事關(guān)全局發(fā)展的重大問(wèn)題,需要多系統(tǒng)、多層次的努力。 中國(guó)農(nóng)業(yè)發(fā)展銀行作為唯一的農(nóng)業(yè)政策性銀行,根據(jù)其性質(zhì)與任務(wù),有義務(wù)和責(zé)任幫助解決農(nóng)業(yè)、農(nóng)村和農(nóng)民等領(lǐng)域存在的有關(guān)問(wèn)題,特別是為解決農(nóng)村資金失血外流,建立農(nóng)村資金的回流機(jī)制作自己的貢獻(xiàn)。 為此,本文運(yùn)用文獻(xiàn)檢索與閱讀、數(shù)理統(tǒng)計(jì)等研究方法進(jìn)行分析,對(duì)農(nóng)發(fā)行江西省分行的資產(chǎn)質(zhì)量,貸款結(jié)構(gòu)和服務(wù)“三農(nóng)”能力等方面作了深入的分析,研究結(jié)果顯示,農(nóng)發(fā)行江西省分行為促進(jìn)江西省社會(huì)經(jīng)濟(jì)的全面、可持續(xù)發(fā)展作出了自己應(yīng)有貢獻(xiàn)。主要表現(xiàn)為：服務(wù)“三農(nóng)”能力進(jìn)一步增強(qiáng)、糧油棉貸款結(jié)構(gòu)明顯優(yōu)化、服務(wù)“三農(nóng)”可持續(xù)力平穩(wěn)提高、有力地支持了江西省糧食產(chǎn)業(yè)化水平和不斷開(kāi)辟特色支農(nóng)領(lǐng)域和平臺(tái)。但與巨大的需求仍然存在一些問(wèn)題,主要表現(xiàn)在：業(yè)務(wù)結(jié)構(gòu)不太合理、中長(zhǎng)期政策性貸款比重太小、對(duì)農(nóng)業(yè)產(chǎn)業(yè)鏈滲透不夠、中間業(yè)務(wù)營(yíng)業(yè)收入比還很小等。 論文最后根據(jù)存在問(wèn)題,提出農(nóng)發(fā)行要適時(shí)調(diào)整業(yè)務(wù)發(fā)展戰(zhàn)略定位,做到兩個(gè)“結(jié)合”,即“政策性與金融性”結(jié)合和“封閉性與開(kāi)放性”結(jié)合,并從三個(gè)方面加強(qiáng)服務(wù)“三農(nóng)”的力度與速度,即加大力度支持農(nóng)村水利建設(shè)、穩(wěn)步推進(jìn)農(nóng)業(yè)開(kāi)發(fā)性業(yè)務(wù)和擴(kuò)大信貸總量,優(yōu)化信貸結(jié)構(gòu)。
[Abstract]:The problems of agriculture, rural areas and peasants in our country have always been a major issue concerning the overall situation of our economic and social development.Because of the complexity of the "three rural" problems and the weakness of agriculture, the solution to such a major problem which concerns the overall development of the whole country, Need multi-system, multi-level efforts. The Agricultural Development Bank of China, as the only agricultural policy bank, according to its nature and mission, has the duty and responsibility to help solve the problems existing in the fields of agriculture, rural areas and farmers, especially in order to solve the outflow of rural capital. The establishment of rural capital return mechanism to make their own contributions. Therefore, this paper analyzes the asset quality, loan structure and the ability of serving agriculture, rural areas and farmers in Jiangxi Branch of Agricultural Development Bank by using literature retrieval and reading, mathematical statistics and other research methods. The results show that, The Jiangxi Branch of Agricultural Development Bank has made its due contribution to promoting the comprehensive and sustainable development of Jiangxi's society and economy. The main manifestations are: the ability to serve the "three rural areas" has been further enhanced, the loan structure of grain, oil, and cotton has been obviously optimized, and the sustainability of serving the "three rural areas" has been steadily improved. Has supported Jiangxi Province grain industrialization level and unceasingly opens the characteristic support agriculture domain and the platform. However, there are still some problems with the huge demand, such as the unreasonable business structure, the small proportion of medium and long-term policy loans, the insufficient penetration of agricultural industry chain, the small revenue ratio of intermediate business and so on. Finally, according to the existing problems, the paper puts forward that Agricultural Development Bank should adjust the strategic orientation of business development in good time, and achieve two "combination", that is, "policy and finance" combination and "closed and open" combination. And strengthen the strength and speed of serving agriculture, rural areas and farmers from three aspects, that is, strengthen the support of rural water conservancy construction, steadily promote agricultural development business and expand the total amount of credit, optimize the credit structure.
【學(xué)位授予單位】：江西農(nóng)業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類(lèi)號(hào)】：F320;F832.31

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 楊羽飛;嚴(yán)青;陳金光;;農(nóng)業(yè)政策性金融改革與發(fā)展問(wèn)題研究[J];南方金融;2009年07期

2 李君;德國(guó)、日本、韓國(guó)政策性銀行的運(yùn)作[J];國(guó)際經(jīng)濟(jì)評(píng)論;2002年05期

3 朱大旗;何遐祥;;論我國(guó)政策性銀行立法的完善——以實(shí)施“十一五”規(guī)劃為契機(jī)[J];時(shí)代法學(xué);2006年05期

4 白欽先;政策性金融論[J];經(jīng)濟(jì)學(xué)家;1998年03期

5 王冰;劉振光;;我國(guó)農(nóng)業(yè)政策性銀行的可持續(xù)發(fā)展研究[J];經(jīng)濟(jì)縱橫;2007年09期

6 李志輝;崔光華;;基于開(kāi)發(fā)性金融的政策性銀行轉(zhuǎn)型——論中國(guó)農(nóng)業(yè)發(fā)展銀行的改革[J];金融研究;2008年08期

7 丁偉;;當(dāng)前農(nóng)業(yè)發(fā)展銀行商業(yè)性貸款面臨的風(fēng)險(xiǎn)及對(duì)策[J];中國(guó)農(nóng)業(yè)銀行武漢培訓(xùn)學(xué)院學(xué)報(bào);2006年02期

8 何廣文;對(duì)農(nóng)村政策金融改革的理性思考[J];農(nóng)業(yè)經(jīng)濟(jì)問(wèn)題;2004年03期

9 林德昌;;農(nóng)發(fā)行信貸風(fēng)險(xiǎn)管理值得注意的幾個(gè)問(wèn)題[J];農(nóng)業(yè)發(fā)展與金融;2007年06期

10 孫同徽;;農(nóng)業(yè)政策性銀行開(kāi)辦商業(yè)性貸款業(yè)務(wù)之思考[J];現(xiàn)代財(cái)經(jīng)(天津財(cái)經(jīng)大學(xué)學(xué)報(bào));2006年08期

，

本文編號(hào)：2241844