【摘要】：近十年以來(lái)，企業(yè)之間的競(jìng)爭(zhēng)逐漸升級(jí)為產(chǎn)業(yè)鏈的競(jìng)爭(zhēng)，而構(gòu)成整個(gè)產(chǎn)業(yè)鏈生態(tài)系統(tǒng)的核心企業(yè)和中小企業(yè)的供應(yīng)鏈協(xié)同變得越發(fā)重要，其中供應(yīng)鏈動(dòng)態(tài)性和不確定性，全球化的供應(yīng)商和客戶網(wǎng)絡(luò)，瞬息萬(wàn)變的市場(chǎng)變化，供應(yīng)鏈上成本優(yōu)化的壓力等都成為供應(yīng)鏈金融需求產(chǎn)生的重要原因。商業(yè)銀行的供應(yīng)鏈金融解決方案從資金流出發(fā)，從資金流的角度將供應(yīng)鏈上的節(jié)點(diǎn)和參與主體聯(lián)系到一起，逐步實(shí)現(xiàn)供應(yīng)鏈各節(jié)點(diǎn)企業(yè)的信息共享與戰(zhàn)略協(xié)同，以改善供應(yīng)鏈協(xié)同的關(guān)鍵流程，提高供應(yīng)鏈整體績(jī)效。 2008年的金融危機(jī)進(jìn)一步加速了國(guó)內(nèi)眾多核心企業(yè)推進(jìn)供應(yīng)鏈協(xié)同的步伐。但是，當(dāng)前供應(yīng)鏈協(xié)同基本忽略了財(cái)務(wù)供應(yīng)鏈在其中的關(guān)鍵作用，資金與信用的失衡可能會(huì)導(dǎo)致供應(yīng)鏈管理的低效率。本文在梳理了供應(yīng)鏈金融的相關(guān)理論，概況總結(jié)一些相關(guān)應(yīng)用和實(shí)踐的基礎(chǔ)上，著重以一些國(guó)內(nèi)外供應(yīng)鏈金融領(lǐng)先銀行的典型運(yùn)作模式為例，，分析和總結(jié)商業(yè)銀行供應(yīng)鏈金融解決方案，并針對(duì)當(dāng)今在電子商務(wù)的驅(qū)動(dòng)下，供應(yīng)鏈的主要發(fā)展趨勢(shì)，并用供應(yīng)鏈金融為戰(zhàn)略發(fā)展方向的深圳發(fā)展銀行的電子化平臺(tái)解決方案為案例，分析供應(yīng)鏈金融線上化，力圖將金融服務(wù)（資金流）無(wú)縫嵌入供應(yīng)鏈，實(shí)現(xiàn)與商流、物流、信息流的協(xié)同，實(shí)現(xiàn)金融產(chǎn)品的網(wǎng)銀化、營(yíng)銷(xiāo)的網(wǎng)絡(luò)化、服務(wù)的在線化、風(fēng)控的標(biāo)準(zhǔn)化和合規(guī)的自動(dòng)化，進(jìn)一步強(qiáng)化差異化發(fā)展和特色經(jīng)營(yíng)的優(yōu)勢(shì)，試圖為商業(yè)銀行通過(guò)發(fā)展戰(zhàn)略的集中化和經(jīng)營(yíng)策略的差異化營(yíng)造經(jīng)營(yíng)特色，提供一個(gè)分析和研究的樣本。
[Abstract]:In the past ten years, the competition among enterprises has been gradually upgraded to the competition of industrial chain, and the supply chain coordination between the core enterprises and the small and medium-sized enterprises, which constitute the whole ecosystem of the industrial chain, has become more and more important, in which the supply chain is dynamic and uncertain. The global network of suppliers and customers, the ever-changing market changes, and the pressure of cost optimization in supply chain are the important reasons for the financial demand of supply chain. The financial solutions of the supply chain of commercial banks are issued from the capital outflow, connecting the nodes and the participants in the supply chain from the point of view of the capital flow, and gradually realizing the information sharing and strategic synergy of the enterprises in each node of the supply chain. In order to improve the key process of supply chain coordination and improve the overall performance of supply chain, the financial crisis in 2008 further accelerated the pace of domestic core enterprises to promote supply chain coordination. However, at present, supply chain coordination basically ignores the key role of financial supply chain, and the imbalance between capital and credit may lead to the low efficiency of supply chain management. On the basis of combing the relevant theories of supply chain finance and summarizing some related applications and practices, this paper focuses on the typical operation models of some leading banks in supply chain finance at home and abroad. This paper analyzes and summarizes the solutions to the supply chain finance of commercial banks, and aims at the main development trend of the supply chain driven by electronic commerce. Taking the electronic platform solution of Shenzhen Development Bank, which is the strategic development direction of supply chain finance, as an example, this paper analyzes the line of supply chain finance, and tries to embed financial service (capital flow) seamlessly in supply chain to realize business flow and logistics. With the cooperation of information flow, we can realize the network silver of financial products, the network of marketing, the online service, the standardization of wind control and the automation of compliance, so as to further strengthen the advantages of differentiated development and characteristic management. This paper attempts to provide a sample of analysis and research for commercial banks to construct management characteristics through centralization of development strategies and differentiation of management strategies.
【學(xué)位授予單位】：上海交通大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F274;F832.2

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相關(guān)期刊論文 前2條

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本文編號(hào)：2183341