中小企業(yè)信用擔(dān)保運(yùn)行效率評(píng)價(jià)
發(fā)布時(shí)間:2018-07-24 09:26
【摘要】:綜合考慮信用擔(dān)保機(jī)構(gòu)的盈利能力、風(fēng)險(xiǎn)承受能力和信用能力,采用DEA效率評(píng)價(jià)方法對(duì)東北某省擔(dān)保協(xié)會(huì)的信用擔(dān)保綜合運(yùn)行效率(技術(shù)效率、規(guī)模效率)以及投入冗余和產(chǎn)出不足情況進(jìn)行了實(shí)證分析.結(jié)果表明:大部分信用擔(dān)保處于綜合運(yùn)行無(wú)效狀態(tài);信用擔(dān)保的技術(shù)效率均高于綜合運(yùn)行效率但沒(méi)有達(dá)到純技術(shù)效率;信用擔(dān)保利用現(xiàn)有經(jīng)營(yíng)管理技術(shù)的能力較強(qiáng),能在減少投入的同時(shí)提高產(chǎn)出水平;大部分信用擔(dān)保處在規(guī)模不經(jīng)濟(jì)狀態(tài),存在產(chǎn)出不足和投入冗余的情況.說(shuō)明合理的后續(xù)投入和相匹配的產(chǎn)出,才能發(fā)揮信用擔(dān)保的效用.
[Abstract]:Considering the profit ability, risk bearing ability and credit ability of credit guarantee institution, DEA efficiency evaluation method is used to evaluate the comprehensive operational efficiency (technical efficiency) of credit guarantee association in a certain province in Northeast China. Scale efficiency), as well as input redundancy and output insufficiency, are analyzed empirically. The results show that most of the credit guarantee is in an invalid state of comprehensive operation, the technical efficiency of the credit guarantee is higher than that of the comprehensive operation efficiency but not the pure technical efficiency, the ability of the credit guarantee to make use of the existing management technology is stronger. Most of the credit guarantee is in the state of uneconomic scale, and the output is insufficient and the input is redundant. It shows that reasonable follow-up input and matching output can play the role of credit guarantee.
【作者單位】: 東北大學(xué)工商管理學(xué)院;
【基金】:遼寧省科技計(jì)劃項(xiàng)目(2008401010) 遼寧省社會(huì)科學(xué)規(guī)劃基金資助項(xiàng)目(L08DJY095)
【分類號(hào)】:F832.3
[Abstract]:Considering the profit ability, risk bearing ability and credit ability of credit guarantee institution, DEA efficiency evaluation method is used to evaluate the comprehensive operational efficiency (technical efficiency) of credit guarantee association in a certain province in Northeast China. Scale efficiency), as well as input redundancy and output insufficiency, are analyzed empirically. The results show that most of the credit guarantee is in an invalid state of comprehensive operation, the technical efficiency of the credit guarantee is higher than that of the comprehensive operation efficiency but not the pure technical efficiency, the ability of the credit guarantee to make use of the existing management technology is stronger. Most of the credit guarantee is in the state of uneconomic scale, and the output is insufficient and the input is redundant. It shows that reasonable follow-up input and matching output can play the role of credit guarantee.
【作者單位】: 東北大學(xué)工商管理學(xué)院;
【基金】:遼寧省科技計(jì)劃項(xiàng)目(2008401010) 遼寧省社會(huì)科學(xué)規(guī)劃基金資助項(xiàng)目(L08DJY095)
【分類號(hào)】:F832.3
【共引文獻(xiàn)】
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