本文選題：農(nóng)村經(jīng)濟(jì) + 農(nóng)民專業(yè)合作社��； 參考：《湖南大學(xué)》2015年碩士論文

【摘要】：農(nóng)業(yè)是國(guó)民經(jīng)濟(jì)的基礎(chǔ)和命脈。隨著社會(huì)主義市場(chǎng)經(jīng)濟(jì)的全面發(fā)展,中國(guó)農(nóng)業(yè)經(jīng)濟(jì)發(fā)展進(jìn)入了一個(gè)新的歷史發(fā)展階段。農(nóng)產(chǎn)品供給出現(xiàn)了從短缺轉(zhuǎn)為總量階段性過剩的現(xiàn)象。農(nóng)產(chǎn)品供求關(guān)系由供給導(dǎo)向轉(zhuǎn)向以市場(chǎng)需求為導(dǎo)向,由賣方市場(chǎng)轉(zhuǎn)向買方市場(chǎng)為導(dǎo)向,導(dǎo)致各類農(nóng)產(chǎn)品難以實(shí)現(xiàn)其價(jià)值,農(nóng)民增收困難。農(nóng)村問題的最終破解,要通過創(chuàng)新農(nóng)村自身經(jīng)營(yíng)管理模式來實(shí)現(xiàn)。實(shí)踐證明,發(fā)展農(nóng)民專業(yè)合作社是一種有效途徑。農(nóng)民專業(yè)合作社目前在全國(guó)得到探索并快速發(fā)展,農(nóng)民專業(yè)合作社規(guī)模經(jīng)濟(jì)性成果日益顯現(xiàn)。然而,農(nóng)民專業(yè)合作社規(guī)模經(jīng)濟(jì)性的擴(kuò)張需要適量資本的跟進(jìn),而農(nóng)業(yè)是弱質(zhì)產(chǎn)業(yè)、農(nóng)民是低收入群體、農(nóng)民專業(yè)合作社是松散型的民間自發(fā)性團(tuán)體,積累資本的能力十分有限并存在主觀與客觀的障礙。學(xué)者們對(duì)此也做了不少研究。本論文在已有研究成果的基礎(chǔ)上,分析目前農(nóng)民專業(yè)合作社規(guī)模經(jīng)濟(jì)性發(fā)展中的融資問題和困境,依此探索符合農(nóng)民專業(yè)合作社規(guī)模經(jīng)濟(jì)性發(fā)展的解困路徑與融資政策建議。本文運(yùn)用文獻(xiàn)研究法和案例分析法等,立足于《中華人民共和國(guó)農(nóng)民專業(yè)合作社法》的基礎(chǔ)上、以交易費(fèi)用理論作為理論支撐來探討農(nóng)民專業(yè)合作社規(guī)模經(jīng)濟(jì)性發(fā)展,認(rèn)為當(dāng)前農(nóng)民專業(yè)合作社規(guī)模經(jīng)濟(jì)性發(fā)展的最大障礙是融資問題,本文從三個(gè)方面分析了當(dāng)前農(nóng)民專業(yè)合作社的融資困難:一是集體資金捉襟見肘,二是政府資金投入望梅止渴,三是農(nóng)村信貸支持畫餅充饑。而造成農(nóng)民專業(yè)合作社融資困難的原因是多方面的,除自身能力有限之外,還有就是不完善的金融體系制約其融資能力、有限的政策扶持力度難以保障其融資需要等。為此,本文提出農(nóng)民專業(yè)合作社規(guī)模經(jīng)濟(jì)性發(fā)展的金融支持策略與政策建議,認(rèn)為政策性銀行應(yīng)強(qiáng)化支農(nóng)政策和服務(wù)職能、商業(yè)銀行應(yīng)積極履行為農(nóng)服務(wù)義務(wù)、合作性金融機(jī)構(gòu)也應(yīng)發(fā)揮支農(nóng)相關(guān)作用、尤其是政府應(yīng)加大政策支持力度和產(chǎn)業(yè)引導(dǎo)力度為農(nóng)民專業(yè)合作社規(guī)模經(jīng)濟(jì)性健康發(fā)展保駕護(hù)航。
[Abstract]:Agriculture is the foundation and lifeline of national economy. With the overall development of socialist market economy, China's agricultural economy has entered a new stage of historical development. The supply of agricultural products has changed from a shortage to a phase surplus. The relationship between supply and demand of agricultural products is changed from supply-oriented to market-oriented, from seller's market to buyer's market, which leads to the difficulty of realizing the value of various kinds of agricultural products and increasing farmers' income. The final solution of the rural problem should be realized by innovating the management mode of the countryside itself. Practice has proved that the development of farmers' professional cooperatives is an effective way. At present, farmers' specialized cooperatives have been explored and developed rapidly in China, and the achievements of scale economy of farmers' specialized cooperatives are increasingly apparent. However, the expansion of scale economy of farmers' specialized cooperatives needs proper capital to follow up, while agriculture is a weak industry, farmers are low-income groups, and farmers' specialized cooperatives are loose folk spontaneous groups. The ability to accumulate capital is very limited and there are subjective and objective obstacles. Scholars have also done a lot of research on this. On the basis of the existing research results, this paper analyzes the financing problems and difficulties in the development of scale economy of farmers' specialized cooperatives, and explores the solution path and financing policy suggestions according to the development of scale economy of farmers' professional cooperatives. Based on the "Law of the people's Republic of China on Farmers' specialized Cooperatives", this paper uses the literature research method and the case analysis method to discuss the scale economy development of the farmers' professional cooperatives based on the transaction cost theory. It is believed that the biggest obstacle to the development of the scale economy of the farmers' specialized cooperatives is the financing problem. This paper analyzes the financing difficulties of the farmers' specialized cooperatives from three aspects: first, the collective funds are overstretched, Second, the government funds investment to quench thirst, third, rural credit support to appease hunger. There are many reasons for the financing difficulties of farmers' specialized cooperatives. Besides their limited ability, the imperfect financial system restricts their financing ability, and the limited policy support is difficult to guarantee their financing needs and so on. Therefore, this paper puts forward the financial support strategies and policy suggestions for the development of scale economy of farmers' professional cooperatives, and holds that the policy banks should strengthen the policy and service functions of supporting agriculture, and commercial banks should actively fulfill their service obligations for agriculture. Cooperative financial institutions should also play a related role in supporting agriculture, especially the government should strengthen policy support and industry guidance to ensure the healthy development of scale economy of farmers' professional cooperatives.
【學(xué)位授予單位】：湖南大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2015
【分類號(hào)】：F321.42;F832.4

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