發(fā)布時間：2018-09-07 11:10

【摘要】：金融集聚已經(jīng)成為我國金融發(fā)展過程中的顯著現(xiàn)象，像上海的浦東、北京的金融街都是典型的金融集聚地區(qū)。西方發(fā)達(dá)國家的金融集聚發(fā)展經(jīng)驗表明，金融集聚能夠有效地促進當(dāng)?shù)氐募夹g(shù)創(chuàng)新活動，從而拉動地方經(jīng)濟的發(fā)展。雖然我國的金融市場日趨成熟，金融集聚也初具規(guī)模，但在金融中心建設(shè)和金融資源整體布局等方面依舊存在許多問題。在金融危機之后，中國的金融集聚呈現(xiàn)出哪些特征，金融集聚是怎樣促進技術(shù)創(chuàng)新的，金融集聚對金融創(chuàng)新的效率怎么樣，對這些問題的研究有助于認(rèn)識我國金融集聚與技術(shù)創(chuàng)新目前存在的問題，對于制定相對應(yīng)的金融產(chǎn)業(yè)發(fā)展政策服務(wù)企業(yè)的自主創(chuàng)新活動、推進社會經(jīng)濟的健康發(fā)展具有重大的現(xiàn)實意義。鑒于此，本文在綜述國內(nèi)外學(xué)者相關(guān)研究成果的基礎(chǔ)上，，探究了金融集聚促進技術(shù)創(chuàng)新的作用機制，計算了我國金融集聚促進技術(shù)創(chuàng)新的全要素生產(chǎn)率，并在此基礎(chǔ)上實證分析了其影響因素，最后提出相關(guān)政策。 本文基于2005—2009年中國25個省會城市的面板數(shù)據(jù)，運用非參數(shù)DEA模型的Malmquist生產(chǎn)率指數(shù)，測算了我國金融集聚促進技術(shù)創(chuàng)新的全要素生產(chǎn)率，結(jié)果顯示全要素生產(chǎn)率在2005-2009年區(qū)間整體呈上升趨勢。在此基礎(chǔ)上構(gòu)建了技術(shù)創(chuàng)新效率的影響因素模型，實證結(jié)果表明國內(nèi)的技術(shù)創(chuàng)新活動主要依靠向銀行貸款的方式獲取資金，而股權(quán)融資和債券融資在很多城市還不夠發(fā)達(dá)，這樣很大程度上限制了我國中小企業(yè)的創(chuàng)新活動，導(dǎo)致全要素生產(chǎn)率的低下。因此，我們必須突破區(qū)域間資源流動的限制，加快我國金融集聚中心的建設(shè)；要不斷提高我國金融業(yè)的市場化程度，建立公平統(tǒng)一透明的金融管理體制等。
[Abstract]:Financial agglomeration has become a significant phenomenon in the process of financial development in China, such as Pudong in Shanghai and financial streets in Beijing are typical financial agglomeration areas. The development experience of financial agglomeration in western developed countries shows that financial agglomeration can effectively promote local technological innovation and thus stimulate the development of local economy. Although the financial market is maturing and the financial agglomeration is beginning to take shape, there are still many problems in the construction of financial center and the overall layout of financial resources. After the financial crisis, what are the characteristics of financial agglomeration in China, how does financial agglomeration promote technological innovation, and what is the efficiency of financial agglomeration in financial innovation? The research on these problems is helpful to understand the existing problems of financial agglomeration and technological innovation in China, and to formulate corresponding financial industry development policies to serve the independent innovation activities of enterprises. It is of great practical significance to promote the healthy development of social economy. In view of this, on the basis of summarizing the relevant research results of domestic and foreign scholars, this paper probes into the mechanism of financial agglomeration to promote technological innovation, and calculates the total factor productivity of financial agglomeration promoting technological innovation in China. And on the basis of empirical analysis of its impact factors, finally put forward relevant policies. Based on the panel data of 25 provincial capitals in China from 2005 to 2009, this paper calculates the total factor productivity (TFP) of financial agglomeration to promote technological innovation by using the Malmquist productivity index of non-parametric DEA model. The results show that the total factor productivity (TFP) is on the rise from 2005 to 2009. The empirical results show that domestic technological innovation activities mainly rely on bank loans to obtain funds, while equity financing and bond financing are not developed in many cities. In this way, the innovation activities of small and medium enterprises in China are limited to a great extent, and the total factor productivity is low. Therefore, we must break through the restriction of the regional resource flow, accelerate the construction of the financial agglomeration center in our country, constantly improve the marketization degree of our financial industry, and establish a fair, unified and transparent financial management system and so on.
【學(xué)位授予單位】：湖南大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：F224;F832;F124.3

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本文編號：2228093