發(fā)布時間：2018-06-27 15:25

  本文選題：醫(yī)療器械 + 中小企業(yè)�。� 參考：《北京協(xié)和醫(yī)學(xué)院》2012年碩士論文

【摘要】：醫(yī)療器械是現(xiàn)代臨床診療、疾病預(yù)防與康復(fù)中不可替代的重要基礎(chǔ)裝備,其不斷發(fā)展對保健康復(fù)和臨床診治水平的提高具有重要意義。但是,應(yīng)作為醫(yī)療器械活躍創(chuàng)新主體的醫(yī)療器械中小企業(yè)目前多數(shù)存在融資困難。近幾年,國家出臺了一系列促進中小企業(yè)融資的措施,但醫(yī)療器械中小企業(yè)的融資問題依然嚴峻。 金融資本與醫(yī)療器械科技的結(jié)合將有力推動我國醫(yī)療器械產(chǎn)業(yè)的發(fā)展,在緩解百姓“看病貴”問題的同時,帶動國民經(jīng)濟的增長。因此,探討促進我國醫(yī)療器械中小企業(yè)融資的政策具有現(xiàn)實意義。 本文綜合運用了文獻調(diào)研、知情者訪談以及對比、歸納等情報學(xué)基本方法,梳理了我國醫(yī)療器械中小企業(yè)融資的政策和現(xiàn)狀,總結(jié)了美國、日本醫(yī)療器械中小企業(yè)融資的經(jīng)驗,在此基礎(chǔ)上分析我國醫(yī)療器械中小企業(yè)融資過程存在的問題,最后提出了改善我國醫(yī)療器械中小企業(yè)融資環(huán)境、推動金融與醫(yī)療器械科技結(jié)合的政策建議。 我國醫(yī)療器械中小企業(yè)融資困難緣于：中小企業(yè)法律不完備,配套措施不完善；現(xiàn)有政策對銀行貸款的激勵不足；多層次資本市場不健全；醫(yī)療器械風(fēng)險投資發(fā)展不暢；缺乏中小企業(yè)政策性金融機構(gòu),政策性資金短缺；信用擔(dān)保風(fēng)險共擔(dān)機制不合理,再擔(dān)保發(fā)展緩慢；財稅政策的支持力度�。会t(yī)療器械中小企業(yè)規(guī)模小、有形資產(chǎn)少,創(chuàng)新環(huán)境不佳、創(chuàng)新力不強。 針對以上問題,本文借鑒國外經(jīng)驗,提出以下幾點建議：加快制定中小企業(yè)融資法律,完善配套措施；增加中小企業(yè)貸款資金,對銀行實行稅收累進,完善征信、授信；修改創(chuàng)業(yè)板標準,規(guī)范場外交易市場；建立專門的政策性金融機構(gòu)；完善中小企業(yè)信用擔(dān)保體系；調(diào)整當前財稅政策；改善醫(yī)療器械中小企業(yè)創(chuàng)新環(huán)境。
[Abstract]:Medical equipment is an important basic equipment in modern clinical diagnosis, disease prevention and rehabilitation. The continuous development of medical equipment is of great significance to the improvement of health care and clinical diagnosis and treatment. However, most of the medical instruments which should be active and innovative as the main body of medical equipment have difficulty in financing. A series of measures to promote the financing of small and medium-sized enterprises, but the financing problem of small and medium-sized medical devices is still grim.
The combination of financial capital and medical equipment technology will vigorously promote the development of the medical equipment industry in China, and promote the growth of the national economy at the same time. Therefore, it is of practical significance to explore the policy of promoting the financing of small and medium-sized medical instruments in China.
In this paper, the basic methods of information science, such as literature survey, insider interview, comparison and induction, are used to summarize the financing policies and status of small and medium enterprises in China, and summarize the financing experience of the small and medium enterprises in the United States and Japan. On this basis, the problems in the financing process of the small and medium-sized medical instruments in China are analyzed. Finally, the policy recommendations for improving the financing environment of medical device SMEs and promoting the integration of Finance and medical device technology are put forward.
The financing difficulties of small and medium sized enterprises in China are due to the lack of complete law of small and medium-sized enterprises, imperfect supporting measures, inadequate incentive to bank loans by existing policies, imperfect capital markets, poor development of risk investment for medical instruments, lack of policy financial institutions for small and medium enterprises, shortage of policy funds, and credit guarantee wind The mechanism of the risk sharing is unreasonable, the security development is slow, the support of the fiscal and tax policy is small, the size of the small and medium enterprises of medical instruments is small, the tangible assets are small, the innovation environment is not good, and the innovation is not strong.
In view of the above problems, the following suggestions are put forward for reference: to speed up the formulation of the financing laws of small and medium-sized enterprises, to improve the supporting measures, to increase the loan funds for small and medium-sized enterprises, to carry out the tax progressive of the banks, to improve the credit and credit, to modify the standard of the gem, to standardize the market for the outside field, and to establish a special policy financial institution; We should improve the credit guarantee system of small and medium-sized enterprises, adjust the current fiscal and taxation policies, and improve the innovation environment of small and medium-sized medical devices.
【學(xué)位授予單位】：北京協(xié)和醫(yī)學(xué)院
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：F426.4;F832.4

【參考文獻】

相關(guān)期刊論文 前10條

1 廖發(fā)達,唐咸德;美國風(fēng)險投資推動高科技產(chǎn)業(yè)發(fā)展的環(huán)境探析[J];財金貿(mào)易;2000年06期

2 胡勝;解芳;;從稅收角度談促進我國風(fēng)險投資業(yè)發(fā)展[J];財會月刊;2008年05期

3 王建剛,于英川;我國高新技術(shù)產(chǎn)業(yè)競爭力比較研究[J];工業(yè)技術(shù)經(jīng)濟;2004年01期

4 杜躍平,段利民;科技型中小企業(yè)生命周期與融資方式選擇[J];工業(yè)技術(shù)經(jīng)濟;2004年06期

5 盧曉明;;重視應(yīng)用技術(shù)研發(fā)與推廣[J];北京觀察;2011年09期

6 王衛(wèi)紅;高凱;;深圳與上海高新區(qū)內(nèi)生競爭變量比較[J];科技管理研究;2007年03期

7 陳玉榮;;科技型中小企業(yè)各生命周期階段的特點及融資策略[J];科技進步與對策;2010年14期

8 王曉軍;劉凱;仲偉周;;中小企業(yè)信用擔(dān)保風(fēng)險及控制[J];理論導(dǎo)刊;2011年06期

9 李洪江;;日本風(fēng)險投資的新變化及對我國的啟示[J];理論探討;2008年05期

10 周軍,魏曉明;國際融資模式與公司治理結(jié)構(gòu)的比較與借鑒[J];經(jīng)濟與管理;2002年11期

相關(guān)重要報紙文章 前2條

1 中國政法大學(xué)教授 蔡吉祥;[N];經(jīng)濟參考報;2012年

2 劉U啞±鈦Х，

本文編號：2074366